Seller's Agent in 2025
Aaron Eshack
ASSIST 2 SELL THE ESHACK TEAM
(813) 917-3765
9 in this area
229 Total Sales
944 Symphony Isles Blvd Apollo Beach, FL 33572
4
Beds
2
Baths
2,217
Sq Ft
0.25
Acres
Highlights
- 140 Feet of Waterfront
- Sailboat Water Access
- Screened Pool
- Dock has access to electricity and water
- Boat Lift
- Fish Cleaning Station
About This Home
As of May 2025Welcome to 944 Symphony Isles Blvd, a BEAUTIFUL WATERFRONT RETREAT in the prestigious, 24-hour guard-gated community of Symphony Isles. THIS HOME IS HIGH & DRY AT 13' ELEVATION AND WAS WELL PROTECTED DURING RECENT STORMS WITH NO WATER INTRUSION. This 4-bedroom, 2-bathroom home has been thoughtfully updated with modern finishes, high-end features, and an open-concept design that maximizes space, natural light, and breathtaking water views. Step into your private oasis, where outdoor living meets resort-style luxury. Enjoy the oversized heated pool with a new variable-speed Bluetooth pool pump (2023), new pool filter (2023), and a solar cover with reel (2022). The lanai has been completely rescreened (2024), ensuring a pristine outdoor retreat. Your private dock with a newly upgraded finger pier deck (2024) and 12,000 lb boat lift provides direct access to Tampa Bay, making it effortless to enjoy boating and waterfront adventures. This home has been completely transformed with new engineered wood flooring throughout (2023), replacing all carpet. The entire interior has been freshly painted (2023), enhancing its bright, modern aesthetic. The chef’s kitchen underwent a full renovation (2022), featuring shiplap backsplash and bar fronts (2023), stylish cabinetry, and premium finishes—an entertainer’s dream. The vaulted living area seamlessly connects to the outdoors through 12’ pocket sliding doors, now enhanced with remote electronic blinds (2022). A barn door slider (2022) adds a stylish touch to the family room. All interior doors have been replaced (2023) with elegant Shaker frosted 5-panel glass/wood doors for a sleek, contemporary look. The den has been converted into a functional 4th bedroom/home office with a custom-built closet (2023), offering flexibility for your lifestyle. The guest bathroom was fully renovated (2022) with modern finishes. Three closets now feature custom organizers (2023) for optimized storage. This home is elevated for safety and equipped with power hurricane shutters (front and back) for added security. Major updates include a new roof (2021), new attic insulation throughout (2023), and an upgraded HVAC 4-ton system (2020). The driveway was widened to accommodate vehicles three-wide (2023), and a black aluminum fence was added (2022) for enhanced curb appeal. Throughout the home, you’ll find modern ceiling fans (2022) and new light fixtures that elevate every space. Outside, three new palm trees (2024) add to the lush tropical landscaping. Living in Symphony Isles means embracing a premier waterfront lifestyle with 24/7 security, a clubhouse, community pool, private beach, boat ramp, and marina—all with low HOA fees and no CDD! Plus, you’re just minutes from Apollo Beach Park, the Nature Preserve, and the Manatee Viewing Center, making it easy to explore Florida’s stunning natural beauty. Premier waterfront dining at Circle’s or Finn’s are just a golf cart or boat ride away. This is a rare opportunity to own a fully upgraded coastal paradise in one of the area’s most sought-after waterfront communities. Schedule your private tour today!
