NOT LISTED FOR SALE

92 Montana Del Lago Dr Rancho Santa Margarita, CA 92688

Estimated Value: $680,000 - $816,000

3 Beds
2 Baths
1,130 Sq Ft
$384/mo HOA Fee

Last Sold March 10, 2020

Last sale price $490,000 $434 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $4,863/month

8 Days on Market

Highlights

  • In Ground Pool
  • Primary Bedroom Suite
  • Cathedral Ceiling
  • Trabuco Mesa Elementary School Rated A
  • Property is near a park
  • 2-minute walk to Rancho Santa Margarita Lake Park

About This Home

As of March 2020

Lake Front Community (Montana Del Lago) - End Unit, Bright And Sunny, 3 Bedrooms, 2 Baths, 2 Car Tandem Garage With 1 Garage Converted Into A Un-permitted Room Addition, Extra Parking Pass For Open Spots In The Community, Street Parking, Private Entrance With Charming Front Patio, Vaulted Ceiling With Lots Of Windows, Owner Recently Replaced The Majority Of The Windows Throughout, Newer Stainless Steel Appliances, Custom Paint, Drapes & Blinds, Fireplace, 2 Walk-In Closets, New A/C Unit With Upgraded Ecobee Thermostat, Community Pool And Spa, Walk To Lake, Beach Club, Shops, Restaurants And More! ***So Cute - Don't Miss This One***

Last Agent to Sell the Property

Christina Ford

Ford Realty, Inc. License #00917868 Listed on: 01/31/2020

Last Buyer's Agent

Doug Ward

Regency Real Estate Brokers License #00865865

Regency Real Estate Brokers

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,499

Year Built

  • Built in 1993 | Remodeled

Lot Details

  • End Unit
  • 1 Common Wall
  • East Facing Home
  • Wrought Iron Fence
  • Stucco Fence

HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Rear-Facing Garage
  • Tandem Garage
  • Single Garage Door
  • Garage Door Opener
  • No Driveway
  • Guest Parking
  • On-Street Parking
  • Parking Permit Required

Home Design

  • Mediterranean Architecture
  • Turnkey
  • Additions or Alterations
  • Slab Foundation
  • Tile Roof
  • Stucco

Interior Spaces

  • 1,130 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Custom Window Coverings
  • Roller Shields
  • Blinds
  • Window Screens
  • Formal Entry
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Living Room with Attached Deck
  • Living Room Balcony
  • Dining Room
  • Bonus Room
  • Neighborhood Views

Kitchen

  • Open to Family Room
  • Breakfast Bar
  • Gas Oven
  • Gas Cooktop
  • Free-Standing Range
  • Microwave
  • Dishwasher
  • Tile Countertops
  • Pots and Pans Drawers
  • Disposal

Flooring

  • Carpet
  • Stone

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Upper Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Dressing Area
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Private Water Closet
  • Soaking Tub
  • Bathtub with Shower
  • Exhaust Fan In Bathroom

Laundry

  • Laundry Room
  • Laundry in Garage
  • Washer Hookup

Home Security

Pool

  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • Patio
  • Exterior Lighting
  • Front Porch

Location

  • Property is near a park
  • Suburban Location

Schools

  • Trab Mesa Elementary School
  • Rancho Santa Margarita Middle School
  • Trabucco Hills High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater
  • Sewer Paid
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 2
  • Tax Tract Number 13666
  • Assessor Parcel Number 93083064

Community Details

Overview

  • 124 Units
  • Montana Del Lago Association, Phone Number (714) 285-2626
  • First Service Association, Phone Number (949) 448-6000
  • The Management Trust HOA
  • Built by RGC
  • Infinity

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Tennis Courts
  • Community Pool
  • Community Spa
  • Park
  • Dog Park
  • Hiking Trails
  • Bike Trail

