NOT LISTED FOR SALE

913 E 13th St Spencer, IA 51301

Estimated Value: $170,807

3 Beds
1 Bath
1,670 Sq Ft
$102/Sq Ft Est. Value

Sale Details

Date Sold: October 3, 2025

Last sale price $168,000 $101 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,118 / mo

71 Days on Market

Highlights

  • 1 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Bathroom on Main Level
  • Spencer Middle School Rated 9+
  • Patio
  • Wood Siding

About This Home

As of October 2025

Livable. Lovable. Available. This updated 3-bedroom charmer is ready for its next chapter! With fresh paint inside and out, new flooring, thoughtful landscaping, and a heated garage—you’ll feel right at home from day one. The spacious eat-in kitchen features refinished cabinets, quartz countertops, and a tile backsplash, while the lower level offers bonus living space with a cozy wet bar and room for a potential 4th non-conforming bedroom. Located just blocks from Spencer Middle School and the ball fields, it’s an ideal blend of comfort and convenience—perfect for first-time buyers looking to grow or for those wanting to simplify without giving up space, style, or location.

Last Agent to Sell the Property

Kelly Bierl

Hometown Realty License #B64536 Listed on: 06/11/2025

Last Buyer's Agent

Michelle Lohman

EXIT Realty Midwest- Spencer/Emmetsburg License #S67640

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,282

Year Built

  • Built in 1962

Lot Details

  • 10,143 Sq Ft Lot
  • Lot Dimensions are 69 x 147

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Asphalt Roof
  • Wood Siding
  • Block Exterior
  • Stick Built Home

Interior Spaces

  • 1,670 Sq Ft Home
  • 1-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Additional Features

  • Patio
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 963607278009

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,282

Year Built

Built in 1962

Lot Details

10,143 Sq Ft Lot

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1962
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Garage Door Opener, Main Floor Bedrooms
  • Total Bedrooms: 3
  • Total Bathrooms: 1
  • Bathroom Description: Main Floor Full Bath
  • Full Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Dining Room: Combine with Kitchen
  • Appliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 100.6
  • Total Sq Ft: 2250
  • Above Grade Finished: 1120
  • Finished Sq Ft: 1670
  • Basement Features: Finished-Partial, Sump Pump

Exterior Features

  • Construction: Concrete Block, Stick Built
  • Construction Materials: Wood Siding
  • Exterior Features: Driveway-Concrete, Patio
  • Flood Zone: No
  • Road Frontage Type: City Street, Curbs & Gutters, Sidewalks
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Attached
  • Garage Spaces: 1

Utilities

  • Cooling: Central
  • Fuel: Electric
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Lot Info

  • Parcel Number: 963607278009
  • Estimated Acres: 0.23
  • Estimated Lot Dimensions: 69 x 147
  • Lot Sq Ft: 10143

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2282
  • Tax Classification: Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2025
Closed on
Oct 2, 2025
Sold by
Bought by
Seller's Agent
Kelly Bierl
Hometown Realty
Buyer's Agent
Michelle Lohman
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$175,000
Sold Price
$168,000
Premium/Discount to List
-$7,000
-4%
Views
50
Current Estimated Value
$170,807

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,807
Avg. Annual Appreciation
2.33%
Original Mortgage
$8,400
Outstanding Balance
$8,142
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$162,665

Purchase Details

Listed on
Apr 2, 2019
Closed on
May 22, 2019
Sold by
Bought by
Seller's Agent
Nicole Nimke
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Kelly Bierl
Hometown Realty
List Price
$118,900
Sold Price
$123,500
Premium/Discount to List
$4,600
3.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.97%
Original Mortgage
$124,747
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 16, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
4.63%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$168,000 None Listed On Document
$123,500 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $8,400
Open $155,500
Previous Owner $124,747
Previous Owner $95,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/03/2025 10/03/25 Sold $168,000 -4.0% $101 / Sq Ft
08/21/2025 08/21/25 Pending -- -- --
07/31/2025 07/31/25 For Sale $175,000 0.0% $105 / Sq Ft
06/19/2025 06/19/25 Pending -- -- --
06/11/2025 06/11/25 For Sale $175,000 +41.7% $105 / Sq Ft
05/30/2019 05/30/19 Sold $123,500 +3.9% $110 / Sq Ft View Prior Sale
04/05/2019 04/05/19 Pending -- -- --
04/02/2019 04/02/19 For Sale $118,900 -- $106 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,366 $175,800 $24,390 $151,410
2024 $2,366 $158,070 $18,820 $139,250
2023 $2,282 $158,070 $18,820 $139,250
2022 $2,116 $135,190 $18,820 $116,370
2021 $2,096 $127,320 $18,820 $108,500
2020 $2,096 $119,850 $16,030 $103,820
2019 $1,624 $97,010 $0 $0
2018 $1,596 $97,010 $0 $0
2017 $1,596 $105,300 $0 $0
2016 $1,812 $105,300 $0 $0
2015 $1,672 $97,880 $0 $0
2014 $1,618 $97,880 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250721

Iowa Great Lakes Board of REALTORS®

APN: 9636-07-278-009

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