Last Agent to Sell the Property
ASSIST 2 SELL THE ESHACK TEAM Brokerage Phone: 813-400-1395 License #3272248 Listed on: 02/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,533
Year Built
- Built in 1986
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 75x140
- 140 Feet of Waterfront
- 70 Feet of Salt Water Canal Waterfront
- 70 Feet of Canal Waterfront
- Property fronts a saltwater canal
- East Facing Home
- Fenced
- Mature Landscaping
- Well Sprinkler System
- Landscaped with Trees
- Property is zoned PD
HOA Fees
- $173 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,217 Sq Ft Home
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Sliding Doors
- Living Room with Fireplace
- Combination Dining and Living Room
- Inside Utility
- Canal Views
- Hurricane or Storm Shutters
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Screened Pool
- Heated In Ground Pool
- Gunite Pool
- Fence Around Pool
- Pool Lighting
Outdoor Features
- Sailboat Water Access
- Access to Saltwater Canal
- Seawall
- No Wake Zone
- Boat Lift
- Dock has access to electricity and water
- Dock made with wood
- Dock made with Composite Material
- Deck
- Covered Patio or Porch
Location
- Flood Insurance May Be Required
Schools
- Apollo Beach Elementary School
- Eisenhower Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Underground Utilities
- Electric Water Heater
- Water Softener
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 4 / 2
- Assessor Parcel Number U-20-31-19-1T7-000002-00004.0
Community Details
Overview
- Association fees include 24-Hour Guard, management, pool, private road, security
- Symphony Isles Master Association, Phone Number (813) 732-5028
- Symphony Isles Unit Two Subdivision
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Amenities
- Clubhouse
- Community Mailbox
Recreation
- Community Playground
- Community Pool
- Fish Cleaning Station
Security
- Security Guard
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2025
Closed on
May 6, 2025
Sold by
Ratti David and David Ratti Revocable Trust
Bought by
Hayes Howard M and Hayes Jennifer L
Seller's Agent
Aaron Eshack
ASSIST 2 SELL THE ESHACK TEAM
Buyer's Agent
Howard Hayes
THE SOMERDAY GROUP PL
List Price
$919,900
Sold Price
$830,000
Premium/Discount to List
-$89,900
-9.77%
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,241
Avg. Annual Appreciation
2.09%
Original Mortgage
$737,000
Outstanding Balance
$733,027
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$108,214
Purchase Details
Closed on
Nov 14, 2024
Sold by
Ratti David and Ratti Suzanne M
Bought by
David Ratti Revocable Trust and Suzanne Ratti Revocable Trust
Purchase Details
Listed on
Sep 23, 2021
Closed on
Dec 15, 2021
Sold by
Keim Patricia and Karam George J Trust
Bought by
Ratti David and Ratti Suzanne M
Seller's Agent
Donna Driggers
CARRILLO REALTY PA
Buyer's Agent
Nancy Conley
CENTURY 21 BEGGINS ENTERPRISES
List Price
$860,000
Sold Price
$750,000
Premium/Discount to List
-$110,000
-12.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.87%
Original Mortgage
$375,000
Interest Rate
3.09%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $830,000 | City Title Services | |
| Warranty Deed | -- | None Listed On Document | |
| Deed | $750,000 | American Guardian Ttl Usa In |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $737,000 | New Conventional | |
| Previous Owner | $375,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/12/2025 05/12/25 | Sold | $830,000 | -5.1% | $374 / Sq Ft | |
| 04/09/2025 04/09/25 | Pending | -- | -- | -- | |
| 03/18/2025 03/18/25 | Price Changed | $874,900 | -2.5% | $395 / Sq Ft | |
| 02/28/2025 02/28/25 | Price Changed | $897,000 | -2.5% | $405 / Sq Ft | |
| 02/12/2025 02/12/25 | For Sale | $919,900 | +22.7% | $415 / Sq Ft | |
| 12/15/2021 12/15/21 | Sold | $750,000 | -11.7% | $338 / Sq Ft | View Prior Sale |
| 11/18/2021 11/18/21 | Pending | -- | -- | -- | |
| 10/18/2021 10/18/21 | Price Changed | $849,000 | -1.3% | $383 / Sq Ft | |
| 10/18/2021 10/18/21 | For Sale | $860,000 | 0.0% | $388 / Sq Ft | |
| 10/02/2021 10/02/21 | Pending | -- | -- | -- | |
| 09/23/2021 09/23/21 | For Sale | $860,000 | -- | $388 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,533 | $674,936 | -- | -- |
| 2023 | $11,185 | $655,278 | $0 | $0 |
| 2022 | $10,833 | $636,192 | $270,375 | $365,817 |
| 2021 | $4,608 | $275,243 | $0 | $0 |
| 2020 | $4,510 | $271,443 | $0 | $0 |
| 2019 | $4,388 | $265,340 | $0 | $0 |
| 2018 | $4,303 | $260,393 | $0 | $0 |
| 2017 | $4,246 | $381,824 | $0 | $0 |
| 2016 | $4,220 | $250,097 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Aaron Eshack
-
Howard Hayes
H
Buyer's Agent in 2025
Howard Hayes
THE SOMERDAY GROUP PL
(203) 247-5942
1 in this area
1 Total Sale
-
Donna Driggers
Seller's Agent in 2021
Donna Driggers
CARRILLO REALTY PA
(813) 812-0345
4 in this area
26 Total Sales
-
Kent Ortiz
Seller Co-Listing Agent in 2021
Kent Ortiz
CARRILLO REALTY PA
(813) 645-8495
3 in this area
16 Total Sales
-
Nancy Conley
Buyer's Agent in 2021
Nancy Conley
CENTURY 21 BEGGINS ENTERPRISES
(813) 645-8481
30 in this area
48 Total Sales
-
Brian Dee
Buyer Co-Listing Agent in 2021
Brian Dee
CENTURY 21 BEGGINS ENTERPRISES
(813) 505-4155
25 in this area
42 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8350036
APN: U-20-31-19-1T7-000002-00004.0
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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