NOT LISTED FOR SALE

925 Prospect St Elgin, IL 60120

Northeast Elgin Neighborhood

Estimated Value: $259,000 - $300,038

2 Beds
2 Baths
1,471 Sq Ft
$186/Sq Ft Est. Value

Sale Details

Date Sold: May 23, 2025

Last sale price $251,000 $171 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,988 / mo

74 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • Formal Dining Room
  • Cathedral Ceiling
  • Den
  • 1 Car Detached Garage

About This Home

As of May 2025

Outstanding location for this charming bungalow style home with addition. Newer items include 2 FURNACE & 2 A/C UNITS REPLACED (a) 4 yrs ** (most) WINDOWS 2014 ** TUCKPOINTING 10 yrs ** SEWER MAIN TO SIDEWALK 6 yrs ** GARAGE OVERHEAD DOOR 2024 ** DISHWASHER 3 yrs ** SIDE ENTRY DOOR (a) 9 yrs ** The home also features an amazing 2 STORY FAMILY ROOM addition SURROUNDED WITH WINDOWS ** FIREPLACE ** FIRST FLOOR DEN ** FINISHED BASEMENT ** Nestled in one of Elgin's finest Historic District's. Only blocks from walking/riding paths, boat launch and downtown Elgin. Many bigger items have been taken care of but great for a buyer who can bring their decorating ideas, cosmetic improvements and make it their own while gaining sweat equity. Home is priced accordingly for condition. Home is being sold AS-IS with no repairs, No FHA can be considered.

Last Agent to Sell the Property

Jim Sperandio

HomeSmart Connect LLC License #475098838 Listed on: 02/20/2025

Co-Listed By

Arthur Moore

HomeSmart Connect LLC License #475098840

Last Buyer's Agent

Daniel Cox

Redfin Corporation License #475205843

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,834

Year Built

  • Built in 1921

Lot Details

  • Lot Dimensions are 66 x 113
  • Paved or Partially Paved Lot

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 1,471 Sq Ft Home
  • 1.5-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Finished Basement
  • Partial Basement
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Two Heating Systems
  • Heating System Uses Natural Gas
  • Cable TV Available

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,834

Year Built

Built in 1921

Lot Details

0 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1921
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Finished, Partial
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s)
  • LivingArea: 1471
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s)
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Cedar
  • Foundation Details: Concrete Perimeter
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Asphalt, Garage Door Opener, On Site, Detached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air, Sep Heating Systems - 2+
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 66 X 113
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 5834.36
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 27, 2013
Sold by
Bought by
Current Estimated Value
$274,010

Purchase Details

Closed on
Mar 11, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,735
Interest Rate
4.85%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 5, 2008
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Available
$125,000 Attorneys Title Guaranty Fun
-- Attorneys Title Guaranty Fun
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $100,000
Closed $120,000
Previous Owner $122,735
Previous Owner $151,000
Previous Owner $65,000
Previous Owner $152,000
Previous Owner $122,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/23/2025 05/23/25 Sold $251,000 +0.4% $171 / Sq Ft
05/05/2025 05/05/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $249,900 0.0% $170 / Sq Ft
02/22/2025 02/22/25 Pending -- -- --
02/20/2025 02/20/25 For Sale $249,900 -- $170 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,131 $84,613 $15,681 $68,932
2023 $5,834 $76,442 $14,167 $62,275
2022 $5,524 $69,702 $12,918 $56,784
2021 $5,279 $65,166 $12,077 $53,089
2020 $5,127 $62,211 $11,529 $50,682
2019 $4,974 $59,260 $10,982 $48,278
2018 $4,367 $50,174 $10,346 $39,828
2017 $4,262 $47,433 $9,781 $37,652
2016 $4,053 $44,005 $9,074 $34,931
2015 -- $40,334 $8,317 $32,017
2014 -- $39,836 $8,214 $31,622
2013 -- $40,887 $8,431 $32,456
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jim Sperandio

    HomeSmart Connect LLC

    (630) 212-6122

    1 in this area

    51 Total Sales

    Jim Sperandio
    Section Image
  • Arthur Moore

    Seller Co-Listing Agent in 2025

    Arthur Moore

    HomeSmart Connect LLC

    (847) 767-4373

    1 in this area

    61 Total Sales

    Arthur Moore
    Section Image
  • Daniel Cox

    Buyer's Agent in 2025

    Daniel Cox

    Redfin Corporation

    (847) 571-7403

    1 in this area

    43 Total Sales

    Daniel Cox
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12270290

Midwest Real Estate Data (MRED)

APN: 06-12-154-004

Illinois Kane County Elgin 60120 Northeast Elgin

925 Prospect St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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