$1,350,000
OPEN SAT 11AM - 1PM

938 S 5th St Saint Charles, IL 60174

Southwest Saint Charles Neighborhood

Estimated payment $9,461/month

5 Beds
4.5 Baths
3,829 Sq Ft
$353 Price per Sq Ft

Highlights

  • Sauna
  • Sub-Zero Refrigerator
  • Wolf Appliances
  • Davis Primary School Rated A-
  • Landscaped Professionally
  • Property is near park

About This Home

Built in 2016, this custom Derrico home offers over 5,000 sq ft of finished living space, with exceptional craftsmanship and luxury finishes throughout, in a prime in-town location directly across from Baker Field Park and within walking distance of both downtown St. Charles and downtown Geneva. The welcoming front porch features gas lamps and space to relax, while the interior offers 10-foot ceilings, 8-foot doors, a private study with built-ins and French doors, formal dining room with butler's station and Sub-Zero beverage refrigerator, and a top-tier chef's kitchen with custom cabinetry, natural quartzite countertops, walk-in pantry, oversized island, breakfast nook, Sub-Zero refrigerator, Sub-Zero stand alone ice maker, and Wolf dual-fuel range with double ovens and griddle. The spacious family room features a beamed ceiling, fireplace, and French doors leading to the private fenced backyard with professional landscaping, outdoor lighting, and new hot tub (2025). Upstairs includes 9-foot ceilings, a luxury primary suite with custom dual closets and spa bath, ensuite second bedroom, Jack-and-Jill bath serving bedrooms three and four, second-floor laundry, and a newly finished attic space with separate 2025 split system offering a 5th bedroom, bonus room, and additional storage. The finished lower level includes a large rec room with stone accent wall and LED fireplace, full wet bar with Sub-Zero wine and beverage refrigerators, exercise room, sauna, steam shower bath, second laundry room, and storage room. Oversized heated 2-car garage with high ceilings and professionally finished epoxy floors. New fencing and gates (2025), new driveway, plus new water heater, dishwasher, and washer/dryer (2025).

Listing Agent

Cory Jones

eXp Realty - St. Charles Brokerage Phone: (630) 400-9009 License #475122035 Listed on: 05/28/2026

eXp Realty - St. Charles

Co-Listing Agent

Anna VanBroeck

eXp Realty - St. Charles Brokerage Phone: (630) 400-9009 License #475167552

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $25,857

Year Built

  • Built in 2016

Lot Details

  • Lot Dimensions are 50x132
  • Fenced
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Off Alley Parking
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,829 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Bookcases
  • Bar Fridge
  • Bar
  • Dry Bar
  • Historic or Period Millwork
  • Beamed Ceilings
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Bonus Room
  • Utility Room with Study Area
  • Second Floor Utility Room
  • Sauna
  • Home Gym
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Double Oven
  • Range
  • Microwave
  • High End Refrigerator
  • Sub-Zero Refrigerator
  • Dishwasher
  • Wine Refrigerator
  • Wolf Appliances
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Steam Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in multiple locations
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • 9 Foot Basement Ceiling Height
  • Sump Pump
  • Fireplace in Basement
  • Block Basement Construction
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Patio
  • Exterior Lighting

Location

  • Property is near park

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Purifier is Owned
  • Water Softener is Owned

Community Details

  • Tennis Courts

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$25,857

Year Built

Built in 2016

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2016
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (630) 400-9009
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Wine Refrigerator, Water Purifier Owned, Water Softener Owned, Humidifier
  • Basement: Finished, 9 ft + pour, Concrete, Rec/Family Area, Storage Space, Full
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 5
  • Fireplace Features: Gas Starter, More than one
  • Fireplaces: 2
  • Flooring: Hardwood, Laminate
  • Interior Amenities: Sauna, Dry Bar, Wet Bar, Built-in Features, Walk-In Closet(s), Bookcases, Beamed Ceilings, Special Millwork, Separate Dining Room
  • LivingArea: 3829
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;
  • Room Type: Eating Area, Utility Room-2nd Floor, Recreation Room, Exercise Room, Mud Room, Study, Foyer, Bedroom 5, Bonus Room
  • Estimated Total Finished Sq Ft: 4955
  • Bathroom Amenities: Separate Shower,Steam Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room,Basement
  • Total Sq Ft: 4955
  • Attic: Dormer,Unfinished
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Other
  • ExteriorFeatures: Lighting
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Off Alley, Garage Door Opener, Heated Garage, Garage, Yes, Garage Owned, Attached
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air, Zoned
  • Laundry Features: Upper Level, Multiple Locations, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 50X132
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 25856.56
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $25,169 $347,068 $48,411 $298,657
2023 $24,221 $310,631 $43,329 $267,302
2022 $24,075 $304,170 $47,960 $256,210
2021 $22,749 $289,934 $45,715 $244,219
2020 $20,222 $256,712 $44,863 $211,849
2019 $19,860 $251,629 $43,975 $207,654
2018 $18,590 $230,126 $42,302 $187,824
2017 $18,120 $222,258 $40,856 $181,402
2016 $16,451 $180,082 $39,421 $140,661
2015 -- $41,856 $21,598 $20,258
2014 -- $66,752 $21,598 $45,154
2013 -- $67,662 $21,814 $45,848
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/28/2026 05/28/26 For Sale $1,350,000 +39.9% $353 / Sq Ft
11/18/2022 11/18/22 Sold $965,000 -1.0% $281 / Sq Ft View Prior Sale
10/14/2022 10/14/22 Pending -- -- --
10/14/2022 10/14/22 For Sale $975,000 +1.0% $284 / Sq Ft
07/14/2022 07/14/22 Off Market $965,000 -- --
07/09/2022 07/09/22 For Sale $975,000 +9.8% $284 / Sq Ft
04/15/2021 04/15/21 Sold $888,000 -3.3% $259 / Sq Ft View Prior Sale
02/09/2021 02/09/21 Pending -- -- --
02/03/2021 02/03/21 For Sale $918,000 +634.4% $267 / Sq Ft
10/20/2014 10/20/14 Sold $125,000 -7.4% $67 / Sq Ft View Prior Sale
09/11/2014 09/11/14 Pending -- -- --
09/09/2014 09/09/14 For Sale $135,000 -- $73 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $965,000 Chicago Title
Warranty Deed $888,000 Chicago Title Insurance Co
Warranty Deed $820,000 Chicago Title Insurance Co
Deed -- None Available
Deed -- Nlt Title Llc
Deed $125,000 Chicago Title Land Trust Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $723,750 New Conventional
Previous Owner $648,000 New Conventional
Previous Owner $652,800 New Conventional
Previous Owner $450,000 Commercial
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12652850

Midwest Real Estate Data (MRED)

APN: 09-34-307-004

Illinois Kane County Saint Charles 60174 Southwest Saint Charles

938 S 5th St, Saint Charles, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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Cory Jones
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Cory Jones
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eXp Realty - St. Charles
(630) 400-9009
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