$429,900
SOLD MAR 19, 2025

928 County Road 3174 Houston, AL 35572

3 Beds
2.5 Baths
2,084 Sq Ft
0.8 Acres

Recently Sold

$206 Per Sq Ft

34% Below List Price

Highlights

  • Boathouse
  • Creek or Stream View
  • Porch
  • 128 Feet of Waterfront
  • No HOA
  • Woodwork

About This Home

As of March 2025

Lake home on Brushy Creek on Smith Lake with a big water view. Well maintained 3 Bedroom, 2.5 Baths. Large covered porch on lakeside. Covered dock in deep water. Master Suite on main level, 2 bedrooms on 2nd level. Comes with appliances.

Last Agent to Sell the Property

AGENT NON-MEMBER

CULLMAN ASSOCIATION OF REALTORS Listed on: 03/19/2025

Last Buyer's Agent

Jerry Gray

BJC Real Estate License #77905

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,529

Year Built

  • Built in 2006

Lot Details

  • 0.8 Acre Lot
  • Lot Dimensions are 128 x 383
  • 128 Feet of Waterfront
  • Lake Front
  • Property fronts a county road

Home Design

  • Architectural Shingle Roof
  • Board and Batten Siding

Interior Spaces

  • 2,084 Sq Ft Home
  • Woodwork
  • Smooth Ceilings
  • Carpet
  • Creek or Stream Views
  • Crawl Space

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry in unit
  • Electric Dryer Hookup

Outdoor Features

  • Boathouse
  • Porch

Schools

  • Meek Elementary School
  • Meek Middle School
  • Meek High School

Utilities

  • Central Air
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Smith Water Front Community

Listing and Financial Details

  • Assessor Parcel Number 671205220200001003

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,529

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Above Grade Finished Sq Ft: 2084.0
  • Lot Dimensions: 128 x 383
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • GarageYN: No
  • PropertySubType: Residential
  • PropertyType: Residential
  • Lot Size Acres: 0.8
  • Co List Office Phone: OFC-256-739-9343
  • MLS Status: Sold
  • Manufactured_Home_YN: 0
  • Multiple_Level_YN: 1
  • Waterfront_Access: Water Front
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling - Smooth, Natural Woodwork
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Basement YN: No
  • Flooring: Carpet, Tile
  • LivingArea: 2084.0
  • Total Bedrooms: 3
  • FireplaceYN: No
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Exterior Features

  • Construction Materials: Block, Board & Batten Siding
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Deck, Porch
  • Roof: Architectual/Dimensional
  • View: Creek/Stream
  • Water Frontage: 128
  • Waterfront Features: Boat House, Lake Front
  • Waterfront: Yes

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Inside

Condo/Co-op/Association

  • Association: No
  • Planned Community Name: Smith-Water Front

Schools

  • Middle Or Junior School: Meek Middle

Lot Info

  • Parcel Number: 671205220200001003

Building Info

  • Year Built: 2006
  • BuildingAreaTotal: 2084.0

Multi Family

Tax Info

  • Year: 2025
  • Tax Annual Amount: 1529.0

MLS Schools

  • Elementary School: Meek Elementary
  • HighSchool: Meek

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2024
Closed on
Mar 19, 2025
Sold by
Cagle William L and Cagle Marilyn P
Bought by
Schmidt Paul A and Schmidt Susan E
Seller's Agent
Justin Dyar
Lake Homes Realty
Buyer's Agent
Jerry Gray
BJC Real Estate
List Price
$649,900
Sold Price
$629,900
Premium/Discount to List
-$20,000
-3.08%
Views
28
Current Estimated Value
$562,820

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$67,080
Avg. Annual Appreciation
132.08%
Original Mortgage
$598,405
Outstanding Balance
$598,405
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
-$35,585

Purchase Details

Closed on
Jun 2, 2020
Sold by
Harrison Pamela M and Allen Middleton R
Bought by
Cagle William L and Cagle Marilyn P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,920
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 12, 2017
Sold by
Harrison Pamela M and Harrison James R
Bought by
Middleton Middleton R and Middleton Debbie T
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $629,900 None Listed On Document
Warranty Deed $349,900 None Available
Warranty Deed $320,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $598,405 New Conventional
Previous Owner $279,920 New Conventional
Previous Owner $339,500 Stand Alone Refi Refinance Of Original Loan
Previous Owner $251,759 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2025 03/21/25 Sold $629,900 +46.5% $302 / Sq Ft
03/19/2025 03/19/25 Sold $429,900 -33.9% $206 / Sq Ft
03/19/2025 03/19/25 For Sale $649,900 0.0% $312 / Sq Ft
01/15/2025 01/15/25 Pending -- -- --
11/14/2024 11/14/24 For Sale $649,900 -- $312 / Sq Ft
Source: Strategic MLS Alliance (Cullman / Shoals Area)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,528 $54,580 $0 $0
2023 $1,528 $50,540 $0 $0
2022 $1,220 $43,580 $0 $0
2021 $1,098 $39,220 $0 $0
2020 $1,861 $66,460 $0 $0
2019 $1,873 $66,900 $0 $0
2018 $1,703 $60,820 $0 $0
2017 $1,621 $311,840 $0 $0
2016 $1,768 $311,840 $0 $0
2015 $1,888 $363,140 $0 $0
2014 $1,776 $341,540 $0 $0
2013 -- $352,340 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Strategic MLS Alliance (Cullman / Shoals Area)

MLS Number: 521494

Strategic MLS Alliance (Cullman / Shoals Area)

APN: 12-05-22-0-200-001.003