Seller's Agent in 2025
Laurie Serpa
Son Rise Real Estate, Inc.
(978) 235-5003
14 in this area
50 Total Sales
93 Cross St Gardner, MA 01440
3
Beds
1.5
Baths
1,487
Sq Ft
5,700
Sq Ft Lot
Highlights
- Golf Course Community
- Colonial Architecture
- Property is near public transit and schools
- Medical Services
- Deck
- 2-minute walk to Jackson Playground and Skate Park
About This Home
As of December 2025Welcome Home! This Charming Colonial is the one you have been waiting for. Loaded with natural sun light, beautiful wood work and spacious rooms make for an amazing family home. Located minutes from route 2 and 140 make it a commuters dream. Walking distance to school and park is an added bonus for families. Close to college, golf course and plenty of great restaurants. The home is inviting with a beautiful foyer and large first floor with tons of space for holiday gatherings with family and friends. Large living room with pocket doors opening to family room with pellet stove to keep you warm on cold winter days. Also offers a beautiful stone fire place. Three good sized bedrooms and full bath on second floor. Great deck and fenced yard for summer gatherings. Full basement for plenty of storage. Garage offers additional storage as well. Call today to schedule your showing. This one won’t last
Last Buyer's Agent
Ryan Young
Walsh and Associates Real Estate
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,499
Year Built
- Built in 1870
Lot Details
- 5,700 Sq Ft Lot
- Fenced Yard
Parking
- 1 Car Detached Garage
- Driveway
- 3 Open Parking Spaces
- Off-Street Parking
Home Design
- Colonial Architecture
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,487 Sq Ft Home
- Ceiling Fan
- Insulated Windows
- Bay Window
- Entrance Foyer
- Family Room with Fireplace
- Dining Area
- Home Office
- Basement Fills Entire Space Under The House
- Storm Windows
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Wall to Wall Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
Laundry
- Dryer
- Washer
Outdoor Features
- Balcony
- Deck
- Porch
Location
- Property is near public transit and schools
Schools
- Gardner Middle School
- Gardner High School
Utilities
- Window Unit Cooling System
- 1 Heating Zone
- Heating System Uses Oil
- Pellet Stove burns compressed wood to generate heat
- Heating System Uses Steam
- Water Heater
Listing and Financial Details
- Assessor Parcel Number M:R22 B:3 L:22,3537663
Community Details
Overview
- No Home Owners Association
- Near Conservation Area
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Golf Course Community
- Park
- Jogging Path
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 17, 2025
Closed on
Dec 30, 2025
Sold by
Mark A Charalambous Int A and Mark Charalambous
Bought by
Schembari Frank T and Schembari Courtney A
Seller's Agent
Laurie Serpa
Son Rise Real Estate, Inc.
Buyer's Agent
Ryan Young
Walsh and Associates Real Estate
List Price
$330,000
Sold Price
$347,000
Premium/Discount to List
$17,000
5.15%
Views
168
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-40.93%
Original Mortgage
$321,000
Outstanding Balance
$320,695
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$8,508
Purchase Details
Closed on
Mar 22, 2022
Sold by
Charalambous Mark A
Bought by
Mark A Charalambous Int A and Mark Charalambous
Purchase Details
Closed on
Sep 16, 2011
Sold by
Legault Russell P and Legault Lorrie A
Bought by
Charalambous Mark A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Interest Rate
4.38%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 14, 2004
Sold by
Gadoury Christine A and Gadoury Omer P
Bought by
Legault Lorrie A and Legault Russell P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 26, 1997
Sold by
Savaria Edward C and Savaria Jeanne A
Bought by
Gadoury Omer P and Gadoury Christine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,000
Interest Rate
7.26%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $347,000 | -- | |
| Warranty Deed | -- | None Available | |
| Deed | $115,000 | -- | |
| Deed | $235,000 | -- | |
| Deed | $92,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $321,000 | New Conventional | |
| Closed | $25,000 | New Conventional | |
| Previous Owner | $103,500 | Purchase Money Mortgage | |
| Previous Owner | $235,000 | Purchase Money Mortgage | |
| Previous Owner | $91,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/30/2025 12/30/25 | Sold | $347,000 | +5.2% | $233 / Sq Ft |
| 11/21/2025 11/21/25 | Pending | -- | -- | -- |
| 11/17/2025 11/17/25 | For Sale | $330,000 | -- | $222 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $45 | $313,300 | $66,000 | $247,300 |
| 2024 | $4,446 | $296,600 | $60,000 | $236,600 |
| 2023 | $4,321 | $267,900 | $59,100 | $208,800 |
| 2022 | $3,950 | $212,500 | $44,800 | $167,700 |
| 2021 | $3,784 | $188,800 | $38,900 | $149,900 |
| 2020 | $3,638 | $184,300 | $38,900 | $145,400 |
| 2019 | $3,444 | $171,000 | $38,900 | $132,100 |
| 2018 | $3,144 | $155,100 | $38,900 | $116,200 |
| 2017 | $3,205 | $156,500 | $38,900 | $117,600 |
| 2016 | $2,964 | $144,800 | $38,900 | $105,900 |
| 2015 | $2,833 | $141,800 | $38,900 | $102,900 |
| 2014 | $2,730 | $144,700 | $43,300 | $101,400 |
Source: Public Records
Agents Affiliated with this Home
-
Laurie Serpa
-
R
Buyer's Agent in 2025
Ryan Young
Walsh and Associates Real Estate
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73455724
APN: GARD-000022R-000003-000022
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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