NOT LISTED FOR SALE

Estimated Value: $395,000 - $435,000

3 Beds
2 Baths
2,004 Sq Ft
$209/Sq Ft Est. Value

Last Sold November 25, 2019

Last sale price $235,000 $117 Per Sq Ft

Est. 78% increase in value since last sale

Current estimated payment $2,694/month

15 Days on Market

Highlights

  • Vaulted Ceiling
  • Ranch Style House
  • Community Pool
  • McCordsville Elementary School Rated A-
  • Wood Flooring
  • Thermal Windows

About This Home

As of November 2019

This is the one! Full brick wrap ranch in sought after Bay Creek @ Geist in popular McCordsville/Mt. Vernon area. Hardwood floors throughout, vaulted ceilings and a great open floor plan. Beautiful kitchen has 42" white cabinets, granite countertops, tile backsplash, stainless appliances, breakfast bar and huge pantry. Spacious master bedroom and master bath with tiled shower, garden tub, 2 sinks and large walk-in closet. Great room has a corner wood-burning fireplace. Windows have custom plantation shutters. All bedrooms offer plenty of storage space with walk-in closets. Fully fenced rear yard has a canopy covered patio and beautiful landscaping offering privacy. The community pool and playground are just a short walk away.

Last Agent to Sell the Property

Julie Hunley

American Classic Realty Listed on: 10/11/2019

Last Buyer's Agent

Alex Buckley

HSI Commercial & Residential Group, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,038

Year Built

  • Built in 2005

Lot Details

  • 0.26 Acre Lot
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 2,004 Sq Ft Home
  • Woodwork
  • Vaulted Ceiling
  • Thermal Windows
  • Window Screens
  • Great Room with Fireplace
  • Wood Flooring
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Electric Oven
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 300113303177000018

Community Details

Overview

  • Association fees include insurance, parkplayground, pool, management
  • Bay Creek At Geist Subdivision
  • Property managed by Kirkpatrick
  • The community has rules related to covenants, conditions, and restrictions

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,038

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2018
  • Year Built: 2005
  • Garage Y N: Yes
  • Lot Size Acres: 0.2603
  • Subdivision Name: BAY CREEK AT GEIST
  • Inspection Warranties: Not Applicable
  • Property Description: This is the one! Full brick wrap ranch in sought after Bay Creek @ Geist in popular McCordsville/Mt. Vernon area. Hardwood floors throughout, vaulted ceilings and a great open floor plan. Beautiful kitchen has 42" white cabinets, granite countertops, tile backsplash, stainless appliances, breakfast bar and huge pantry. Spacious master bedroom and master bath with tiled shower, garden tub, 2 sinks and large walk-in closet. Great room has a corner wood-burning fireplace. Windows have custom plantation shutters. All bedrooms offer plenty of storage space with walk-in closets. Fully fenced rear yard has a canopy covered patio and beautiful landscaping offering privacy. The community pool and playground are just a short walk away.
  • Transaction Type: Sale
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Disposal, MicroHood, Microwave, Electric Oven, Refrigerator
  • Levels: One
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Great Room, Woodburning Fireplce
  • Fireplaces: 1
  • Interior Amenities: Vaulted Ceiling(s), Walk-in Closet(s), Hardwood Floors, Screens Some, Windows Thermal, Wood Work Painted
  • Living Area: 2004
  • Other Equipment: Smoke Detector
  • Room Count: 8
  • Areas Interior: Laundry Room Main Level
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Sq Ft Main Upper: 2004
  • Main Level Sq Ft: 2004
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Total Sq Ft: 2004
  • Kitchen Features: Breakfast Bar,Pantry

Exterior Features

  • Construction Materials: Brick
  • Disclosures: Not Applicable
  • Exterior Features: Driveway Concrete, Fence Full Rear, Pool Community
  • Foundation Details: Slab
  • List Price: 235000
  • Association Maintained Building Exterior: 0
  • Porch: Open Patio,Covered Porch