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,499

Year Built

Built in 1993 | Remodeled

Lot Details

0

HOA Fees

$384 per month

Parking

2

Listing Details

  • Structure Type: Multi Family
  • Assessments: No
  • Property Attached: Yes
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Subdivision Name Other: Montana Del Lago (MDL)
  • View: Yes
  • Architectural Style: Mediterranean
  • Property Condition: Additions/Alterations, Turnkey, Updated/Remodeled
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93083064
  • Year Built: 1993
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1130.00 Square Feet
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Living Room Balcony, Living Room Deck Attached, Recessed Lighting, Tile Counters
  • Stories: 2
  • Entry Location: 1
  • Common Walls: 1 Common Wall, End Unit
  • Flooring: Carpet, Stone
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Total Bedrooms: 3
  • Eating Area: Breakfast Counter / Bar, Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room, Gas, Gas Starter
  • Levels: Two
  • Price Per Square Foot: 433.63
  • Room Type: All Bedrooms Up, Bonus Room, Dressing Area, Entry, Formal Entry, Kitchen, Living Room, Master Bathroom, Master Bedroom, Master Suite, Walk-In Closet
  • Spa Features: Association, Community, In Ground
  • Window Features: Blinds, Custom Covering, Double Pane Windows, Drapes, Roller Shields, Screens
  • Bathroom Features: Bathtub, Shower In Tub, Double Sinks In Master Bath, Exhaust Fan(s), Privacy Toilet Door, Soaking Tub
  • Room Kitchen Features: Kitchen Open To Family Room, Pots & Pan Drawers, Tile Counters

Exterior Features

  • Patio: Yes
  • Direction Faces: East
  • Foundation: Slab
  • View: Neighborhood
  • Fence: Yes
  • Fencing: Stucco Wall, Wrought Iron
  • Builder Name: RGC
  • Patio And Porch Features: Front Porch
  • Pool Features: Association, Community, In Ground
  • Pool Private: No
  • Roof: Tile
  • Spa: Yes
  • Construction Materials: Stucco

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Number Remotes: 2
  • Parking Features: Direct Garage Access, Garage, Garage Faces Rear, Garage - Single Door, Garage Door Opener, Guest, No Driveway, Permit Required, Street, Tandem Garage
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Free-Standing Range, Disposal, Gas Oven, Gas Range, Gas Cooktop, Gas Water Heater, Microwave, Water Heater
  • Heating Type: Central, Fireplace(s)
  • Laundry Features: In Garage, Washer Hookup
  • Sewer: Sewer Paid
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: SAMLARC
  • Amenities: Pool, Spa/Hot Tub, Barbecue, Picnic Area, Tennis Court(s), Biking Trails, Hiking Trails, Trash
  • Association Fee: 318.00
  • Association #2 Fee: 66.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Montana Del Lago
  • Phone: 714-285-2626
  • Association Phone #2: 949-448-6000
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Curbs, Dog Park, Hiking, Park, Sidewalks, Street Lights, Suburban
  • Association Management: The Management Trust
  • Association Management 2: First Service

Schools

  • School District: Saddleback Valley Unified
  • Elementary School: Trab Mesa
  • Middle School: Rancho Santa Margarita
  • High School: Trabucco Hills
  • Elementary School: Trab Mesa
  • High School: Trabucco Hills
  • Middle Or Junior School: Rancho Santa Margarita
  • Elementary School #2: TRAMES2
  • High School2: TRAHIL2

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Corner Lot, Park Nearby

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 124
  • Number Of Units Total: 1

Tax Info

  • Tax Census Tract: 320.51
  • Tax Lot: 2
  • Tax Model: C
  • Tax Tract: Montana Del Lago
  • Tax Tract Number: 13666

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2020
Closed on
Feb 10, 2020
Sold by
Brown Matthew D and Brown Laura F
Bought by
Stipes Todd M and Stipes Brittany
Seller's Agent
Christina Ford
Ford Realty, Inc.
Buyer's Agent
Doug Ward
Regency Real Estate Brokers
List Price
$494,900
Sold Price
$490,000
Premium/Discount to List
-$4,900
-0.99%
Current Estimated Value
$738,060

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$248,060
Avg. Annual Appreciation
7.74%
Original Mortgage
$392,000
Outstanding Balance
$350,760
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$384,919

