NOT LISTED FOR SALE

9228 Misty Ridge Dr Chattanooga, TN 37416

Estimated Value: $280,000 - $378,000

3 Beds
2 Baths
1,327 Sq Ft
$244/Sq Ft Est. Value

Last Sold December 14, 2012

Last sale price $85,000 $64 Per Sq Ft

Est. 280% increase in value since last sale

Current estimated payment $1,840/month

106 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • 2 Car Attached Garage
  • Deck
  • Covered Patio or Porch
  • Walk-In Closet

About This Home

As of December 2012

Huge Cul-de-sac lot. Perfect curb appeal with shade tree and relaxing front porch area. Very nice large vinyl windows. Speciality ceiling in living and dining area. Large den area in finished basement. Listed way under tax appraisal of 146,800!!!

Last Agent to Sell the Property

Amy Agee

Crye-Leike, REALTORS License #298068 Listed on: 06/20/2012

Crye-Leike, REALTORS

Last Buyer's Agent

Dena Smith

Crye-Leike, REALTORS License #288690

Crye-Leike, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,014

Year Built

  • Built in 1993

Lot Details

  • Gentle Sloping Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 1,327 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Aluminum Window Frames
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Laundry closet
  • Finished Basement

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Misty Ridge Ests Subdivision

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 111M E 019.25
  • $36,700 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,014

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 53.55X176.18IRR
  • Subdivision Name: Misty Ridge Ests
  • Directions: North on Hwy 58, Left on Champion Road, Right on Misty Ridge, House in Culdesac, Sign in yard.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1327.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1993
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 111M E 019.25
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1014.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 53.55X176.18IRR
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Laundry Features Laundry Closet: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 36700.0
  • Patio And Porch Features Porch - Covered: Yes
  • Special Listing Conditions HUD Owned: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s)
  • Window Features: Aluminum Frames, Insulated Windows
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Gentle Sloping
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Laundry Closet
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 111M E 019.25

Tax Info

  • Tax Annual Amount: 1014.0
  • Tax Other Annual Assessment Amount: 36700.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2012
Closed on
Dec 10, 2012
Sold by
The Secretary Of Hud
Bought by
White Jessica S
Seller's Agent
Amy Agee
Crye-Leike, REALTORS
Buyer's Agent
Dena Smith
Crye-Leike, REALTORS
List Price
$133,000
Sold Price
$85,000
Premium/Discount to List
-$48,000
-36.09%
Current Estimated Value
$323,316

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$238,316
Avg. Annual Appreciation
11.20%
Original Mortgage
$87,728
Interest Rate
3.44%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 27, 2008
Sold by
Mount William C and Mount Debra L
Bought by
Frady Jerry M and Frady Gretchen N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,683
Interest Rate
6.21%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 5, 1997
Sold by
Smith Lee Richard Mark and Smith Lee Wendy
Bought by
Mount William C and Mount Debra L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,425
Interest Rate
7%

Purchase Details

Closed on
Sep 29, 1995
Bought by
Lee Richard Mark and Lee Wendy S
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
White Jessica S $85,000 None Available
Frady Jerry M $139,500 Title Escrow Of Chatt Inc
Mount William C $101,500 --
Lee Richard Mark $90,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open White Jessica S $96,900
Closed White Jessica S $87,728
Previous Owner Frady Jerry M $137,683
Previous Owner Mount William C $120,689
Previous Owner Mount William C $2,871
Previous Owner Mount William C $20,500
Previous Owner Mount William C $13,503
Previous Owner Mount William C $96,425
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/14/2012 12/14/12 Sold $85,000 -36.1% $64 / Sq Ft
10/03/2012 10/03/12 Pending -- -- --
06/19/2012 06/19/12 For Sale $133,000 -- $100 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,107 $49,475 $0 $0
2023 $1,116 $49,475 $0 $0
2022 $1,116 $49,475 $0 $0
2021 $1,116 $49,475 $0 $0
2020 $1,086 $38,950 $0 $0
2019 $1,086 $38,950 $0 $0
2018 $1,086 $38,950 $0 $0
2017 $1,086 $38,950 $0 $0
2016 $998 $0 $0 $0
2015 $998 $35,775 $0 $0
2014 $998 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1180362

Greater Chattanooga REALTORS®

APN: 111M-E-019.25