NOT LISTED FOR SALE

940 Highway 98 E Unit 10 Destin, FL 32541

Estimated Value: $446,000 - $508,307

4 Beds
3.5 Baths
1,620 Sq Ft
435,600 Sq Ft Lot

Last Sold March 08, 2024

Last sale price $495,000 $306 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $3,646/month

196 Days on Market

Highlights

  • Beach
  • Deeded access to the beach
  • Fishing
  • Destin Elementary School Rated A-
  • In Ground Pool
  • Gated Community

About This Home

As of March 2024

PRICE REDUCED!!! Bring us an offer!
Located adjacent to one of the pools and a short walk to the beach.

4th bedroom is currently a family room, but could easily be converted into a huge main bedroom with just some minor updates.

Turnkey ready Vacation Rental with excellent rental history with Harmony Beach Vacations. 2023 - Over $32,983 on the books so far
2022 - $40,837 2021 - $38,987

South Bay by the Gulf is a centrally located resort in close proximity to popular dining, shopping, watersports, and attractions. Amenities include over 300 feet of private community beach, 2 swimming pools, 2 wading pools, a 5-acre fresh water lake, community BBQ grills, and tennis courts. Walk to the Pancakery or to Lone Wolf for pizza. Just a block away from Big Kahunas.

Last Agent to Sell the Property

John Toombs

Harmony Beach Realty License #3280411 Listed on: 01/22/2024

Last Buyer's Agent

Christopher Markham

Markham Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,946

Year Built

  • Built in 1974

Lot Details

  • Lawn Pump

HOA Fees

  • $795 Monthly HOA Fees

Home Design

  • Composition Shingle Roof
  • Wood Siding
  • Cement Board or Planked

Interior Spaces

  • 1,620 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Bonus Room
  • Finished Basement

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Cultured Marble Bathroom Countertops

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Balcony
  • Deck

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-4200-00A1-0000

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, land recreation, licenses/permits, management, security, sewer, water, trash
  • 4 Buildings
  • 4 Units
  • South Bay By The Gulf Subdivision

Amenities

  • Community Barbecue Grill
  • Recreation Room

Recreation

  • Beach
  • Tennis Courts
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Storm Doors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,946

Year Built

Built in 1974

Lot Details

10 Acres

HOA Fees

$795 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: SOUTH BAY BY THE GULF
  • Directions: Turn into the North section of South Bay by the Gulf across the street from Winn Dixie. Entrance just west of the Shopping Center with Lone Wolf Pizza (formerly Mellow Mushroom)
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1974
  • Remarks Misc:Remarks: PRICE REDUCED!!! Bring us an offer! Located adjacent to one of the pools and a short walk to the beach. 4th bedroom is currently a family room, but could easily be converted into a huge main bedroom with just some minor updates. Turnkey ready Vacation Rental with excellent rental history with Harmony Beach Vacations. 2023 - Over $32,983 on the books so far 2022 - $40,837 2021 - $38,987 South Bay by the Gulf is a centrally located resort in close proximity to popular dining, shopping, watersports, and attractions. Amenities include over 300 feet of private community beach, 2 swimming pools, 2 wading pools, a 5-acre fresh water lake, community BBQ grills, and tennis courts. Walk to the Pancakery or to Lone Wolf for pizza. Just a block away from Big Kahunas.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Bonus Room: Yes
  • Energy:Storm Doors: Yes
  • Special Features: None

Interior Features

  • Number Of Buildings: 4
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Interior Amenities: Basement Finished, Floor Hardwood, Floor Tile, Furnished - All, Owner's Closet, Washer/Dryer Hookup, Window Treatment All
  • Stories: 3
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Interior:Furnished - All: Yes
  • Appliances:Freezer: Yes
  • Interior:Window Treatment All: Yes
  • Appliances:Oven Continue Clean: Yes
  • Interior:Basement Finished: Yes

Exterior Features

  • Pool Features: Pool Type
  • Construction Type: Roof Composite Shngl, Siding CmntFbrHrdBrd, Wood Siding, Slab
  • Exterior Features: Balcony, Deck Open, Lawn Pump, Pool - In-Ground, Tennis Court
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • Exterior:Tennis Court: Yes
  • ConstructionSiding:Siding Wood: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Fishing, Gated Community, Pets Allowed, Pool, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 795.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Land Recreation, Licenses/Permits, Management, Security, Sewer, Water, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-4200-00A1-0000
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 4

