NOT LISTED FOR SALE

Estimated Value: $448,519 - $527,000

2 Beds
3.5 Baths
2,819 Sq Ft
$173/Sq Ft Est. Value

Last Sold April 21, 2022

Last sale price $345,000 $122 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $3,077/month

12 Days on Market

Highlights

  • Deck
  • No HOA
  • Workshop
  • Recreation Room
  • Lower Floor Utility Room
  • Balcony

About This Home

As of April 2022

A rare opportunity to own this side by side "townhome" sitting in the city, but, nestled in the woods of the Duluth Heights! Only a few minutes to the mall, shopping & restaurants is this TWO ENSUITE BEDROOM home with over 2800 square feet! A brand new driveway leads you into the attached two car garage providing easy/secure access into your 2 bedroom, 4 bath oasis with 3 FLOORS OF FINISHED SPACE! Walk into the sunroom entry with new windows...what a great mudroom, or the ability to create your own comfortable, sitting room here with wooded views! Soaring ceilings, an open floor plan, a floor to ceiling gas fireplace, newer boiler, newer hot water heater, walk in closets, a bath on every level and comfortable space! Enjoy the south facing deck & walkway which wrap to the garage providing sunshine and space to grill and entertain! Dine formal or casually in an updated kitchen complete with breakfast bar & stainless appliances! A finished lower level is a bonus and completely ready for your theater room, an exercise room, a hobby room, an office area.... complete with a 3/4 bath- there is so much flexibility for your needs! Don't miss this property!!! The land itself extends into the woods and allows you tons of greenspace behind you! Sitting on just over a 1/4 acre, overlooking the woods is a relaxing way to begin and end your day! Own this side of a twin home with no association fees but with awesome neighbors adjoining! Our professional photos reflect when furniture was in the home.

Last Agent to Sell the Property

Deanna Bennett

Messina & Associates Real Estate Listed on: 02/25/2022

Last Buyer's Agent

Cody Oakland

eXp Realty, LLC- MN

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,092

Year Built

  • Built in 1979

Lot Details

  • 0.37 Acre Lot

Home Design

  • Concrete Foundation
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Entryway
  • Family Room
  • Living Room
  • Dining Room
  • Recreation Room
  • Workshop
  • Lower Floor Utility Room
  • Laundry Room
  • Breakfast Bar

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • Balcony
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Boiler Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 010-3812-00105

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,092

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Heading West on Arrowhead Rd take a Left on Swan Lk then a Right on W Morgan St. to a Left Ponderosa Ave and drive straight into the driveway
  • L O1 Office Phone1 Number: 218-728-4436
  • List Price/ Sq Ft: 122.38
  • Property Sub-Type: Condo/Townhouse
  • Tax Year: 2021
  • Lot Description Waterfront: No
  • Reso Association Amenities: Ceiling Fans, Walk-In Closet, Patio Door
  • Amenities Exterior: Balcony, Deck
  • Half Bathrooms: 1
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 2161
  • Below Grade Finished Sq Ft: 658
  • Garage Type: Attached
  • Heat: Boiler, Fireplace, Natural Gas
  • Fireplaces: 1
  • MainFloorBath: Yes
  • Reso Roof: Asphalt Shingles
  • Room 10: Laundry Room
  • Bedroom 3: Dining Room
  • TotalBedrooms: 2
  • Year Built: 1979
  • Level 1 Bedroom: Main
  • RoomLevel10: Lower
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • RoomLevel6: Upper
  • RoomLevel7: Upper
  • RoomLevel8: Lower
  • RoomLevel9: Lower
  • Property Style: Condo/Townhouse
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 2
  • Basement Features: Finished, Bath, Family/Rec Room, Utility Room
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Bathroom Description: 3/4 Basement, Full Master, 1/2 Main Floor, Private Master, 3/4 Upper
  • Formal Dining: Breakfast Bar, Informal Dining Room
  • Extra Rooms: Family/Rec, 3 Season Porch, Entry
  • Fireplace: Yes
  • Den Fireplace Type: Gas
  • Bedroom Features:Main Floor Bedroom: No
  • Bathroom 1: Entry
  • Bathroom 2: Living Room
  • Main Residence Features:Family Room4: Kitchen
  • Bedroom 5: 3 Season Porch
  • Stories: 2 Story
  • Room 6: Bedroom
  • Room 7: Master Bedroom
  • Room 8: Rec Room
  • Room 9: Workshop
  • Total Bathrooms: 4
  • Total Fin Square Footage: 2819
  • Exercise Room Level2: Main

