NOT LISTED FOR SALE

92 W Lake Dr Troy, IL 62294

Estimated Value: $381,000 - $428,000

4 Beds
3 Baths
3,201 Sq Ft
$128/Sq Ft Est. Value

Last Sold September 14, 2018

Last sale price $244,000 $76 Per Sq Ft

Est. 70% increase in value since last sale

Current estimated payment $2,783/month

229 Days on Market

Highlights

  • Access To Lake
  • Primary Bedroom Suite
  • Open Floorplan
  • Triad Middle School Rated A-
  • Waterfront
  • Living Room with Fireplace

About This Home

As of September 2018

Beautiful custom built home on the lake. Don't miss the opportunity to own this lake front home, 270 feet of shore line on a 15 acre lake in Troy. Spacious home with 3200sqft of living space at the end of a cul-de-sac. Very well maintained with new roof 2017, gutters and fascia 2007, new windows 2016. The main floor features a large living room with a gas fireplace and cathedral ceiling that opens to a large covered deck over looking the lake. A kitchen, dining room, breakfast area and 3 bedrooms finish off the main floor of this home. Beautiful custom home on the lake. In the walk out lower level there is a gas fireplace in the family room, recreational area, 3/4 bath and bedroom.

Last Agent to Sell the Property

Julie Purnell

Gori Realtors, LLC License #475149819 Listed on: 12/29/2017

Last Buyer's Agent

Ashley Barud

Coldwell Banker Brown Realtors License #475166742

Coldwell Banker Brown Realtors

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1967

Lot Details

  • 0.61 Acre Lot
  • Lot Dimensions are 99x270
  • Waterfront
  • Cul-De-Sac

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction

Interior Spaces

  • Open Floorplan
  • Cathedral Ceiling
  • Fireplace Features Masonry
  • Gas Fireplace
  • Living Room with Fireplace
  • 2 Fireplaces
  • Combination Dining and Living Room
  • Breakfast Room

Kitchen

  • Electric Oven or Range
  • Electric Cooktop
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Possible Extra Bedroom
  • Walk-In Closet
  • Shower Only

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Fireplace in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Access To Lake
  • Lake, Pond or Stream

Schools

  • Triad Dist 2 Elementary And Middle School
  • Triad High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Water Softener is Owned
  • Aerobic Septic System

Listing and Financial Details

  • Assessor Parcel Number 09-2-22-10-11-201-002

Home Details

Home Type

Single Family

Year Built

Built in 1967

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: Multi-Level
  • Style Description: Bi-Level
  • Special Description: Homestead Improve
  • Age: 51
  • Ownership: Private
  • Year Built: 1967
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom in LL, Fireplace in LL, Walk-Out
  • Bedroom Types: Possible Extra Bdr, Main Floor Master, Master Bdr. Suite
  • Dining Room: Dining/Living Rm Cmb
  • Fireplace Location: Basement, Living Room
  • Fireplace Type: Full Masonry, Gas
  • Interior Amenities: Cathedral Ceilings, Open Floor Plan, Walk-In Closets
  • Kitchen: Breakfast Room
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Shower Only
  • Misc Features: Lake Access
  • Total Living Area: 3201.00
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Range/Oven-Electric, Washer, Water Softener
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 13
  • Square Footage: 2004
  • Square Footage Below Grade: 1197
  • Total Full Baths: 3
  • Number Fireplaces: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Predom

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Basement/Tuck-Under, Off Street

Utilities

  • Sewer: Aerator
  • Water: Public
  • Water Heater: Gas
  • Water Softner: Owned
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Yearly

Schools

  • Elementary School: TRIAD DIST 2
  • Junior High School: TRIAD DIST 2
  • School District: Triad DIST 2
  • Senior High School: Triad

Lot Info

  • Lot Description: Cul-De-Sac, Pond/Lake, Waterfront Lot
  • Lot Dimensions: 99x270
  • Lot Sq Ft: 26572
  • Acres: 0.6100

Tax Info

  • Taxes Paid: 5147
  • Taxes Paid Year: 2016
  • Assessor Parcel Number: 09-2-22-10-11-201-002

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 4, 2022
Sold by
Kern Michael D and Kern Susan M
Bought by
Kern Trust
Current Estimated Value
$414,758

Purchase Details

Closed on
Oct 16, 2020
Sold by
Kern Michael D and Kern Susan M
Bought by
Kern Michael D and Kern Susan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
3.13%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 29, 2017
Closed on
Sep 14, 2018
Sold by
Scroggins Michael R and Scroggins Linda J
Bought by
Kern Michael D and Kern Susan M
Seller's Agent
Julie Purnell
Gori Realtors, LLC
Buyer's Agent
Ashley Barud
Coldwell Banker Brown Realtors
List Price
$245,000
Sold Price
$244,000
Premium/Discount to List
-$1,000
-0.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.31%
Original Mortgage
$239,580
Interest Rate
4.63%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Kern Trust -- None Available
Kern Michael D -- Benchmark Title Co
Kern Michael D $240,000 Serenity Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kern Michael D $235,000
Previous Owner Kern Michael D $239,580
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/14/2018 09/14/18 Sold $244,000 -0.4% $76 / Sq Ft
08/16/2018 08/16/18 Pending -- -- --
06/04/2018 06/04/18 For Sale $245,000 0.0% $77 / Sq Ft
04/15/2018 04/15/18 Pending -- -- --
04/09/2018 04/09/18 Price Changed $245,000 -1.2% $77 / Sq Ft
03/02/2018 03/02/18 Price Changed $247,900 -2.7% $77 / Sq Ft
02/15/2018 02/15/18 Price Changed $254,900 -4.9% $80 / Sq Ft
12/29/2017 12/29/17 For Sale $267,900 -- $84 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,388 $114,480 $25,780 $88,700
2023 $7,388 $103,930 $23,400 $80,530
2022 $6,872 $95,700 $21,550 $74,150
2021 $6,440 $90,950 $20,480 $70,470
2020 $6,452 $88,600 $19,950 $68,650
2019 $6,364 $86,780 $19,540 $67,240
2018 $5,406 $80,400 $18,100 $62,300
2017 $5,211 $78,720 $17,720 $61,000
2016 $5,147 $78,720 $17,720 $61,000
2015 $4,823 $76,110 $17,130 $58,980
2014 $4,823 $76,110 $17,130 $58,980
2013 $4,823 $76,110 $17,130 $58,980
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS17097315

MARIS MLS

APN: 09-2-22-10-11-201-002