NOT LISTED FOR SALE

906 S 3rd St Effingham, IL 62401

Estimated Value: $109,784 - $121,000

3 Beds
2 Baths
1,266 Sq Ft
$92/Sq Ft Est. Value

Last Sold September 19, 2025

Last sale price $93,000 $73 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $798/month

49 Days on Market

Highlights

  • 0.84 Acre Lot
  • 1 Car Detached Garage
  • Central Air
  • Workshop
  • Front Porch
  • Replacement Windows

About This Home

As of September 2025

GREAT STARTER HOME OR INVESTMENT PROPERTY!!!!! Come take a look at this great home located close to downtown Effingham. This home offers 3 bedrooms and 2 bathrooms. The main level offers a large living room, dining room, kitchen w/ range and fridge included, 2 nice bedrooms and full bathroom! The basement offers a family room, an additional bedroom, bathroom, and large storage room. The outside offers a huge yard, front porch, large trees, and so much more! The 1 car detached garage offers a large lofted upstairs for all your storage needs! Don't let this great home get away. Call an agent today!

Last Agent to Sell the Property

Matt Dammerman

Dammerman & Associates Benchmark Realty License #471004701 Listed on: 06/25/2025

Last Buyer's Agent

Matt Dammerman

Dammerman & Associates Benchmark Realty License #471004701 Listed on: 06/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,093

Year Built

  • Built in 1947

Lot Details

  • 0.84 Acre Lot

Parking

  • 1 Car Detached Garage

Home Design

  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1-Story Property
  • Replacement Windows
  • Workshop
  • Finished Basement
  • Partial Basement
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Outbuilding
  • Front Porch

Utilities

  • Central Air
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0316050003

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,093

Year Built

Built in 1947

Lot Details

0

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 766.0
  • Lot Size Acres: 0.84
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Gravel
  • Building Stories: 1
  • Year Built: 1947
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 266.0
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Gas Water Heater, Range, Refrigerator
  • Has Basement: Finished, Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 500.0
  • Interior Amenities: Main Level Primary
  • Fireplace: No
  • Stories: 1
  • Window Features: Replacement Windows

Exterior Features

  • Construction Type: Aluminum Siding
  • Exterior Features: Workshop
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement
  • Other Structures: Outbuilding
  • Patio And Porch Features: Front Porch

Garage/Parking

  • Garage Spaces: 1.0
  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 36590.0
  • Parcel #: 0316050003
  • Zoning: RES

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2093.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2025
Closed on
Sep 19, 2025
Sold by
Ellis Bert L and Ellis Judy E
Bought by
Campbell David and Campbell Peggy
Seller's Agent
Matt Dammerman
Dammerman & Associates Benchmark Realty
Buyer's Agent
Matt Dammerman
Dammerman & Associates Benchmark Realty
List Price
$115,000
Sold Price
$93,000
Premium/Discount to List
-$22,000
-19.13%
Views
158
Current Estimated Value
$116,261

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,261
Avg. Annual Appreciation
121.95%
Original Mortgage
$74,400
Outstanding Balance
$74,400
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$41,861
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Campbell David $279,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Campbell David $74,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/19/2025 09/19/25 Sold $93,000 -11.4% $73 / Sq Ft
08/13/2025 08/13/25 Pending -- -- --
07/23/2025 07/23/25 Price Changed $105,000 -8.7% $83 / Sq Ft
06/25/2025 06/25/25 For Sale $115,000 -- $91 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,285 $33,820 $13,480 $20,340
2023 $2,093 $30,740 $12,250 $18,490
2022 $1,964 $28,200 $11,240 $16,960
2021 $2,025 $27,920 $11,130 $16,790
2020 $1,989 $27,140 $10,820 $16,320
2019 $1,951 $26,870 $10,710 $16,160
2018 $1,888 $25,840 $10,300 $15,540
2017 $1,857 $25,340 $10,100 $15,240
2016 $1,818 $24,610 $9,810 $14,800
2015 -- $23,890 $9,520 $14,370
2014 -- $23,190 $9,240 $13,950
2013 -- $22,740 $9,060 $13,680
2012 -- $22,410 $8,930 $13,480
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2025

    Matt Dammerman

    Dammerman & Associates Benchmark Realty

    (217) 259-3277

    84 in this area

    183 Total Sales

    Matt Dammerman
    Section Image
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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6252688

APN: 0316050003

Illinois Effingham County Effingham 62401

906 S 3rd St, Effingham, IL

Not Listed for Sale

Detached

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