909 Narragansett Ln Key Largo, FL 33037
3
Beds
3
Baths
2,155
Sq Ft
5,600
Sq Ft Lot
Highlights
- Boat Lift
- Property Fronts a Bay or Harbor
- Gulf View
- Coral Shores High School Rated A
- RV or Boat Parking
- 1-minute walk to Harry Harris Park
About This Home
As of May 2025Never ending open water Bay views will be yours from this solid concrete waterfront home, offering 3 bedrooms and 3 bathrooms, with a 60 foot composite decked pier dock, that includes a 24,000 pound boat lift and a 7,000 pound boat lift. Impeccable style with an emphasis on the detail, is sure to impress, in this fully updated residence that includes an expansive tropically inspired outdoors entertainment area and a large downstairs storage room/workshop. Upstairs you will be enchanted by the open water vistas from each level that also includes large wide open screened porches. The open concept living area is the perfect spot to host family and friends alike. The large chef's kitchen boasts a generous granite island, clad in a luxurious rare granite, reminiscent of the shimmering blue green waters of the islands. A custom beverage bar in the great room was designed to match, and offers a built in wine/beverage cooler. There is a full bath accessed from the entertainment level, and two bedrooms with another additional full bathroom. Upstairs, you will find the owners sanctuary in the master suite that includes an owners office area, an oversized screened patio overlooking the Bay, 2 enormous his and hers walk in closets and a spa like bathroom with a glass enclosed shower, a soaking tub, and dual vanities. Other notable features include impact windows and doors, a metal roof, an outdoor kitchen, reef inspired commissioned art mural on the front of the house, plantation shutters on the main floor, motorized custom shades in the master suite, a professional ice machine, & custom-cut Keys-stone planters . A list of items and improvements is found in the documents tab. This location offers supreme water access to both the ocean and the Bay via the world famous Adams Cut Waterway, a stone's throw away from your private dock. Conveniently located to the mainland, this Key Largo location offers a fast commute to Miami, only 1 hour to Miami International and yet a t
Last Agent to Sell the Property
Coldwell Banker Schmitt Key Largo License #3159204 Listed on: 11/11/2024
Last Buyer's Agent
Coldwell Banker Schmitt Key Largo License #3159204 Listed on: 11/11/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,484
Year Built
- Built in 1985 | Remodeled
Lot Details
- 5,600 Sq Ft Lot
- Property Fronts a Bay or Harbor
- Fenced
- Property is zoned URM - Urban Res Mobile Home District
Home Design
- Metal Roof
Interior Spaces
- 2,155 Sq Ft Home
- Bar
- Ceiling Fan
- Blinds
- Sliding Doors
- Workshop
- Storage
- Utility Room
- Gulf Views
- Impact Glass
Kitchen
- <<OvenToken>>
- Range<<rangeHoodToken>>
- <<microwave>>
- Freezer
- Ice Maker
- Dishwasher
- Wine Cooler
- Stainless Steel Appliances
- Granite Countertops
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- 4 Parking Spaces
- Carport
- Open Parking
- RV or Boat Parking
Accessible Home Design
- Accessible Elevator Installed
Outdoor Features
- Boat Lift
- Dock made with Composite Material
- Screened Balcony
- Screened Patio
- Outdoor Kitchen
- Exterior Lighting
- Outdoor Storage
Utilities
- Central Heating and Cooling System
- Public Hookup Available For Sewer
Community Details
- No Home Owners Association
- Cross Key Waterways Subdivision
- Rental Restrictions
- RV Parking in Community
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 00468473-018900
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 11, 2024
Closed on
May 29, 2025
Sold by
Leonard Steven C
Bought by
Cohen Jason and Cohen Alana
Seller's Agent
Sally Stribling
Coldwell Banker Schmitt Key Largo
Buyer's Agent
Sally Stribling
Coldwell Banker Schmitt Key Largo
List Price
$2,495,000
Sold Price
$2,150,000
Premium/Discount to List
-$345,000
-13.83%
Views
80
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.27%
Original Mortgage
$1,720,000
Outstanding Balance
$1,720,000
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$362,076
Purchase Details
Closed on
Oct 27, 2010
Sold by
Davis Herbert W and Davis Sherry L
Bought by
Leonard Steven C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
4.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 18, 2002
Sold by
Robert T Thrasher M
Bought by
Davis Herbert W and Davis Sherry L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,800
Interest Rate
6.77%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 1, 1982
Bought by
Leonard Steven C
Purchase Details
Closed on
Jun 1, 1981
Bought by
Leonard Steven C
Purchase Details
Closed on
Feb 1, 1975
Bought by
Leonard Steven C
Similar Homes in Key Largo, FL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $2,150,000 | Coral Reef Title | |
| Warranty Deed | $2,150,000 | Coral Reef Title | |
| Warranty Deed | $652,000 | Island Acquisition Title Co | |
| Warranty Deed | $526,000 | -- | |
| Warranty Deed | $79,000 | -- | |
| Warranty Deed | $8,000 | -- | |
| Deed | $8,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,720,000 | New Conventional | |
| Closed | $1,720,000 | New Conventional | |
| Previous Owner | $400,000 | New Conventional | |
| Previous Owner | $529,000 | Unknown | |
| Previous Owner | $420,800 | New Conventional | |
| Previous Owner | $420,800 | New Conventional | |
| Previous Owner | $115,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/29/2025 05/29/25 | Sold | $2,150,000 | -10.2% | $998 / Sq Ft |
| 04/30/2025 04/30/25 | Pending | -- | -- | -- |
| 01/26/2025 01/26/25 | Price Changed | $2,395,000 | -4.0% | $1,111 / Sq Ft |
| 11/11/2024 11/11/24 | For Sale | $2,495,000 | -- | $1,158 / Sq Ft |
Source: Florida Keys Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,484 | $656,713 | -- | -- |
| 2023 | $5,484 | $637,586 | $0 | $0 |
| 2022 | $5,173 | $619,016 | $0 | $0 |
| 2021 | $5,272 | $600,987 | $0 | $0 |
| 2020 | $5,239 | $592,690 | $0 | $0 |
| 2019 | $4,940 | $554,870 | $0 | $0 |
| 2018 | $5,139 | $568,561 | $0 | $0 |
| 2017 | $5,032 | $556,867 | $0 | $0 |
| 2016 | $5,100 | $545,414 | $0 | $0 |
| 2015 | $5,160 | $541,623 | $0 | $0 |
| 2014 | $5,264 | $537,324 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sally Stribling
Seller's Agent in 2025
Sally Stribling
Coldwell Banker Schmitt Key Largo
(305) 283-2002
209 Total Sales
Map
Source: Florida Keys Board of REALTORS®
MLS Number: 612211
APN: 00468473-018900
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