NOT LISTED FOR SALE

Estimated Value: $274,000 - $772,000

4 Beds
3 Baths
1,680 Sq Ft
$248/Sq Ft Est. Value

Sale Details

Date Sold: July 25, 2025

Last sale price $282,000 $168 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $2,864 / mo

3 Days on Market

Highlights

  • Secondary Bathroom Jetted Tub
  • Patio
  • Forced Air Heating and Cooling System
  • 2 Car Attached Garage
  • En-Suite Primary Bedroom
  • Gas Fireplace

About This Home

As of July 2025

Come check out this tri level style home that’s located in Gemstone subdivision in Effingham, IL. This property has over 1,600 total livable square feet, 4 bedrooms, 3 baths, 2 car attached garage and sits on almost a half acre! The cozy living room has brand new carpet, cathedral ceilings and plenty of natural light. All appliances stay with the kitchen! On the upper level of the home, you will find 3 bedrooms and 2 full baths, including a master bathroom that has a walk in shower. Downstairs you will find a gas fireplace, full bathroom with a jetted tub, and the laundry room. Outside you will find a 12X12 concrete patio and a big yard for the kids to play in. Updates include: Roof(2017), HVAC(2020), Living room carpet(2024). The home also has a water back up sump pump. Call today for a private showing!

Last Agent to Sell the Property

Alex Steppe

RE/MAX Key Advantage License #471021123 Listed on: 05/22/2025

RE/MAX Key Advantage

Last Buyer's Agent

Matt Dammerman

Dammerman and Associates Elite Realty License #471004701

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,586

Year Built

  • Built in 1998

Lot Details

  • 0.39

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,680 Sq Ft Home
  • 3-Story Property
  • Gas Fireplace

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Secondary Bathroom Jetted Tub

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Septic Tank

Additional Features

  • Patio
  • 16,988 Sq Ft Lot

Community Details

  • Gemstone Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1126231014

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,586

Year Built

Built in 1998

Lot Details

0.39 Acres

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 1104.0
  • Lot Size Acres: 0.39
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 3
  • Subdivision Name: Gemstone Sub
  • Year Built: 1998
  • Architectural Style: Tri-Level
  • Garage Yn: Yes
  • Unit Levels: Three Or More, Multi/Split
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
  • Has Basement: Finished, Full, Sump Pump
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Fireplace, Jetted Tub, Bath in Primary Bedroom
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Stories: 3

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Basement
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 16988.0
  • Parcel #: 1126231014
  • Zoning: RES

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3586.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jul 25, 2025
Sold by
Bought by
Seller's Agent
Alex Steppe
RE/MAX Key Advantage
Buyer's Agent
Matt Dammerman
Dammerman and Associates Elite Realty
List Price
$285,000
Sold Price
$282,000
Premium/Discount to List
-$3,000
-1.05%
Views
9
Current Estimated Value
$416,674

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$134,674
Avg. Annual Appreciation
43.07%
Original Mortgage
$276,892
Outstanding Balance
$274,443
Interest Rate
7.25%
Mortgage Type
FHA
Estimated Equity
$142,231

Purchase Details

Listed on
Jun 11, 2013
Closed on
Aug 9, 2013
Sold by
Bought by
Seller's Agent
Matt Dammerman
Dammerman and Associates Elite Realty
Buyer's Agent
LeAnn Heiden
Barns Realty
List Price
$155,000
Sold Price
$155,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.13%
Original Mortgage
$145,000
Interest Rate
4.37%
Mortgage Type
New Conventional
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$846,000 None Listed On Document
$155,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $276,892
Previous Owner $460,000
Previous Owner $143,000
Previous Owner $145,000
Previous Owner $116,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/25/2025 07/25/25 Sold $282,000 -1.1% $168 / Sq Ft
05/25/2025 05/25/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $285,000 +83.9% $170 / Sq Ft
08/09/2013 08/09/13 Sold $155,000 0.0% $92 / Sq Ft View Prior Sale
06/19/2013 06/19/13 Pending -- -- --
06/11/2013 06/11/13 For Sale $155,000 -- $92 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,941 $395,780
2025 $6,751 $385,380
2024 $6,564 $374,520
2023 $6,564 $363,620 $0 $0
2022 $6,199 $353,030 $0 $0
2021 $6,097 $342,750 $0 $0
2020 $6,035 $338,020 $0 $0
2019 $5,941 $330,430 $0 $0
2018 $5,724 $324,270 $0 $0
2017 $5,657 $317,610 $0 $0
2016 $5,641 $311,080 $0 $0
2015 $5,724 $308,920 $0 $0
2014 $5,722 $306,470 $0 $0
2013 -- $306,070 $112,160 $193,910
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6252122

APN: 1126231014

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