$399,900

Estimated payment $2,383/month

Total Views 1,266
4 Beds
2 Baths
1,688 Sq Ft
$237 Price per Sq Ft

Highlights

  • Guest House
  • Corner Lot
  • Window Unit Cooling System
  • Wood Flooring
  • No HOA
  • Living Room

About This Home

Motivated Sellers! - A Rare Opportunity with Endless Possibilities! Discover a truly one-of-a-kind property in the heart of St. Charles offering flexibility, versatility, and exceptional value. Situated on a single parcel are two separate dwellings—a charming 4-bedroom, 2-bath main residence and a detached 1-bedroom guest house with its own address(1641 W. Adams St.), creating opportunities that are rarely available. Located just minutes from the St. Charles Historic District, you’ll enjoy easy access to boutique shopping, local restaurants, entertainment, festivals, and the scenic Missouri Riverfront. The property is also conveniently located near Lindenwood University, making it an outstanding option for faculty, staff, students, or those seeking rental income opportunities. The main home is move-in ready and filled with warmth, charm, and character. From its inviting atmosphere to its unique architectural details, this home offers a welcoming feel that’s difficult to find in newer construction. With four generously sized bedrooms and two full bathrooms, there’s plenty of space for comfortable everyday living while preserving the home’s timeless appeal. Whether you’re looking for a multi-generational living arrangement, a private guest retreat, a home office, or an investment property, this property offers unmatched flexibility. The detached guest house is fully equipped with heating and air conditioning, a full kitchen, dining room, full bathroom, laundry room, and a lower-level family room, providing a comfortable and private living space for extended family, adult children, aging parents, visiting guests, or a tenant to help offset your mortgage. Combined, the main residence and guest house provide an exceptional blend of space, versatility, and income potential—making this property ideal for homeowners and investors alike. Properties with this combination of location, charm, flexibility, and rental potential are exceptionally rare. Don’t miss your opportunity to own this unique St. Charles property in one of the area’s most sought-after locations!

Listing Agent

Stacy Dodson

Keller Williams Pinnacle License #475.185410 Listed on: 07/06/2026

Keller Williams Pinnacle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,679

Year Built

  • Built in 1890

Lot Details

  • 7,349 Sq Ft Lot
  • Gated Home
  • Wood Fence
  • Corner Lot
  • Level Lot
  • Back Yard Fenced
  • Historic Home

Home Design

  • Frame Construction
  • Aluminum Siding

Interior Spaces

  • 1,688 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • Driveway
  • On-Street Parking

Schools

  • Blackhurst Elementary School
  • Jefferson / Hardin Middle School
  • St. Charles High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Natural Gas Connected
  • Water Heater
  • Cable TV Available

Additional Features

  • Fire Pit
  • Guest House

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 6-009A-4499-05-0001.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,679

Year Built

Built in 1890

Lot Details

7,349 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1890
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, Corner Lot, Level
  • Lot Size Acres: 0.1687
  • Co List Office Phone: 618-226-6447
  • MLS Status: Active
  • Subdivision Name: Prairie Haute Add
  • Above Grade Finished Sq Ft: 1688
  • Architectural Style: Historic
  • Carport Y N: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Financial Info Electric: 220 Volts
  • MIS_RoomFlooring: Wood
  • PreviousStatus: Coming Soon
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Appliances: Dishwasher, Microwave, Free-Standing Electric Range, Refrigerator, Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 3

Exterior Features

  • Fencing: Back Yard, Gate, Wood
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Aluminum Siding, Frame
  • Exterior Features: Fire Pit
  • Other Structures: Guest House

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, On Street

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air, Electric, Window Unit(s)
  • Heating: Forced Air, Natural Gas
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Blackhurst Elementary
  • Junior High Dist: St. Charles R-VI
  • High School: St. Charles High
  • Middle Or Junior School: Jefferson / Hardin

Lot Info

  • Lot Size Sq Ft: 7348.57
  • Parcel Number: 6-009A-4499-05-0001.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2679

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,679 $42,636
2023 $2,600 $40,468 $0 $0
2022 $2,584 $37,524 $0 $0
2021 $2,587 $37,524 $0 $0
2020 $2,611 $36,415 $0 $0
2019 $2,588 $36,415 $0 $0
2018 $2,376 $31,758 $0 $0
2017 $2,344 $31,758 $0 $0
2016 $2,225 $29,025 $0 $0
2015 $2,221 $29,025 $0 $0
2014 $2,263 $29,192 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/06/2026 07/06/26 For Sale $399,900 -- $237 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $162,900 Inv
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $170,000 New Conventional
Closed $167,277 FHA
Closed $151,300 New Conventional
Closed $161,588 FHA
Previous Owner $104,500 No Value Available
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26042619

MARIS MLS

APN: 6-009A-4499-05-0001.0000000

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