$400,000
SOLD MAR 7, 2025

9424 Oak Bluff Brainerd, MN 56401

4 Beds
2.5 Baths
2,464 Sq Ft
2.5 Acres

Recently Sold

$162 Per Sq Ft

5% Below List Price

48 Days on Market

Highlights

  • 200 Feet of Waterfront
  • Home fronts a pond
  • No HOA
  • Lowell Elementary School Rated A-
  • 108,900 Sq Ft lot
  • 3 Car Attached Garage

About This Home

As of March 2025

Privacy and nature on a quiet cul-de-sac, 2.5 acres overlooking tranquil water views of the Gilbert waterway. Inside, a large entryway leads to an open floor plan with a newly updated kitchen and solid Oak hardwood floors. The home features four bedrooms/a large primary closet, three bathrooms, a finished porch with tongue and groove walls & cozy fireplace, a large composite decking/deck with water views, heated and insulated three-car garage, shed, and a concrete slab for a second garage. This property is a must-see!

Last Agent to Sell the Property

Jeff Torfin

Positive Realty Listed on: 12/12/2024

Co-Listed By

Timothy Nelson

Positive Realty

Last Buyer's Agent

Andy Hayes

Positive Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,296

Year Built

  • Built in 1996

Lot Details

  • 2.5 Acre Lot
  • Lot Dimensions are 165x663x293x467
  • Home fronts a pond
  • 200 Feet of Waterfront

Parking

  • 3 Car Attached Garage

Home Design

  • Bi-Level Home

Interior Spaces

  • Free Standing Fireplace
  • Family Room
  • Living Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Drilled Well
  • Septic System

Community Details

  • No Home Owners Association
  • North Oaks First Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 99330512

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,296

Year Built

Built in 1996

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Well
  • Year Built: 1996
  • Above Grade Finished Sq Ft: 1432
  • Water Body Name: Gilbert
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • FoundationDimensions: 26x44
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Fireplace Features: Free Standing, Gas
  • Living Area: 2464
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1032
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Laundry

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Asphalt
  • PoolFeatures: None
  • View: North, West
  • Other Structures: Storage Shed
  • PatioPorchType: Composite Decking,Deck,Porch
  • Lake Acres: 356
  • Lake Bottom: Soft,Weeds,Wetland
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 15-26
  • Waterfront Frontage: 200

Garage/Parking

  • Parking Features: Attached Garage
  • Garage Square Feet: 960

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictNumber: 181
  • SchoolDistrictPhone: 218-454-6900

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 165x663x293x467
  • Lot Size Sq Ft: 108900
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Wooded Area: 1.5
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 99330512
  • Tax Annual Amount: 2296
  • TaxWithAssessments: 2296.0000

Multi Family

  • WaterfrontFeatures: Pond

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 12, 2024
Closed on
Mar 14, 2025
Sold by
County Of Crow Wing
Bought by
Karpinski Arvin J
Seller's Agent
Jeff Torfin
Positive Realty
Buyer's Agent
Andy Hayes
Positive Realty
List Price
$419,900
Sold Price
$400,000
Premium/Discount to List
-$19,900
-4.74%
Views
133
Current Estimated Value
$423,953

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,953
Avg. Annual Appreciation
3.04%
Original Mortgage
$250,000
Outstanding Balance
$248,953
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$157,564

Purchase Details

Listed on
Dec 12, 2024
Closed on
Mar 7, 2025
Sold by
Filiatrault Barbara J
Bought by
Karpinski Arvin J
Seller's Agent
Jeff Torfin
Positive Realty
Buyer's Agent
Andy Hayes
Positive Realty
List Price
$419,900
Sold Price
$400,000
Premium/Discount to List
-$19,900
-4.74%
Views
133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Outstanding Balance
$248,953
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$157,564

Purchase Details

Closed on
Feb 15, 2019
Sold by
Pfingsten Thomas Thomas
Bought by
Filiatrault Barbara Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,145
Interest Rate
4.37%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Certificate Of Transfer -- --
Warranty Deed $400,000 None Listed On Document
Deed $263,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 New Conventional
Previous Owner $145,145 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/07/2025 03/07/25 Sold $400,000 0.0% $162 / Sq Ft
01/29/2025 01/29/25 Pending -- -- --
12/24/2024 12/24/24 Price Changed $399,900 -4.8% $162 / Sq Ft
12/12/2024 12/12/24 For Sale $419,900 -- $170 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,384 $389,500 $69,900 $319,600
2024 $2,326 $393,100 $64,700 $328,400
2023 $2,176 $388,500 $60,400 $328,100
2022 $2,286 $345,500 $37,800 $307,700
2021 $2,326 $283,000 $38,600 $244,400
2020 $2,128 $273,400 $38,700 $234,700
2019 $1,900 $249,700 $35,100 $214,600
2018 $1,822 $226,800 $31,500 $195,300
2017 $1,750 $217,711 $46,912 $170,799
2016 $1,736 $204,400 $41,900 $162,500
2015 $1,714 $195,600 $41,600 $154,000
2014 $821 $197,000 $41,600 $155,400
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6628258

NorthstarMLS

APN: 992110010030009