$449,000

94245 Palm Cir W Fernandina Beach, FL 32034

Estimated payment $2,967/month

Total Views 8,983
3 Beds
2 Baths
1,624 Sq Ft
$276 Price per Sq Ft

Highlights

  • RV Access or Parking
  • 1.45 Acre Lot
  • Traditional Architecture
  • Yulee Elementary School Rated A-
  • Wetlands on Lot
  • No HOA

About This Home

Looking for a property with endless potential? This marsh front gem on 1.45 acres offers the perfect canvas to create your dream home. Imagine waking up to serene marsh views, with plenty of space to expand and customize. The upper level of this home is ready to be finished, providing opportunity to add valuable square footage. For those who love the idea of homesteading, there is an old chicken coop and garden area that could be revitalized. For added potential, the existing mobile home on the property could be removed, creating space for a guest house, mother-in-law nest or short-term rental. There is also the possibility of splitting the lots, creating an opportunity for more income. Enjoy the best of waterfront living with a community boat ramp just .5 mile away. This property offers the perfect escape from the hustle and bustle, yet it's just a short drive to shopping and conveniences of Fernandina Beach. Capture the opportunity to turn all this potential into reality!

Listing Agent

Cindy Gregory

CABANA LANE, INC License #3575823 Listed on: 03/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,795

Year Built

  • Built in 2016

Lot Details

  • 1.45 Acre Lot
  • Property fronts a marsh

Parking

  • RV Access or Parking

Home Design

  • Traditional Architecture
  • Fixer Upper
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,624 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Dining Room

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Accessible Home Design

  • Accessibility Features

Outdoor Features

  • Access to marsh
  • Wetlands on Lot

Utilities

  • Cooling Available
  • Heating Available
  • Private Water Source
  • Septic Tank

Community Details

  • No Home Owners Association
  • Holly Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number 452N28525D00180000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,795

Year Built

Built in 2016

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2016
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.45
  • Road Surface Type: Asphalt
  • Subdivision Name: Holly Point
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • General Property Information Living Area2: 1624.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling:Electric: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: Yes
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring Vinyl: Yes
  • General Property Information Senior Community YN: No
  • Waterfront Features Marsh: Yes
  • General Property Information Lot Size Acres: 1.45
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • Room Types Family Room: Yes
  • Levels Two: Yes
  • Room Types Dining Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Property Condition Fixer: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Pantry, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
  • Furnished: Unfurnished
  • Accessibility Features: Exterior Wheelchair Lift
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Vinyl
  • Living Area: 1624.0
  • ResoLivingAreaSource: Assessor
  • Appliances Dishwasher: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Lot Features: Wetlands
  • View: Water
  • Waterfront Features: Marsh
  • Construction Type: Frame, Vinyl Siding
  • Property Condition: Fixer
  • Construction Materials:Frame: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Wetlands: Yes
  • Accessibility Features:Exterior Wheelchair Lift: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Other, RV Access/Parking
  • Parking Features:RV AccessParking: Yes
  • General Property Information:Garage YN: No
  • Parking Features:Other10: Yes

Utilities

  • Utilities: Electricity Connected
  • Laundry Features: In Unit
  • Cooling: Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Private
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 63162.0
  • Parcel #: 452N28525D00180000
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5794.94
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,053 $370,805 $162,185 $208,620
2023 $2,053 $171,859 $0 $0
2022 $1,819 $163,288 $0 $0
2021 $1,826 $158,780 $0 $0
2020 $1,800 $154,450 $0 $0
2019 $1,750 $148,883 $55,250 $93,633
2018 $1,834 $152,569 $0 $0
2017 $1,131 $113,828 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Pending -- -- --
03/23/2025 03/23/25 For Sale $449,000 -- $276 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $61,600 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,742 FHA
Closed $249,287 FHA
Source: Public Records

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Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2077623

realMLS (Northeast Florida Multiple Listing Service)

APN: 45-2N-28-525D-0018-0000