93 Cross St Gardner, MA 01440
Estimated Value: $321,000 - $332,135
3
Beds
2
Baths
1,400
Sq Ft
$233/Sq Ft
Est. Value
About This Home
This home is located at 93 Cross St, Gardner, MA 01440 and is currently estimated at $325,784, approximately $232 per square foot. 93 Cross St is a home located in Worcester County with nearby schools including Gardner High School, Holy Family Academy, and Wachusett Hills Christian School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 30, 2025
Sold by
Mark A Charalambous Int A and Mark Charalambous
Bought by
Schembari Frank T and Schembari Courtney A
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$321,000
Outstanding Balance
$320,695
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$5,089
Purchase Details
Closed on
Mar 22, 2022
Sold by
Charalambous Mark A
Bought by
Mark A Charalambous Int A and Mark Charalambous
Purchase Details
Closed on
Sep 16, 2011
Sold by
Legault Russell P and Legault Lorrie A
Bought by
Charalambous Mark A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Interest Rate
4.38%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 14, 2004
Sold by
Gadoury Christine A and Gadoury Omer P
Bought by
Legault Lorrie A and Legault Russell P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
5.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 26, 1997
Sold by
Savaria Edward C and Savaria Jeanne A
Bought by
Gadoury Omer P and Gadoury Christine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,000
Interest Rate
7.26%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Schembari Frank T | $347,000 | -- | |
| Mark A Charalambous Int A | -- | None Available | |
| Charalambous Mark A | $115,000 | -- | |
| Legault Lorrie A | $235,000 | -- | |
| Gadoury Omer P | $92,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Schembari Frank T | $321,000 | |
| Closed | Schembari Frank T | $25,000 | |
| Previous Owner | Charalambous Mark A | $103,500 | |
| Previous Owner | Legault Lorrie A | $235,000 | |
| Previous Owner | Gadoury Omer P | $91,000 |
Source: Public Records
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $45 | $313,300 | $66,000 | $247,300 |
| 2024 | $4,446 | $296,600 | $60,000 | $236,600 |
| 2023 | $4,321 | $267,900 | $59,100 | $208,800 |
| 2022 | $3,950 | $212,500 | $44,800 | $167,700 |
| 2021 | $3,784 | $188,800 | $38,900 | $149,900 |
| 2020 | $3,638 | $184,300 | $38,900 | $145,400 |
| 2019 | $3,444 | $171,000 | $38,900 | $132,100 |
| 2018 | $3,144 | $155,100 | $38,900 | $116,200 |
| 2017 | $3,205 | $156,500 | $38,900 | $117,600 |
| 2016 | $2,964 | $144,800 | $38,900 | $105,900 |
| 2015 | $2,833 | $141,800 | $38,900 | $102,900 |
| 2014 | $2,730 | $144,700 | $43,300 | $101,400 |
Source: Public Records
Map
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