915 Flat Waters Ln Charlottesville, VA 22911
Pantops Neighborhood
3
Beds
3.5
Baths
2,470
Sq Ft
0.4
Acres
Highlights
- HERS Index Rating of 0 | Net Zero energy home
- Home Office
- Central Air
- Jackson P. Burley Middle School Rated A-
- Entrance Foyer
- 2 Car Garage
About This Home
As of July 2025ROOFTOP TERRACE FOR $495,000!!!! The two smaller bedrooms you usually find in townhomes are combined into one larger bedroom in this townhome. This townhome has a double garage and a yard—a true gem in townhome living! Located in an unbeatable spot near UVA, downtown and Martha Jefferson, this home offers modern upgrades, spacious interiors, and exceptional outdoor space. Step inside to a sunlit main level featuring an open-concept design, where the spacious kitchen flows seamlessly into the great room and dining area—ideal for both everyday living and entertaining. Upstairs, the luxurious primary suite boasts a spa-like ensuite bath and a generous walk-in closet, accompanied by a second large bedroom and an additional full bath. The third bedroom, situated on the top level, offers privacy and direct access to the stunning rooftop terrace. The lower level is a true highlight, with a versatile basement space that opens directly to the yard—perfect for pets, gardening, or simply unwinding outdoors. Additional features include a two-car detached garage and access to the incredible Cascadia community amenities, including walking trails, garden spaces, a clubhouse, a pool, and multiple playgrounds.
Last Agent to Sell the Property
JAMIE WHITE REAL ESTATE License #0225202204 Listed on: 05/01/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,201
Year Built
- Built in 2018
HOA Fees
- $147 per month
Parking
- 2 Car Garage
- Basement Garage
Home Design
- Property Attached
- Poured Concrete
- HardiePlank Siding
- Stone Siding
- Stick Built Home
Interior Spaces
- 2,470 Sq Ft Home
- Entrance Foyer
- Home Office
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Stony Point Elementary School
- Burley Middle School
- Monticello High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- HERS Index Rating of 0 | Net Zero energy home
- 0.4 Acre Lot
Community Details
- Built by RYAN HOMES
- Cascadia Subdivision
Listing and Financial Details
- Assessor Parcel Number 078H0-00-07-12400
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 29, 2021
Sold by
Flat Waters Llc
Bought by
Madderra Sharon Lynne
Total Days on Market
45
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$407,483
Outstanding Balance
$373,075
Interest Rate
2.93%
Mortgage Type
FHA
Estimated Equity
$128,982
Purchase Details
Closed on
Mar 14, 2018
Sold by
Nvr Inc
Bought by
Flat Waters Llc
Purchase Details
Closed on
Dec 5, 2017
Sold by
Cascadia Development Llc
Bought by
Nvr Inc
Similar Homes in Charlottesville, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $415,000 | Chicago Title Insurance Co | |
| Deed | $361,775 | Stewart Title Guaranty Co | |
| Deed | $680,000 | Stewart Title Guaranty Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $407,483 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $480,000 | -3.0% | $194 / Sq Ft |
| 06/15/2025 06/15/25 | Pending | -- | -- | -- |
| 05/14/2025 05/14/25 | Price Changed | $495,000 | -2.0% | $200 / Sq Ft |
| 05/01/2025 05/01/25 | For Sale | $505,000 | -- | $204 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,281 | $478,900 | $113,000 | $365,900 |
| 2024 | $4,201 | $491,900 | $116,000 | $375,900 |
| 2023 | $4,002 | $468,600 | $122,000 | $346,600 |
| 2022 | $3,585 | $419,800 | $100,000 | $319,800 |
| 2021 | $3,360 | $393,500 | $87,500 | $306,000 |
| 2020 | $3,164 | $370,500 | $87,500 | $283,000 |
| 2019 | $3,232 | $378,500 | $85,000 | $293,500 |
| 2018 | $1,931 | $385,400 | $75,000 | $310,400 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Jamie White
JAMIE WHITE REAL ESTATE
(434) 953-0956
13 in this area
227 Total Sales
-
Buyer's Agent in 2025
Nicole Lewis
HAVEN REALTY GROUP INC.
(434) 249-9991
13 in this area
150 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 663973
APN: 078H0-00-07-12400
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