Garage/Parking

  • Garage Spaces: 2
  • Fuel: Gas
  • Garage Parking Description: Attached
  • Garage Parking Other: Garage Door Opener,Finished Garage,Keyless Entry

Utilities

  • Sewer: Sewer Connected
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public
  • Solid Waste: 0
  • Water Heater: Gas

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Management Company Name: Kirkpatrick
  • Management Company Phone: 317-570-4358
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Entrance Common, Insurance, ParkPlayground, Pool, Management
  • Mandatory Fee: 525

Lot Info

  • Property Attached Yn: No
  • Parcel Number: 300113303177000018
  • Acres: 1/4-1/2 Acre
  • Lot Information: Sidewalks,Tree Mature
  • Lot Number: 177
  • Lot Size: 11,339

Green Features

  • Green Certification Y N: 0

Tax Info

  • Tax Annual Amount: 2038
  • Semi Annual Property Tax Amt: 1019
  • Tax Exemption: HomesteadTaxExemption,MortageTaxExemption

MLS Schools

  • School District: Mt. Vernon Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 11, 2019
Closed on
Jan 3, 2020
Sold by
Spurgeon Larry D
Bought by
Spurgeon Pamela K
Seller's Agent
Julie Hunley
American Classic Realty
Buyer's Agent
Alex Buckley
HSI Commercial & Residential Group, Inc
List Price
$235,000
Sold Price
$235,000
Current Estimated Value
$418,298

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$183,298
Avg. Annual Appreciation
10.49%
Original Mortgage
$175,000
Outstanding Balance
$154,619
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$263,679

Purchase Details

Listed on
Oct 11, 2019
Closed on
Nov 25, 2019
Sold by
Satterthwaite Tony and Satterthwaite Glenda
Bought by
Spurgeon Pamela K and Spurgeon Larry D
Seller's Agent
Julie Hunley
American Classic Realty
Buyer's Agent
Alex Buckley
HSI Commercial & Residential Group, Inc
List Price
$235,000
Sold Price
$235,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Outstanding Balance
$154,619
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$263,679

Purchase Details

Closed on
Dec 19, 2014
Sold by
White Nick R
Bought by
Satterthwaite Tony and Satterthwaite Glenda

Purchase Details

Closed on
May 10, 2005
Sold by
Davis Homes Llc
Bought by
White Nick R and White Margaret A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,254
Interest Rate
5.82%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spurgeon Pamela K -- None Available
Spurgeon Pamela K -- None Available
Satterthwaite Tony -- None Available
White Nick R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spurgeon Pamela K $175,000
Previous Owner White Nicholas R $168,573
Previous Owner White Nick R $176,168
Previous Owner White Nick R $173,565
Previous Owner White Nick R $161,254
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/25/2019 11/25/19 Sold $235,000 0.0% $117 / Sq Ft
10/27/2019 10/27/19 Pending -- -- --
10/25/2019 10/25/19 For Sale $235,000 0.0% $117 / Sq Ft
10/14/2019 10/14/19 Pending -- -- --
10/11/2019 10/11/19 For Sale $235,000 -- $117 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,041 $311,100 $48,000 $263,100
2023 $5,041 $287,800 $48,000 $239,800
2022 $2,731 $250,900 $35,000 $215,900
2021 $2,248 $224,800 $35,000 $189,800
2020 $2,125 $212,500 $35,000 $177,500
2019 $2,031 $203,100 $35,000 $168,100
2018 $2,037 $203,700 $35,000 $168,700
2017 $1,979 $197,900 $37,400 $160,500
2016 $1,901 $190,100 $37,400 $152,700
2014 $1,895 $181,300 $37,400 $143,900
2013 $1,895 $177,400 $37,400 $140,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: MBR21673982

MIBOR Broker Listing Cooperative®

APN: 30-01-13-303-177.000-018