Seller's Agent in 2024
Michelle Gordon
Cummings & Co Realtors
(443) 360-5223
62 Total Sales
943 Ruby Dr Westminster, MD 21158
Estimated Value: $291,000 - $331,860
3
Beds
3
Baths
1,788
Sq Ft
$174/Sq Ft
Est. Value
Highlights
- Rambler Architecture
- Game Room
- Workshop
- Westminster Elementary School Rated A-
- Den
- Porch
About This Home
As of October 2024Charming semi-detached home with an expanded side-by-side driveway that can accommodate three cars off street, brand new siding, new HVAC and hot water heater in 2023, and an updated kitchen is ready for new owners!
Basement office/flex space is currently used as 4th bedroom off the lower leveling living room. Double door walkout basement gives loads of options for living, working, and entertaining. The laundry room has oversized additional storage and there is a possibility to convert the half bath in the basement into a full bathroom.
Previous buyer got cold feet 5 days before closing, all title work is done and home has appraised above list price with no loan required repairs - their loss is a new owners gain with this amazing property that is able to settle quickly!
Last Agent to Sell the Property
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors License #651558 Listed on: 07/31/2024
Last Buyer's Agent
(410) 989-9896 PGoverRealtor@gmail.com Iron Valley Real Estate of Central MD License #5003319
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,898
Year Built
- Built in 1985
Lot Details
- 8,024 Sq Ft Lot
- Cleared Lot
HOA Fees
- $6 Monthly HOA Fees
Home Design
- Semi-Detached or Twin Home
- Rambler Architecture
- Permanent Foundation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Ceiling Fan
- Insulated Windows
- Sliding Doors
- Six Panel Doors
- Family Room
- Living Room
- Dining Room
- Den
- Game Room
- Workshop
- Laundry Room
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Rear Basement Entry
- Basement with some natural light
Home Security
Parking
- On-Street Parking
- Off-Street Parking
Outdoor Features
- Patio
- Porch
Schools
- Westminster High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 0707090242
Community Details
Overview
- Greens Of Westminster HOA
- Greens Of Westminster Subdivision
Security
- Storm Doors
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 31, 2024
Closed on
Sep 23, 2024
Sold by
Bought by
Seller's Agent
Michelle Gordon
Cummings & Co. Realtors
Buyer's Agent
Pam Slezas
Iron Valley Real Estate of Central MD
List Price
$295,000
Sold Price
$300,000
Premium/Discount to List
$5,000
1.69%
Views
209
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,965
Avg. Annual Appreciation
2.12%
Original Mortgage
$14,728
Outstanding Balance
$14,298
Interest Rate
0.9%
Estimated Equity
$296,667
Purchase Details
Closed on
Feb 2, 2022
Sold by
Bought by
Purchase Details
Listed on
Mar 6, 2015
Closed on
Aug 4, 2015
Sold by
Bought by
Seller's Agent
Michael Nelson
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Michelle Gordon
Cummings & Co. Realtors
List Price
$184,900
Sold Price
$177,500
Premium/Discount to List
-$7,400
-4%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.29%
Original Mortgage
$171,830
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 1, 2005
Sold by
Bought by
Purchase Details
Closed on
Jan 15, 2003
Sold by
Bought by
Purchase Details
Closed on
Apr 16, 1999
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $300,000 | Fidelity National Title | ||
| $300,000 | Fidelity National Title | ||
| $191,500 | Rosenberg Pllc | ||
| $177,500 | First American Title Ins Co | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $14,728 | ||
| Closed | $14,728 | ||
| Open | $294,566 | ||
| Closed | $294,566 | ||
| Previous Owner | $171,830 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/03/2024 10/03/24 | Sold | $300,000 | +1.7% | $168 / Sq Ft | |
| 09/13/2024 09/13/24 | Pending | -- | -- | -- | |
| 09/11/2024 09/11/24 | For Sale | $295,000 | 0.0% | $165 / Sq Ft | |
| 08/22/2024 08/22/24 | Pending | -- | -- | -- | |
| 08/19/2024 08/19/24 | For Sale | $295,000 | 0.0% | $165 / Sq Ft | |
| 08/10/2024 08/10/24 | Pending | -- | -- | -- | |
| 07/31/2024 07/31/24 | For Sale | $295,000 | +66.2% | $165 / Sq Ft | |
| 08/04/2015 08/04/15 | Sold | $177,500 | -1.3% | $99 / Sq Ft | View Prior Sale |
| 06/25/2015 06/25/15 | Pending | -- | -- | -- | |
| 05/21/2015 05/21/15 | Price Changed | $179,900 | -2.7% | $101 / Sq Ft | |
| 03/07/2015 03/07/15 | For Sale | $184,900 | +4.2% | $103 / Sq Ft | |
| 03/06/2015 03/06/15 | Off Market | $177,500 | -- | -- | |
| 03/06/2015 03/06/15 | For Sale | $184,900 | -- | $103 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,048 | $241,000 | $0 | $0 |
| 2024 | $3,815 | $227,100 | $0 | $0 |
| 2023 | $3,603 | $213,200 | $80,000 | $133,200 |
| 2022 | $3,484 | $207,400 | $0 | $0 |
| 2021 | $6,814 | $201,600 | $0 | $0 |
| 2020 | $3,309 | $195,800 | $70,000 | $125,800 |
| 2019 | $3,010 | $178,133 | $0 | $0 |
| 2018 | $2,696 | $160,467 | $0 | $0 |
| 2017 | $2,399 | $142,800 | $0 | $0 |
| 2016 | -- | $140,033 | $0 | $0 |
| 2015 | -- | $137,267 | $0 | $0 |
| 2014 | -- | $134,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Gordon
-
Pam Slezas
Buyer's Agent in 2024
Pam Slezas
Iron Valley Real Estate of Central MD
(443) 814-0385
12 Total Sales
-
Michael Nelson
Seller's Agent in 2015
Michael Nelson
Berkshire Hathaway HomeServices Homesale Realty
(410) 627-9990
103 Total Sales
Map
Source: Bright MLS
MLS Number: MDCR2021786
APN: 07-090242
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