92 Howell Bluff Rd Ponce de Leon, FL 32455
Estimated payment $2,026/month
Highlights
- RV Access or Parking
- 3.82 Acre Lot
- Fireplace
- Freeport Middle School Rated A-
- No HOA
- Enclosed Patio or Porch
About This Home
Discover peaceful riverfront living on nearly 4 acres with this beautifully updated brick home located just off Highway 20 at the Choctawhatchee River Bridge. Offering a rare combination of privacy, space, and convenience to nearby boat ramps, this property is ideal for anyone who loves the outdoors, working on projects, or simply enjoying a quiet, natural setting. Step inside to find a fully renovated interior featuring an open layout, new flooring, stylish lighting, and a large living area centered around a brick fireplace. The kitchen includes custom cabinetry, a center island, gas range, and stainless-steel appliances. Both bathrooms have been updated, with the primary bath offering a double vanity and walk-in closet. The expansive enclosed patio provides year-round enjoyment with floor-to-ceiling windows overlooking the wooded acreage. Multiple outbuildings, including a workshop, shed, and oversized RV/boat parking, create endless flexibility for storage, hobbies, and equipment. With direct river frontage and public boat ramps just minutes away, fishing, kayaking, and river exploring are all easily accessible. Additional features include a metal roof, private well, septic, natural gas, and plenty of parking for vehicles, trailers, or recreational gear. Whether used as a full-time home or a weekend retreat, this property offers room to breathe and a setting that's hard to find.
Listing Agent
The Wheeler Sauls Collective
Salty Marlin Realty LLC Listed on: 11/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $781
Year Built
- Built in 1961
Lot Details
- 3.82 Acre Lot
- Lot Dimensions are 470x1000x42x680x370x125
Home Design
- Brick Exterior Construction
Interior Spaces
- 1-Story Property
- Fireplace
- Fire and Smoke Detector
- Gas Range
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- Additional Parking
- RV Access or Parking
Additional Features
- Enclosed Patio or Porch
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Howell Bluff Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $937 | $115,723 | $45,840 | $69,883 |
| 2024 | $747 | $84,730 | $10,926 | $73,804 |
| 2023 | $747 | $76,675 | $0 | $0 |
| 2022 | $718 | $80,652 | $12,128 | $68,524 |
| 2021 | $643 | $63,572 | $10,006 | $53,566 |
| 2020 | $607 | $57,607 | $8,640 | $48,967 |
| 2019 | $620 | $59,390 | $8,640 | $50,750 |
| 2018 | $75 | $39,409 | $0 | $0 |
| 2017 | $75 | $38,598 | $0 | $0 |
| 2016 | $75 | $37,804 | $0 | $0 |
| 2015 | -- | $36,747 | $0 | $0 |
| 2014 | -- | $36,455 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/12/2026 01/12/26 | Price Changed | $375,000 | -4.8% | $165 / Sq Ft |
| 01/02/2026 01/02/26 | Price Changed | $394,000 | -1.3% | $173 / Sq Ft |
| 12/01/2025 12/01/25 | Price Changed | $399,000 | -5.0% | $175 / Sq Ft |
| 11/17/2025 11/17/25 | For Sale | $420,000 | -- | $184 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $100,000 | None Listed On Document | |
| Warranty Deed | $100,000 | None Listed On Document | |
| Warranty Deed | $50,000 | None Listed On Document | |
| Warranty Deed | $50,000 | None Listed On Document |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $75,000 | New Conventional | |
| Closed | $75,000 | New Conventional |
Source: Central Panhandle Association of REALTORS®
MLS Number: 781732
APN: 36-1N-17-04000-031-0010
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