NOT LISTED FOR SALE

908 N Spencer St Gary, IN 46403

Miller Neighborhood

Estimated Value: $406,000 - $543,000

3 Beds
2 Baths
3,006 Sq Ft
$162/Sq Ft Est. Value

Last Sold February 02, 2015

Last sale price $159,900 $53 Per Sq Ft

Est. 205% increase in value since last sale

Current estimated payment $3,073/month

96 Days on Market

Highlights

  • Greenhouse
  • 0.52 Acre Lot
  • Atrium Room
  • Lake View
  • Cape Cod Architecture
  • Deck

About This Home

As of February 2015

Unique dunetop estate with seasonal views of Lake Michigan. Striking features include separate greenhouse for gardening and Great Room with oak floors, marble woodburning fireplace and greenhouse windows which flood the house with light. French doors off the breakfast area lead to a multi-level deck overlooking your own private wooded dune. Guest suite and office/exercise room in the finished basement provide extra living space versatility.

Last Agent to Sell the Property

Gene Ayers

Ayers REALTORS(r) License #RB14003990 Listed on: 09/13/2014

Last Buyer's Agent

Gene Ayers

Ayers REALTORS(r) License #RB14003990 Listed on: 09/13/2014

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1940

Lot Details

  • 0.52 Acre Lot
  • Lot Dimensions are 156x144
  • Fenced
  • Landscaped
  • Paved or Partially Paved Lot
  • Well Sprinkler System
  • Hilly Lot
  • Wooded Lot

Parking

  • 1.5 Car Detached Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Stone Exterior Construction

Interior Spaces

  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Atrium Room
  • Lake Views
  • Walk-Out Basement
  • Home Security System

Kitchen

  • Country Kitchen
  • Portable Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Cedar Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Pond
  • Deck
  • Patio
  • Greenhouse

Utilities

  • Cooling System Mounted To A Wall/Window
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Septic System
  • Cable TV Available

Community Details

  • Miller Beach Subdivision
  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 254703960007

Home Details

Home Type

Single Family

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1940
  • Reso Property Sub Type: Single Family Detach
  • ResoLotFeatures: Hilly, Lake View, Landscaped, Paved Road, Pond(s), Sprinkling Well, Wooded
  • ResoOtherEquipment: Cable TV Hookup, Security System
  • Co List Office Mls Id: GNR203
  • Subdivision Name: Miller Beach
  • Architectural Style: Cape Cod
  • GNR_Exterior: Stone,Wood
  • GNR_UnfinishedSquareFootage: 0
  • GNR_HeatSystem: Forced Air
  • GNR_HOAPOAAnnualAmount: 0
  • GNR_Septic: Yes
  • GNR_TotalLessBasement: 1806
  • GNR_MunicipalWater: Yes
  • GNR_Well: No
  • GNR_TotalBathrooms: 1.75
  • GNR_FullBathrooms: 0
  • GNR_HalfBathrooms: 0
  • GNR_Auction: No
  • GNR_GroundLevelWalkoutBasement: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Portable Gas Range, Microwave, Refrigerator, Washer, Window/Wall Air Cond
  • Interior Amenities: Atrium, Cedar Closet, Country Kitchen, Den/Office, Formal Dining, FP Living/Great Room, Main Floor Bathroom, Main Floor Bedroom
  • Basement: Walk Out
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1200
  • Fireplaces: 1

Exterior Features

  • Exterior Features: Deck, Fence, Greenhouse, Patio
  • Acres: 0.516

Garage/Parking

  • Garage Spaces: 1.5
  • Parking Features: Detached, Off Street

Utilities

  • Utilities: On
  • Cooling Y N: Yes
  • Heating: Natural Gas

Schools

  • Junior High Dist: Gary

Lot Info

  • Lot Dimensions: 156x144
  • Lot Size Sq Ft: 22477
  • Parcel #: 254703960007

Tax Info

  • Year: 2013
  • Tax Annual Amount: 4317

Multi Family

  • Existing Lease Type: Net

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2014
Closed on
Jan 12, 2015
Sold by
Cattorini William G
Bought by
Turina Todd M
Seller's Agent
Gene Ayers
Ayers REALTORS(r)
Buyer's Agent
Gene Ayers
Ayers REALTORS(r)
List Price
$159,900
Sold Price
$159,900
Current Estimated Value
$487,590

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$327,690
Avg. Annual Appreciation
11.01%
Original Mortgage
$151,900
Outstanding Balance
$116,392
Interest Rate
3.85%
Mortgage Type
New Conventional
Estimated Equity
$371,198
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Turina Todd M -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Turina Todd M $151,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/02/2015 02/02/15 Sold $159,900 0.0% $53 / Sq Ft
12/18/2014 12/18/14 Pending -- -- --
09/13/2014 09/13/14 For Sale $159,900 -- $53 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $36,026 $496,100 $258,600 $237,500
2023 $5,457 $408,600 $240,100 $168,500
2022 $3,103 $227,500 $66,900 $160,600
2021 $2,901 $212,700 $65,800 $146,900
2020 $2,804 $205,600 $65,800 $139,800
2019 $2,243 $202,100 $64,800 $137,300
2018 $1,996 $164,800 $52,900 $111,900
2017 $2,016 $166,600 $52,900 $113,700
2016 $2,017 $168,900 $50,300 $118,600
2014 $4,659 $195,600 $51,900 $143,700
2013 $4,317 $188,500 $51,800 $136,700
Source: Public Records

Agents Affiliated with this Home

  • Gene Ayers

    Seller's Agent in 2015

    Gene Ayers

    Ayers REALTORS(r)

    (219) 902-9039

    111 in this area

    126 Total Sales

    Gene Ayers
    Section Image
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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: GNR358374

Northwest Indiana Association of REALTORS®

APN: 45-05-33-176-010.000-004

Indiana Lake County Gary 46403 Miller

908 N Spencer St, Gary, IN

This home is located at 908 N Spencer St, Gary, IN 46403 since 13 September 2014 and is currently estimated at $487,590, approximately $162 per square foot. This property was built in 1940. 908 N Spencer St is a home located in Lake County with nearby schools including Banneker Elementary at Marquette, Gary Middle School, and West Side Leadership Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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