922 Dolphin Harbour Dr Panama City Beach, FL 32407
Upper Grand Lagoon Neighborhood
4
Beds
3
Baths
2,890
Sq Ft
0.31
Acres
Highlights
- Marina
- Boat Dock
- Fishing
- J.R. Arnold High School Rated A-
- In Ground Pool
- Bay View
About This Home
As of May 2025Welcome to 922 Dolphin Harbour Drive, a stunning waterfront property that perfectly blends modern elegance, luxury, and panoramic bay views. This 4-bedroom, 3-bathroom home spans 2,890 square feet of thoughtfully designed living space - ideal for both entertaining and relaxation.As you step inside, you're welcomed by a spacious open-concept living area, featuring custom-built shelving, a cozy fireplace, and sleek flooring throughout. Adjacent to the entry is an inviting sitting area, perfect for casual conversations. The great room, framed by soft drapery and bathed in natural light, creates a tranquil space to unwind.The gourmet kitchen is a chef's dream, boasting stainless steel appliances and a large quartz-topped center island. This island, equipped with a deep sink, offers plenty of room for meal prep or casual dining, while stylish rattan pendant lights add a touch of coastal charm. Just off the kitchen, the airy breakfast nook is surrounded by large windows, filling the space with light and offering picturesque views of the outdoors.For those who love to entertain, the sophisticated home bar is a standout feature, with sleek blue cabinetry, a built-in wine cooler, and a chic honeycomb tile backsplash. Floating wooden shelves add a rustic touch, creating a perfect blend of modern design and cozy warmth.The master suite is a private retreat, featuring soft green walls, large windows, and elegant French doors that open to the patio. The spa-like master bath offers a dual vanity, ample storage, and a calming atmosphere for ultimate relaxation.Step outside to your own private oasis, where you'll enjoy breathtaking views of St. Andrews Bay and stunning sunrises over the peaceful conservation area. Solar panels enhance energy efficiency, while the in-ground saltwater pool and custom putting green provide endless opportunities for leisure. The backyard also features lush, low-maintenance artificial grass, a stylish paver design, and a screened-in patio complete with a hot tub and dining area, making it perfect for enjoying the Florida lifestyle year-round.For boating enthusiasts, a deeded boat slip with direct deep-water access and a newly installed 20,000-pound boat lift can be purchased separately. The adjacent marina makes getting out on the water a breeze, fully embracing the coastal lifestyle. Located in the highly sought-after Dolphin Bay community, residents enjoy gated security, tennis and basketball courts, and a golf cart-friendly neighborhood.Don't miss your chance to own this extraordinary home! Experience the perfect blend of luxury, comfort, and waterfront living in this rare gem.
Last Agent to Sell the Property
Counts Real Estate Group Inc License #3248132 Listed on: 10/11/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,607
Year Built
- Built in 2005
Lot Details
- 0.31 Acre Lot
- Fenced
- Sprinkler System
HOA Fees
- $120 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Traditional Architecture
- Shingle Roof
- HardiePlank Type
Interior Spaces
- 2,890 Sq Ft Home
- 1-Story Property
- Wet Bar
- Bookcases
- Ceiling Fan
- Gas Fireplace
- Solar Screens
- Great Room
- Home Office
- Bay Views
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Wine Cooler
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Pool
- In Ground Pool
- Saltwater Pool
Outdoor Features
- Covered Patio or Porch
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
Community Details
Overview
- Association fees include boat ramp, fishing rights, legal/accounting, tennis courts
- Dolphin Bay Ph I Subdivision
Recreation
- Boat Dock
- Marina
- Tennis Courts
- Community Basketball Court
- Fishing
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 11, 2024
Closed on
May 16, 2025
Sold by
Blue Sara and Skinner Claude Wade
Bought by
Turner Trevor Joseph
Seller's Agent