Purchase Details

Closed on
Jan 23, 2015
Sold by
Brown Matthew D
Bought by
Brown Matthew D and Brown Laura F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,500
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 17, 2012
Closed on
Aug 8, 2012
Sold by
Brown Matthew D and Brown Matthew M
Bought by
Brown Matthew D
Seller's Agent
Michelle Yegsigian
Regency Real Estate Brokers
Buyer's Agent
Debbie Brewington
Berkshire Hathaway HomeService
List Price
$265,000
Sold Price
$255,000
Premium/Discount to List
-$10,000
-3.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.42%

Purchase Details

Listed on
Jan 17, 2012
Closed on
Jun 5, 2012
Sold by
Johnston Todd Steven and Johnston Melinda S
Bought by
Brown Matthew M
Seller's Agent
Michelle Yegsigian
Regency Real Estate Brokers
Buyer's Agent
Debbie Brewington
Berkshire Hathaway HomeService
List Price
$265,000
Sold Price
$255,000
Premium/Discount to List
-$10,000
-3.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,875
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 21, 2005
Sold by
Johnston Todd Steven
Bought by
Johnston Todd Steven and Johnston Melinda S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$469,690
Interest Rate
7.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 14, 2004
Sold by
Temple Marc J and Temple Amy
Bought by
Johnston Todd Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$353,400
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 7, 2004
Sold by
Johnston Melinda Sue
Bought by
Johnston Todd Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$353,400
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 15, 2002
Sold by
Lyman Michael R and Lyman Mary Diane
Bought by
Temple Marc J and Temple Amy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,675
Interest Rate
6.74%
Mortgage Type
VA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stipes Todd M $490,000 First American Title
Brown Matthew D -- Premium Title
Brown Matthew D -- Orange Coast Title Company O
Brown Matthew M $251,000 Orange Coast Title
Johnston Todd Steven -- Landsafe Title Cess Kearns
Johnston Todd Steven $443,000 Stewart Title Irvine
Johnston Todd Steven -- Stewart Title Irvine
Temple Marc J $277,000 Equity Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stipes Todd M $392,000
Previous Owner Brown Matthew D $251,500
Previous Owner Brown Matthew M $225,875
Previous Owner Johnston Todd Steven $469,690
Previous Owner Johnston Todd Steven $353,400
Previous Owner Temple Marc J $47,500
Previous Owner Temple Marc J $271,830
Previous Owner Temple Marc J $33,000
Previous Owner Temple Marc J $267,675
Previous Owner Lyman Michael R $146,808
Previous Owner Lyman Michael R $156,204
Closed Johnston Todd Steven $66,450
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/10/2020 03/10/20 Sold $490,000 0.0% $434 / Sq Ft
02/14/2020 02/14/20 Price Changed $489,900 0.0% $434 / Sq Ft
02/08/2020 02/08/20 Pending -- -- --
02/05/2020 02/05/20 Price Changed $489,900 -1.0% $434 / Sq Ft
01/31/2020 01/31/20 For Sale $494,900 +94.1% $438 / Sq Ft
07/16/2012 07/16/12 Sold $255,000 0.0% $226 / Sq Ft
07/11/2012 07/11/12 Pending -- -- --
04/10/2012 04/10/12 Price Changed $255,000 +2.0% $226 / Sq Ft
02/02/2012 02/02/12 Price Changed $250,000 -5.7% $221 / Sq Ft
01/17/2012 01/17/12 For Sale $265,000 -- $235 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,499 $535,884 $395,000 $140,884
2024 $5,499 $525,377 $387,255 $138,122
2023 $5,374 $515,076 $379,662 $135,414
2022 $5,283 $504,977 $372,218 $132,759
2021 $4,819 $495,076 $364,920 $130,156
2020 $2,959 $282,617 $150,890 $131,727
2019 $3,205 $277,076 $147,931 $129,145
2018 $3,156 $271,644 $145,031 $126,613
2017 $3,174 $266,318 $142,187 $124,131
2016 $3,385 $261,097 $139,399 $121,698
2015 $3,466 $257,176 $137,306 $119,870
2014 $3,400 $252,139 $134,617 $117,522
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC20022681

California Regional Multiple Listing Service (CRMLS)

APN: 930-830-64