$275,000
PENDING

Estimated payment $1,630/month

Total Views 2,795
2 Beds
2 Baths
1,600 Sq Ft
$172 Price per Sq Ft

Highlights

  • Ranch Style House
  • No HOA
  • Ceiling Fan
  • Lincoln Elementary School Rated A
  • Forced Air Heating and Cooling System
  • 2 Car Garage

About This Home

Welcome to this beautifully updated 2-bedroom, 2-full-bath ranch home in the heart of St. Charles! This home offers a fantastic combination of classic charm, modern updates, and functional living space. The exterior has been thoughtfully updated with a newer roof, siding, gutters, and downspouts, providing great curb appeal and peace of mind. Inside, you'll find two spacious bedrooms featuring beautiful hardwood floors, with matching hardwood flooring extending through the living room and hallway. The main-level bathroom have been updated, while the kitchen features luxury vinyl plank flooring, a stylish tile backsplash, and stainless-steel appliances. The finished lower level adds even more versatility with a spacious living or hangout area, an office or potential guest room, an additional full bathroom, and a utility room complete with a laundry area and plenty of storage. One of the standout features is the amazing oversized detached 2-car garage, offering abundant room for vehicles, storage, hobbies, or a workshop. Located in the heart of St. Charles, this home is just minutes from Lindenwood University, Historic Main Street, shopping, dining, entertainment, parks, and all the recreation that St. Charles has to offer. Don't miss the opportunity to make this move-in-ready home yours!

Listing Agent

Joseph Smith

SCHNEIDER Real Estate License #2020005358 Listed on: 09/03/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,054

Year Built

  • Built in 1950

Lot Details

  • 6,068 Sq Ft Lot
  • Level Lot

Parking

  • 2 Car Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan

Bedrooms and Bathrooms

  • 2 Bedrooms

Partially Finished Basement

  • Basement Ceilings are 8+ Feet High
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Lincoln Elem. Elementary School
  • Jefferson / Hardin Middle School
  • St. Charles High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 6-009C-4370-00-0002.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,054

Year Built

Built in 1950

Lot Details

6,068 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1950
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Level
  • Lot Size Acres: 0.1393
  • Co List Office Phone: 636-345-5323
  • MLS Status: Pending
  • Subdivision Name: Oak Terrace
  • Above Grade Finished Sq Ft: 900
  • Architectural Style: Ranch, Traditional
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Financial Info Electric: Other
  • PreviousStatus: Active
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Concrete, Partially Finished, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 700
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: Lead Paint, See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Utilities: Cable Available, Electricity Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Lincoln Elem.
  • Junior High Dist: St. Charles R-VI
  • High School: St. Charles High
  • Middle Or Junior School: Jefferson / Hardin

Lot Info

  • Lot Size Sq Ft: 6067.91
  • Parcel Number: 6-009C-4370-00-0002.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2054

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,054 $32,564
2025 $1,903 $32,564
2023 $1,900 $29,441 $0 $0
2022 $1,790 $25,843 $0 $0
2021 $1,792 $25,843 $0 $0
2020 $1,852 $25,694 $0 $0
2019 $1,836 $25,694 $0 $0
2018 $1,829 $24,345 $0 $0
2017 $1,804 $24,345 $0 $0
2016 $1,782 $23,164 $0 $0
2015 $1,779 $23,164 $0 $0
2014 $1,739 $22,333 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/13/2026 09/13/26 Pending -- -- --
09/04/2026 09/04/26 For Sale $275,000 -- $172 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $138,000 Freedom Title
Warranty Deed -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $138,000 Purchase Money Mortgage
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26056495

MARIS MLS

APN: 6-009C-4370-00-0002.0000000

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