Exterior Features

  • Construction Status: Previously Owned
  • Exterior: Vinyl

Garage/Parking

  • Parking Driveway: Driveway - Asphalt
  • Garage Capacity: 2

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association Fee: No
  • Association Fee Frequency: N/A

Schools

  • School District: Duluth #709
  • Junior High Dist: Duluth #709

Lot Info

  • Geo Update Timestamp: 2022-02-25
  • Estimated Lot Dimensions: 68 x 172 (irreg)
  • Estimated Number of Acres: 0.37
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Parcel Number: 010-3812-00105

Rental Info

  • Lease Terms: Cash, Conventional, VA DVA

Tax Info

  • Tax Amount: 4092

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 25, 2022
Closed on
Apr 19, 2022
Sold by
Sagal Jeffrey Rowland
Bought by
Effinger Naomi E and Effinger Joseph S
Seller's Agent
Deanna Bennett
Messina & Associates Real Estate
Buyer's Agent
Cody Oakland
eXp Realty, LLC- MN
List Price
$345,000
Sold Price
$345,000
Current Estimated Value
$487,630

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$142,630
Avg. Annual Appreciation
9.13%
Original Mortgage
$338,751
Outstanding Balance
$320,215
Interest Rate
3.85%
Mortgage Type
New Conventional
Estimated Equity
$143,285

Purchase Details

Listed on
May 3, 2021
Closed on
Jun 18, 2021
Sold by
Berntsen Gary T and Berntsen Patricia
Bought by
Sagal Jeffrey Rowland
Seller's Agent
Casey Carbert
Edmunds Company, LLP
Buyer's Agent
Nonmember NONMEMBER
Nonmember Office
List Price
$273,500
Sold Price
$273,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.85%

Purchase Details

Closed on
May 31, 2006
Sold by
Downes Gerard J and Downes Norma P
Bought by
Berntsen Gary T and Berntsen Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.68%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 31, 2004
Sold by
Shehadeh Nazmi M and Shehadeh Mary E
Bought by
Downes Gerard J and Downes Norma P
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Effinger Naomi E $345,000 North Shore Title
Effinger Naomi E $345,000 North Shore Title
Sagal Jeffrey Rowland $273,500 First American Title Ins Co
Berntsen Gary T $205,000 Arrowhead
Downes Gerard J $195,000 Arrowhead Abstract & Title C
Sagal Jeffrey Jeffrey $273,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Effinger Naomi E $338,751
Closed Effinger Naomi E $338,751
Previous Owner Berntsen Gary T $83,000
Previous Owner Berntsen Gary T $83,000
Previous Owner Berntsen Gary T $30,000
Previous Owner Berntsen Gary T $80,000
Previous Owner Downes Gerald J $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/21/2022 04/21/22 Sold $345,000 0.0% $122 / Sq Ft
03/09/2022 03/09/22 Pending -- -- --
02/25/2022 02/25/22 For Sale $345,000 +26.1% $122 / Sq Ft
06/18/2021 06/18/21 Sold $273,500 0.0% $97 / Sq Ft
05/06/2021 05/06/21 Pending -- -- --
05/03/2021 05/03/21 For Sale $273,500 -- $97 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,100 $408,700 $56,000 $352,700
2022 $5,380 $354,000 $48,800 $305,200
2021 $4,092 $332,700 $45,800 $286,900
2020 $4,210 $263,700 $25,100 $238,600
2019 $4,132 $263,700 $25,100 $238,600
2018 $3,860 $261,000 $25,100 $235,900
2017 $3,858 $261,000 $25,100 $235,900
2016 $2,468 $0 $0 $0
2015 $2,516 $161,100 $24,600 $136,500
2014 $2,516 $161,100 $24,600 $136,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6101466

APN: 010381200105