$498,000
SOLD APR 18, 2025
3 Beds
2.5 Baths
3,081 Sq Ft
6,229 Sq Ft Lot

Recently Sold

$162 Per Sq Ft

8% Below List Price

113 Days on Market

Highlights

  • Lake Front
  • Mature Trees
  • Cathedral Ceiling
  • North Central High School Rated A-
  • Traditional Architecture
  • 2 Car Attached Garage

About This Home

As of April 2025

Imagine living close to all of your favorite shops and restaurants while still enjoying gorgeous, private views of nature. This classy home offers both and gracious living spaces that will make you feel pampered. Imagine coming home and taking a relaxing paddle around this tranquil lake with wooded backdrop. This home is located just minutes from Keystone Mall and the Carmel Arts District, the dramatic great room and gracious living space offers a lifestyle you deserve. Enter into the impressive foyer with elegant staircase. The spacious great room has a gas-starter fireplace and stunning views of the picturesque lake. This space is great for entertaining and will provide maximum flexibility for furniture placement. The office is right next to the entryway and features a large picture window. This space could also function as an elegant dining room. The kitchen comes complete with all appliances and the center island offers lots of workspace. The main floor primary bedroom has big views of the tranquil lake and an ensuite bath complete with full shower and a soaking tub. The upstairs offers two private bedrooms with a jack and jill bath w/two sinks. The bonus room could function as an office, craft room or additional storage. The loft area is large enough to be a family room, entertainment area or a study. The finished garage is convenient to the laundry room and kitchen. The quality construction and the exceptional condition of the home are impressive. You'll love living here in your private oasis wrapped in nature's comfort as the HOA takes care of your lawn care, landscaping and snow removal - right up to your door!

Last Agent to Sell the Property

Amy Englert

Carpenter, REALTORS® Brokerage Email: aenglert@callcarpenter.com License #RB14030313 Listed on: 11/22/2024

Carpenter, REALTORS®

Co-Listed By

Matt Englert

Carpenter, REALTORS® Brokerage Email: aenglert@callcarpenter.com License #RB16000385

Last Buyer's Agent

Susan Sommer

Carpenter, REALTORS®

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,286

Year Built

  • Built in 2006

Lot Details

  • 6,229 Sq Ft Lot
  • Lake Front
  • Mature Trees

HOA Fees

  • $275 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Lake
  • Woods
  • Forest

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Cement Siding

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Window Screens
  • Entrance Foyer
  • Great Room with Fireplace
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Outdoor Features

  • Patio

Schools

  • Nora Elementary School
  • Eastwood Middle School
  • North Central High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • High Speed Internet

Community Details

  • Association fees include home owners, insurance, irrigation, lawncare, ground maintenance, maintenance, management, snow removal
  • Association Phone (317) 570-4358
  • River Ridge Subdivision
  • Property managed by Kirkpatrick

Listing and Financial Details

  • Legal Lot and Block 153 / Section 4
  • Assessor Parcel Number 490216105043000800
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,286

Year Built

Built in 2006

Lot Details

0

HOA Fees

$275 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2023
  • Year Built: 2006
  • Building Area Total: 3081
  • Garage Y N: Yes
  • Lot Size Acres: 0.14
  • Subdivision Name: River Ridge
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • MBR_AttributionContact: aenglert@callcarpenter.com
  • Attribution Contact: aenglert@callcarpenter.com
  • Special Features: VirtualTour

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Disposal, Gas Water Heater, MicroHood, Microwave, Electric Oven, Refrigerator
  • Levels: Two
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s), Center Island, Entrance Foyer, Hi-Speed Internet Availbl, Network Ready, Pantry, Screens Some, Walk-in Closet(s), Windows Vinyl
  • Living Area: 3081
  • Other Equipment: Smoke Alarm
  • Spa Y N: No
  • Areas Interior: Bath Jack-n-Jill,Great Room - 2 Story
  • Eating Area: Breakfast Room,Dining Combo/Great Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 2066
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 1015
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Direction Faces: West
  • Foundation Details: Slab
  • Patio And Porch Features: Open Patio
  • Pool Private Y N: No
  • View: Forest, Lake, Trees/Woods, Water
  • View Y N: Yes
  • Waterfront Features: Lake Front, Water View, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Parking Other: Finished Garage,Garage Door Opener,Guest Street Parking,Keyless Entry

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sep Electric Meter, Sep Gas Meter
  • Electric: 100 Amp Service
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Connections All, Main Level
  • Water Source: Municipal/City
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association Amenities: Landscaping, Maintenance, Maintenance Grounds, Management, Pond Year Round, Snow Removal, Insurance
  • Association Fee: 275
  • Association Fee Frequency: Monthly
  • Association Phone: 317-570-4358
  • Association YN: Yes
  • Management Company Name: Kirkpatrick
  • H O A Disclosures: Covenants & Restrictions,Rental Restrictions,Rules & Regulations

Fee Information

  • Association Fee Includes: Association Home Owners, Entrance Common, Insurance, Irrigation, Lawncare, Maintenance Grounds, Maintenance, Management, Snow Removal

Schools

  • Middle Or Junior School: Eastwood Middle School

Lot Info

  • Lot Features: Curbs, Sidewalks, Storm Sewer, Street Lights, Mature Trees, Trees-Small (Under 20 Ft)
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 6229
  • Parcel Number: 490216105043000800
  • Acres: <1/4 Acre

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 5286
  • Tax Block: Section 4
  • Tax Lot: 153
  • Semi Annual Property Tax Amt: 2643
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Nora Elementary School
  • High School: North Central High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2024
Closed on
Apr 18, 2025
Sold by
Rignanese Doris
Bought by
Cramer Lori
Seller's Agent
Amy Englert
Carpenter, REALTORS®
Buyer's Agent
Susan Sommer
Carpenter, REALTORS®
List Price
$540,000
Sold Price
$498,000
Premium/Discount to List
-$42,000
-7.78%
Views
164
Current Estimated Value
$538,042

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,042
Avg. Annual Appreciation
10.42%
Original Mortgage
$458,000
Outstanding Balance
$455,967
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$82,075

Purchase Details

Closed on
Jun 29, 2007
Sold by
Cruce Gunstra Buildrs Inc
Bought by
Rignanese Douris
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Personal Reps Deed -- Centurion Land Title
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $458,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/18/2025 04/18/25 Sold $498,000 -0.4% $162 / Sq Ft
03/15/2025 03/15/25 Pending -- -- --
03/14/2025 03/14/25 Price Changed $500,000 -4.8% $162 / Sq Ft
02/06/2025 02/06/25 Price Changed $525,000 -2.8% $170 / Sq Ft
11/22/2024 11/22/24 For Sale $540,000 -- $175 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,393 $475,700 $77,300 $398,400
2023 $5,393 $401,200 $77,300 $323,900
2022 $6,724 $401,200 $77,300 $323,900
2021 $5,708 $412,000 $61,700 $350,300
2020 $4,794 $367,900 $61,700 $306,200
2019 $5,197 $426,700 $61,700 $365,000
2018 $4,717 $397,300 $61,700 $335,600
2017 $4,306 $367,500 $61,700 $305,800
2016 $4,032 $370,900 $61,700 $309,200
2014 $3,816 $365,600 $61,700 $303,900
2013 $4,254 $370,200 $61,700 $308,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22012281

MIBOR Broker Listing Cooperative®

APN: 49-02-16-105-043.000-800