Tax Info

  • Tax Annual Amount: 2945.55
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2024
Closed on
Mar 8, 2024
Sold by
Holt Craig H and Holt Carrie L
Bought by
Harding William Clifford and Harding Connie Jean
Seller's Agent
John Toombs
Harmony Beach Realty
Buyer's Agent
Christopher Markham
Markham Real Estate
List Price
$615,000
Sold Price
$495,000
Premium/Discount to List
-$120,000
-19.51%
Views
43
Current Estimated Value
$476,827

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,173
Avg. Annual Appreciation
-1.83%
Original Mortgage
$371,250
Outstanding Balance
$363,985
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$112,842

Purchase Details

Listed on
Jul 5, 2018
Closed on
Jul 31, 2018
Sold by
Navarro Richard M and Navarro Anelee U Acedera
Bought by
Holt Criag H and Holt Carie L
Seller's Agent
Emerald Coast Beach Properties
Berkshire Hathaway HomeServices
Buyer's Agent
Debra Kirk
Eimers Group Inc
List Price
$295,000
Sold Price
$295,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.67%

Purchase Details

Closed on
Sep 15, 2017
Sold by
Reasons Bargain Barn Llc
Bought by
Navarro Richard M and Accdera Navarro Analcc U

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,200
Interest Rate
4.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Aug 26, 2013
Closed on
Dec 19, 2013
Sold by
Federal National Mortgage Association
Bought by
Bensons Bargain Barn Llc
Seller's Agent
Michael Kelly
Keller Williams Realty Destin
Buyer's Agent
Sallie Paris
Scenic Sotheby's International Realty
List Price
$160,000
Sold Price
$160,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%

Purchase Details

Closed on
Feb 18, 2013
Sold by
Diggs Kay
Bought by
Federal National Mortgage Association
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harding William Clifford $495,000 None Listed On Document
Holt Criag H $295,000 Aqua Title Svcs
Navarro Richard M $274,000 Attorney
Bensons Bargain Barn Llc $160,000 Attorney
Federal National Mortgage Association $50,100 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harding William Clifford $371,250
Previous Owner Navarro Richard M $219,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/08/2024 03/08/24 Sold $495,000 -6.4% $306 / Sq Ft
02/03/2024 02/03/24 Pending -- -- --
10/22/2023 10/22/23 Price Changed $529,000 -5.4% $327 / Sq Ft
09/30/2023 09/30/23 Price Changed $559,000 -1.8% $345 / Sq Ft
09/18/2023 09/18/23 Price Changed $569,000 -1.7% $351 / Sq Ft
07/31/2023 07/31/23 Price Changed $579,000 -5.9% $357 / Sq Ft
07/22/2023 07/22/23 For Sale $615,000 +108.5% $380 / Sq Ft
07/31/2018 07/31/18 Sold $295,000 0.0% $182 / Sq Ft View Prior Sale
07/16/2018 07/16/18 Pending -- -- --
07/05/2018 07/05/18 For Sale $295,000 +84.4% $182 / Sq Ft
12/19/2013 12/19/13 Sold $160,000 0.0% $99 / Sq Ft View Prior Sale
12/07/2013 12/07/13 Pending -- -- --
08/26/2013 08/26/13 For Sale $160,000 -- $99 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,441 $375,000 -- $375,000
2024 $3,698 $375,000 -- $375,000
2023 $3,698 $375,000 $0 $375,000
2022 $2,946 $260,000 $0 $260,000
2021 $2,608 $210,000 $0 $210,000
2020 $2,662 $212,750 $0 $212,750
2019 $2,664 $210,000 $0 $210,000
2018 $2,619 $204,000 $0 $0
2017 $1,751 $134,000 $0 $0
2016 $1,741 $134,000 $0 $0
2015 $1,888 $128,000 $0 $0
2014 $1,909 $128,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2024

    John Toombs

    Harmony Beach Realty

    (850) 259-5487

    6 in this area

    20 Total Sales

    John Toombs
    Section Image

  • C

    Buyer's Agent in 2024

    Christopher Markham

    Markham Real Estate

  • E

    Seller's Agent in 2018

    Emerald Coast Beach Properties

    Berkshire Hathaway HomeServices

  • D

    Buyer's Agent in 2018

    Debra Kirk

    Eimers Group Inc

  • e

    Buyer's Agent in 2018

    ecn.rets.e8605

    ecn.rets.RETS_OFFICE

  • M

    Seller's Agent in 2013

    Michael Kelly

    Keller Williams Realty Destin

    (850) 337-2929

    2 in this area

    17 Total Sales

    Michael Kelly
    Section Image
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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 928140

Emerald Coast Association of REALTORS®

APN: 00-2S-22-4200-00A1-0000

Florida Okaloosa County Destin 32541

940 Highway 98 E Unit 10, Destin, FL

Not Listed for Sale

Condos

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