NOT LISTED FOR SALE

943 Ruby Dr Westminster, MD 21158

Estimated Value: $294,000 - $323,253

3 Beds
3 Baths
1,788 Sq Ft
$171/Sq Ft Est. Value

Last Sold October 03, 2024

Last sale price $300,000 $168 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,049/month

43 Days on Market

Highlights

  • Rambler Architecture
  • Game Room
  • Workshop
  • Westminster Elementary School Rated A-
  • Den
  • Porch

About This Home

As of October 2024

Charming semi-detached home with an expanded side-by-side driveway that can accommodate three cars off street, brand new siding, new HVAC and hot water heater in 2023, and an updated kitchen is ready for new owners!

Basement office/flex space is currently used as 4th bedroom off the lower leveling living room. Double door walkout basement gives loads of options for living, working, and entertaining. The laundry room has oversized additional storage and there is a possibility to convert the half bath in the basement into a full bathroom.

Previous buyer got cold feet 5 days before closing, all title work is done and home has appraised above list price with no loan required repairs - their loss is a new owners gain with this amazing property that is able to settle quickly!

Last Agent to Sell the Property

Michelle Gordon

(443) 360-5223 michelle@vantagehg.com Cummings & Co. Realtors License #651558 Listed on: 07/31/2024

Cummings & Co. Realtors

Last Buyer's Agent

Pam Slezas

(443) 814-0385 PGoverRealtor@gmail.com Iron Valley Real Estate of Central MD License #5003319

Iron Valley Real Estate of Central MD

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,898

Year Built

  • Built in 1985

Lot Details

  • 8,024 Sq Ft Lot
  • Cleared Lot

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Semi-Detached or Twin Home
  • Rambler Architecture
  • Permanent Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Insulated Windows
  • Sliding Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Game Room
  • Workshop
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry
  • Basement with some natural light

Home Security

Parking

  • On-Street Parking
  • Off-Street Parking

Outdoor Features

  • Patio
  • Porch

Schools

  • Westminster High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 0707090242

Community Details

Overview

  • Greens Of Westminster HOA
  • Greens Of Westminster Subdivision

Security

  • Storm Doors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,898

Year Built

Built in 1985

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-07-31
  • Year Built: 1985
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Window Features: Insulated
  • Fireplace: No
  • Door Features: Sliding Glass, Storm, Six Panel
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room, Den, Laundry, Workshop
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Outside Entrance, Heated, Improved, Fully Finished, Daylight, Partial, Full, Walkout Level
  • Total Sq Ft: 2176
  • Living Area Sq Ft: 1788
  • Price Per Sq Ft: 271.14
  • Above Grade Finished Sq Ft: 1088
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 388
  • Total Below Grade Sq Ft: 1088
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Type Of Parking: Off Street, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 75.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: GREENS OF WESTMINSTER
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent
  • High School: WESTMINSTER

Lot Info

  • Lot Features: Cleared
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8024.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Zoning: R-100
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3898.00
  • Assessor Parcel Number: 0707090242
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2024

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2024
Closed on
Sep 23, 2024
Sold by
Salyards Emily and Salyards Jason
Bought by
Gover Jakob
Seller's Agent
Michelle Gordon
Cummings & Co. Realtors
Buyer's Agent
Pam Slezas
Iron Valley Real Estate of Central MD
List Price
$295,000
Sold Price
$300,000
Premium/Discount to List
$5,000
1.69%
Views
209
Current Estimated Value
$324,601

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,601
Avg. Annual Appreciation
1.71%
Original Mortgage
$14,728
Outstanding Balance
$14,298
Interest Rate
0.9%
Estimated Equity
$292,015

Purchase Details

Closed on
Feb 2, 2022
Sold by
Emily Salyards
Bought by
Salyards Emily and Salyards Jason

Purchase Details

Listed on
Mar 6, 2015
Closed on
Aug 4, 2015
Sold by
Rowles Ronald Edward
Bought by
Salyards Emily
Seller's Agent
Michael Nelson
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Michelle Gordon
Cummings & Co. Realtors
List Price
$184,900
Sold Price
$177,500
Premium/Discount to List
-$7,400
-4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.39%
Original Mortgage
$171,830
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 1, 2005
Sold by
Rowles Ronald Edward
Bought by
Rowles Ronald Edward

Purchase Details

Closed on
Jan 15, 2003
Sold by
Rowles Ronald Edward
Bought by
Rowles Ronald Edward and Rowles Ruth Ann

Purchase Details

Closed on
Apr 16, 1999
Sold by
Fleming Ruth Ann
Bought by
Rowles Ronald Edward and Rowles Ruth Ann
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gover Jakob $300,000 Fidelity National Title
Gover Jakob $300,000 Fidelity National Title
Salyards Emily $191,500 Rosenberg Pllc
Salyards Emily $177,500 First American Title Ins Co
Rowles Ronald Edward -- --
Rowles Ronald Edward -- --
Rowles Ronald Edward -- --
Rowles Ronald Edward -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gover Jakob $14,728
Closed Gover Jakob $14,728
Open Gover Jakob $294,566
Closed Gover Jakob $294,566
Previous Owner Salyards Emily $171,830
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/03/2024 10/03/24 Sold $300,000 +1.7% $168 / Sq Ft
09/13/2024 09/13/24 Pending -- -- --
09/11/2024 09/11/24 For Sale $295,000 0.0% $165 / Sq Ft
08/22/2024 08/22/24 Pending -- -- --
08/19/2024 08/19/24 For Sale $295,000 0.0% $165 / Sq Ft
08/10/2024 08/10/24 Pending -- -- --
07/31/2024 07/31/24 For Sale $295,000 +66.2% $165 / Sq Ft
08/04/2015 08/04/15 Sold $177,500 -1.3% $99 / Sq Ft View Prior Sale
06/25/2015 06/25/15 Pending -- -- --
05/21/2015 05/21/15 Price Changed $179,900 -2.7% $101 / Sq Ft
03/07/2015 03/07/15 For Sale $184,900 +4.2% $103 / Sq Ft
03/06/2015 03/06/15 Off Market $177,500 -- --
03/06/2015 03/06/15 For Sale $184,900 -- $103 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,048 $241,000 $0 $0
2024 $3,815 $227,100 $0 $0
2023 $3,603 $213,200 $80,000 $133,200
2022 $3,484 $207,400 $0 $0
2021 $6,814 $201,600 $0 $0
2020 $3,309 $195,800 $70,000 $125,800
2019 $3,010 $178,133 $0 $0
2018 $2,696 $160,467 $0 $0
2017 $2,399 $142,800 $0 $0
2016 -- $140,033 $0 $0
2015 -- $137,267 $0 $0
2014 -- $134,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2021786

Bright MLS

APN: 07-090242