$107,000
SOLD JAN 21, 2020

92 Cole St Torrington, CT 06790

2 Beds
1 Bath
1,010 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$106 Per Sq Ft

3% Below List Price

40 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Porch
  • Attic
  • Thermal Windows
  • Property is near shops

About This Home

As of October 2024

Quaint home with the charm of yesteryear. Features include original, natural woodwork and hardwood floors throughout; a bright, eat-in kitchen; and large closets and built-in drawers on the upper floor. Located on Torrington's eastside, this home is set on a deep lot and has access from 2 streets - front access on Cole St. and rear access on Laurel Hill Rd. Enjoy sitting on the covered front porch. Updates include a newer furnace (2018), water heater (2018), oil tank and replacement windows.

Last Agent to Sell the Property

Joanne Donne

The Washington Agency License #REB.0756748

Last Buyer's Agent

Lisa Bredice

William Raveis Real Estate License #REB.0791231

William Raveis Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,147

Year Built

  • Built in 1900

Lot Details

  • 9,583 Sq Ft Lot
  • Level Lot
  • Property is zoned R10

Home Design

  • Cape Cod Architecture
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,010 Sq Ft Home
  • Thermal Windows
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Electric Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Crawl Space

Parking

  • 1 Car Garage
  • Basement Garage
  • Tuck Under Garage
  • Automatic Garage Door Opener
  • Driveway

Outdoor Features

  • Porch

Location

  • Property is near shops
  • Property is near a golf course

Schools

  • Torrington Middle School
  • Torrington High School

Utilities

  • Radiator
  • Heating System Uses Oil
  • Heating System Uses Oil Above Ground
  • Private Company Owned Well

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,147

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1010
  • Public Record Living Room Sq Ft: 1010
  • Total Sq Ft: 1010
  • Year Built: 1900
  • Nearby Amenities: Golf Course, Health Club, Library, Medical Facilities, Park, Public Pool, Public Rec Facilities, Shopping/Mall
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Public Record Gross Sq Ft: 2236
  • Directions: Laurel Hill to Cole
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 4
  • Total Bedrooms: 2
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Attic Description: Crawl Space
  • Basement Description: Full With Walk-Out
  • Interior Amenities: Auto Garage Door Opener
  • Appliances: Electric Range, Microwave, Range Hood, Refrigerator, Dishwasher, Washer, Electric Dryer
  • Laundry Room Location: Basement
  • Laundry Room Info: Lower Level
  • Attic: Yes
  • Street Number Modifier: 92

Exterior Features

  • Exterior Features: Porch
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Under House Garage
  • Garages Number: 1
  • Driveway Type: Paved

Utilities

  • Heat Type: Radiator
  • Heat Fuel Type: Oil
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Domestic
  • Water Source: Private Well
  • Sewer: Public Sewer Connected
  • Sewer Usage Fee Annual: 274

Condo/Co-op/Association

  • HOA: No

Schools

  • Elementary School: Per Board of Ed
  • Middle School: Torrington
  • High School: Torrington

Green Features

  • Energy Features: Thermopane Windows

Lot Info

  • Acres: 0.2200
  • Lot Description: Level Lot
  • Zoning: R10

Tax Info

  • Tax Year: July 2019-June 2020
  • Property Tax: 3147
  • Total Assessed Value: 68170
  • Mil Rate Base: 46.170
  • Mil Rate Total: 46.170
  • Assessor Parcel Number: 895322

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Torrington
  • High School: Torrington

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2024
Closed on
Oct 16, 2024
Sold by
Melaragno Stephen
Bought by
Gordon Kayla and Archer Annette
Seller's Agent
Sean Collateta
Maple Group Holdings LLC
Buyer's Agent
Karen Sotelo
LPT Realty
List Price
$240,000
Sold Price
$208,000
Premium/Discount to List
-$32,000
-13.33%
Total Days on Market
40
Views
137
Current Estimated Value
$219,550

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,550
Avg. Annual Appreciation
4.96%
Original Mortgage
$204,232
Outstanding Balance
$203,162
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$11,071

Purchase Details

Closed on
Mar 25, 2024
Sold by
Dzurnak Courtney
Bought by
Melaragno Stephen

Purchase Details

Listed on
Oct 23, 2019
Closed on
Jan 20, 2020
Sold by
Abraham Heather A and Abraham Bernice E
Bought by
Melaragno Stephen and Dzurnak Courtney
Seller's Agent
Joanne Donne
The Washington Agency
Buyer's Agent
Lisa Bredice
William Raveis Real Estate
List Price
$109,900
Sold Price
$107,000
Premium/Discount to List
-$2,900
-2.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.86%
Original Mortgage
$101,650
Interest Rate
3.74%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Feb 24, 2010
Sold by
Bergonzi Jeanette and Zawodniak Jacqueline
Bought by
Abraham Heather A and Abraham Bernice E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,298
Interest Rate
5.25%
Mortgage Type
FHA

Map

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $208,000 None Available
Warranty Deed $208,000 None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed $107,000 None Available
Warranty Deed $121,500 --
Warranty Deed $121,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $204,232 FHA
Closed $204,232 FHA
Previous Owner $101,650 Stand Alone Refi Refinance Of Original Loan
Previous Owner $119,298 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/16/2024 10/16/24 Sold $208,000 0.0% $206 / Sq Ft
09/17/2024 09/17/24 Pending -- -- --
09/03/2024 09/03/24 Price Changed $208,000 -5.5% $206 / Sq Ft
08/11/2024 08/11/24 Price Changed $220,000 -8.3% $218 / Sq Ft
07/19/2024 07/19/24 For Sale $240,000 +124.3% $238 / Sq Ft
01/21/2020 01/21/20 Sold $107,000 0.0% $106 / Sq Ft
12/02/2019 12/02/19 Pending -- -- --
11/26/2019 11/26/19 Price Changed $107,000 -2.6% $106 / Sq Ft
10/23/2019 10/23/19 For Sale $109,900 -- $109 / Sq Ft
Source: SmartMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,555 $74,110 $30,560 $43,550
2023 $3,554 $74,110 $30,560 $43,550
2022 $3,494 $74,110 $30,560 $43,550
2021 $3,422 $74,110 $30,560 $43,550
2020 $3,422 $74,110 $30,560 $43,550
2019 $3,147 $68,170 $33,950 $34,220
2018 $3,147 $68,170 $33,950 $34,220
2017 $3,119 $68,170 $33,950 $34,220
2016 $3,119 $68,170 $33,950 $34,220
2015 $3,119 $68,170 $33,950 $34,220
2014 $3,558 $97,950 $50,050 $47,900
Source: Public Records

Source: SmartMLS

MLS Number: 170246142

SmartMLS

APN: TORR-000127-000018-000007