$420,000

92 Howell Bluff Rd Ponce de Leon, FL 32455

Estimated payment $2,276/month

Total Views 109
3 Beds
1.5 Baths
2,278 Sq Ft
$184 Price per Sq Ft

Highlights

  • Waterfront
  • Wooded Lot
  • Detached Garage
  • Freeport Middle School Rated A-
  • No HOA
  • Fireplace

About This Home

Discover peaceful riverfront living on nearly 4 acres with this beautifully updated brick home located just off Highway 20 at the Choctawhatchee River Bridge. Offering a rare combination of privacy, space, and convenience to nearby boat ramps, this property is ideal for anyone who loves the outdoors, working on projects, or simply enjoying a quiet, natural setting. Step inside to find a fully renovated interior featuring an open layout, new flooring, stylish lighting, and a large living area centered around a brick fireplace. The kitchen includes custom cabinetry, a center island, gas range, and stainless-steel appliances. Both bathrooms have been updated, with the primary bath offering a double vanity and walk-in closet. The expansive enclosed patio provides year-round enjoyment with floor-to-ceiling windows overlooking the wooded acreage. Multiple outbuildings, including a workshop, shed, and oversized RV/boat parking, create endless flexibility for storage, hobbies, and equipment. With direct river frontage and public boat ramps just minutes away, fishing, kayaking, and river exploring are all easily accessible. Additional features include a metal roof, private well, septic, natural gas, and plenty of parking for vehicles, trailers, or recreational gear. Whether used as a full-time home or a weekend retreat, this property offers room to breathe and a setting that's hard to find.

Listing Agent

The Wheeler Sauls Collective

Salty Marlin Realty LLC Listed on: 11/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $781

Year Built

  • Built in 1961

Lot Details

  • 3.82 Acre Lot
  • Lot Dimensions are 470x1000x42x680x370x125
  • Waterfront
  • Wooded Lot

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1-Story Property
  • Fireplace
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • Detached Garage
  • Detached Carport Space
  • Oversized Parking
  • Driveway
  • Additional Parking

Outdoor Features

  • Enclosed Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Howell Bluff Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$781

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1961
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 3.82
  • Lot Size: 470X1000x42x680x370x125
  • Road Surface Type: Paved
  • Subdivision Name: Howell Bluff
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Refrigerator
  • Interior Amenities: Breakfast Bar, Fireplace, Kitchen Island
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Construction Type: Brick
  • Exterior Features: Patio
  • Patio And Porch Features: Enclosed, Patio

Garage/Parking

  • Parking Features: Additional Parking, Boat, Detached Carport, Driveway, Detached, Oversized
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Septic Available, Water Available
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Amenities: Boat Ramp
  • Association: No

Fee Information

  • Association Fee Includes: Other, See Remarks

Lot Info

  • Lot Features: Wooded, Waterfront, Paved
  • Lot Size Sq Ft: 166399.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 781.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $747 $84,730 $10,926 $73,804
2023 $747 $76,675 $0 $0
2022 $718 $80,652 $12,128 $68,524
2021 $643 $63,572 $10,006 $53,566
2020 $607 $57,607 $8,640 $48,967
2019 $620 $59,390 $8,640 $50,750
2018 $75 $39,409 $0 $0
2017 $75 $38,598 $0 $0
2016 $75 $37,804 $0 $0
2015 -- $36,747 $0 $0
2014 -- $36,455 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/17/2025 11/17/25 For Sale $420,000 -- $184 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100,000 None Listed On Document
Warranty Deed $100,000 None Listed On Document
Warranty Deed $50,000 None Listed On Document
Warranty Deed $50,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $75,000 New Conventional
Closed $75,000 New Conventional
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 781732

Central Panhandle Association of REALTORS®

APN: 36-1N-17-04000-031-0010