$800,000

Estimated payment $4,773/month

4 Beds
3 Baths
2,544 Sq Ft
$314 Price per Sq Ft

Highlights

  • 90 Feet of Pond Waterfront
  • Screened Pool
  • Open Floorplan
  • Dr. Phillips High School Rated A-
  • Pond View
  • Contemporary Architecture

About This Home

Welcome to North Bay, one of the most coveted pockets of Bay Hill and Dr Phillips, where golf cart living, lakeside beauty, and world-class convenience define everyday life. This is the first time ever this waterfront home has been offered for sale, giving you a rare opportunity to live in one of Central Florida’s most iconic communities. Step through the double glass doors and feel the openness created by 12 foot ceilings and streams of natural light. The layout includes both a formal living room and a formal dining room, perfect for holiday gatherings, special occasions, or simply enjoying a little extra space in your daily routine. The family room offers a warm gas fireplace and telescoping sliders that disappear, blending indoor comfort with outdoor relaxation. The kitchen is designed for easy living and great conversation featuring ample cabinetry, stainless steel appliances, granite counters, and a comfortable breakfast nook. Your primary suite feels like a private retreat with direct pool access, a soaking garden tub, dual sinks, and a generous walk-in closet. Guests will love the three-way split bedroom layout. One secondary bedroom even offers its own ensuite bath with convenient access to the pool. Step outside to your screened in pool and spa overlooking peaceful, pond views. A covered lanai sets the stage for Florida’s best traditions, sunset dinners, summer cookouts and gatherings that stretch long into the evening. Additional highlights include a very deep 2-car garage with excellent storage potential, plus peace of mind with a roof (2018) and HVAC system (2017) already replaced. Living in North Bay means enjoying community tennis courts, golf cart access straight to Bay Hill, and unbeatable proximity to everything. Under 15 minutes to major theme parks. Just 10 minutes to famed Restaurant Row, Trader Joe’s, and Whole Foods. 25 minutes to Orlando International Airport. Zoned for highly rated Dr Phillips schools. Schedule your private showing today.

Listing Agent

Jacquie Sosa

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3028172 Listed on: 11/21/2025

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,962

Year Built

  • Built in 1998

Lot Details

  • 0.28 Acre Lot
  • 90 Feet of Pond Waterfront
  • South Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned P-D

HOA Fees

  • $51 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,544 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tray Ceiling
  • High Ceiling
  • Gas Fireplace
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Pond Views

Kitchen

  • Breakfast Area or Nook
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Makeup or Vanity Space
  • Soaking Tub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Access To Pond
  • Enclosed Patio or Porch
  • Private Mailbox

Schools

  • Palm Lake Elementary School
  • Chain Of Lakes Middle School
  • Dr. Phillips High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Community Details

  • Jakob Howe Association, Phone Number (407) 494-1099
  • North Bay Sec 04 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,962

Year Built

Built in 1998

Lot Details

0

HOA Fees

$51 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2544
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 3329
  • Lot Size Sq Ft: 12170
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 309.27
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Sixth St NW
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 314.47
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Gas
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Living Area Meters: 236.35

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, In Ground, Screen Enclosure
  • Exterior Features: Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Rear Porch
  • Road Surface Type: Asphalt, Paved
  • Water Access: Pond
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 90
  • Flood Zone Panel: 12095C0385F
  • Water Frontage Feet Pond: 90

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 154
  • Association Fee Frequency: Quarterly
  • Association Name: Jakob Howe
  • Phone: 407-494-1099
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to confirm with County and HOA
  • Association Fee Requirement: Required
  • Association Email: services@mybeaconmanagement.com

Fee Information

  • Total Annual Fees: 616.00
  • Total Monthly Fees: 51.33
  • Monthly HOA Amount: 51.33

Schools

  • Elementary School: Palm Lake Elem
  • High School: Dr. Phillips High
  • Middle Or Junior School: Chain of Lakes Middle

Lot Info

  • Zoning: P-D
  • Parcel Number: 16-23-28-5947-01-980
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to confirm with County and HOA

Tax Info

  • Tax Annual Amount: 5961.59
  • Tax Block: 1
  • Tax Book Number: 20-128
  • Tax Lot: 198

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Buyer to confirm with County and HOA

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,962 $388,922 -- --
2024 $5,542 $377,961 -- --
2023 $5,542 $356,611 $0 $0
2022 $5,331 $346,224 $0 $0
2021 $5,255 $336,140 $0 $0
2020 $5,017 $331,499 $0 $0
2019 $5,169 $324,046 $0 $0
2018 $5,114 $318,004 $0 $0
2017 $5,062 $356,615 $100,000 $256,615
2016 $5,031 $350,163 $100,000 $250,163
2015 $5,088 $337,013 $100,000 $237,013
2014 $5,149 $306,808 $80,000 $226,808
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 For Sale $800,000 -- $314 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $59,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Open $204,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6362340

Stellar MLS

APN: 16-2328-5947-01-980