Kristen Barr
Counts Real Estate Group Inc
Buyer's Agent
Tracye Crass
Beach Haven Realty
List Price
$1,134,000
Sold Price
$799,000
Premium/Discount to List
-$335,000
-29.54%
Views
66
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,995
Avg. Annual Appreciation
9.92%
Original Mortgage
$648,000
Outstanding Balance
$646,857
Interest Rate
6.64%
Mortgage Type
VA
Estimated Equity
$175,138
Purchase Details
Listed on
Mar 19, 2018
Closed on
May 16, 2018
Sold by
Mann Ronald A and Mann Elizabeth
Bought by
Bell Billy G and Bell Pamela D
Seller's Agent
John Altman
Emerald Coast Realty Inc
Buyer's Agent
Martha Gray
Counts Real Estate Group Inc
List Price
$475,900
Sold Price
$443,000
Premium/Discount to List
-$32,900
-6.91%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.79%
Original Mortgage
$288,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 15, 2005
Sold by
Kernan Benjamin T
Bought by
Mann Ronald A and Mann Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$494,426
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 3, 2003
Sold by
Mcclain Cindy M
Bought by
Kernan Benjamin T
Purchase Details
Closed on
Jul 16, 2001
Sold by
Mcclain Morgan M and Mcclain Dorothy C
Bought by
Mcclain Cindy M
Similar Homes in Panama City Beach, FL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $799,000 | South Oak Title | |
| Warranty Deed | $799,000 | South Oak Title | |
| Warranty Deed | $144,300 | Diamond Title Agency Inc | |
| Warranty Deed | $620,000 | -- | |
| Warranty Deed | $91,500 | -- | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $648,000 | VA | |
| Closed | $648,000 | VA | |
| Previous Owner | $288,000 | New Conventional | |
| Previous Owner | $500,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $494,426 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/16/2025 05/16/25 | Sold | $799,000 | 0.0% | $276 / Sq Ft |
| 03/29/2025 03/29/25 | Price Changed | $799,000 | -11.1% | $276 / Sq Ft |
| 01/25/2025 01/25/25 | Price Changed | $899,000 | -5.3% | $311 / Sq Ft |
| 11/25/2024 11/25/24 | Price Changed | $949,000 | -16.3% | $328 / Sq Ft |
| 10/11/2024 10/11/24 | For Sale | $1,134,000 | 0.0% | $392 / Sq Ft |
| 07/05/2022 07/05/22 | Off Market | $2,300 | -- | -- |
| 07/05/2022 07/05/22 | Off Market | $443,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $2,300 | -- | -- |
| 05/17/2018 05/17/18 | Sold | $443,000 | -6.9% | $153 / Sq Ft |
| 04/10/2018 04/10/18 | Pending | -- | -- | -- |
| 03/19/2018 03/19/18 | For Sale | $475,900 | 0.0% | $164 / Sq Ft |
| 01/29/2016 01/29/16 | Rented | $2,300 | 0.0% | -- |
| 01/29/2016 01/29/16 | Under Contract | -- | -- | -- |
| 12/14/2015 12/14/15 | For Rent | $2,300 | 0.0% | -- |
| 12/05/2014 12/05/14 | Rented | $2,300 | 0.0% | -- |
| 12/05/2014 12/05/14 | Under Contract | -- | -- | -- |
| 11/12/2014 11/12/14 | For Rent | $2,300 | -- | -- |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,607 | $581,219 | -- | -- |
| 2023 | $6,607 | $564,290 | $0 | $0 |
| 2022 | $5,956 | $549,582 | $84,831 | $464,751 |
| 2021 | $4,408 | $402,069 | $0 | $0 |
| 2020 | $4,405 | $396,518 | $74,493 | $322,025 |
| 2019 | $4,862 | $391,380 | $65,572 | $325,808 |
| 2018 | $4,085 | $323,187 | $0 | $0 |
| 2017 | $4,099 | $322,065 | $0 | $0 |
| 2016 | $4,237 | $326,914 | $0 | $0 |
| 2015 | $4,381 | $328,939 | $0 | $0 |
| 2014 | $4,419 | $332,214 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kristen Barr
K
Seller's Agent in 2025
Kristen Barr
Counts Real Estate Group Inc
(850) 832-3728
30 in this area
42 Total Sales
-
Tracye Crass
Buyer's Agent in 2025
Tracye Crass
Beach Haven Realty
(850) 752-0291
14 in this area
58 Total Sales
-
J
Seller's Agent in 2018
John Altman
Emerald Coast Realty Inc
-
Martha Gray
M
Buyer's Agent in 2018
Martha Gray
Counts Real Estate Group Inc
(850) 866-9661
9 in this area
52 Total Sales
-
Patricia Sneed
Seller's Agent in 2016
Patricia Sneed
Smith & Assoc Property Mngt
(850) 819-6260
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 763720
APN: 27343-534-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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