NOT LISTED FOR SALE

945 Bowleys Quarters Rd Middle River, MD 21220

Estimated Value: $660,000 - $933,000

2 Beds
1.5 Baths
1,116 Sq Ft
$722/Sq Ft Est. Value

Last Sold January 30, 2012

Last sale price $320,000 $287 Per Sq Ft

Est. 152% increase in value since last sale

Current estimated payment $4,924/month

Highlights

  • 1 Boat Dock
  • Home fronts navigable water
  • 0.88 Acre Lot
  • Pier
  • River View
  • Open Floorplan

About This Home

As of January 2012

Updated waterfront property with plenty of land! Pier, ramp, bulkhead and 2 slips, including one covered. 5' water depths. List price was suggested opening bid for auction only.

Last Agent to Sell the Property

Charles Billig

(410) 296-8440 charles@ajbillig.com A.J. Billig & Company Listed on: 10/17/2011

Last Buyer's Agent

Terry Berkeridge

(443) 677-2763 tberkeridge@comcast.net Century 21 Advance Realty License #583145

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,013

Year Built

  • Built in 1926 | Remodeled in 2008

Lot Details

  • 0.88 Acre Lot
  • Home fronts navigable water
  • East Facing Home
  • Landscaped
  • Property is in very good condition
  • Property is zoned RC-5

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Gravel Driveway
  • Off-Street Parking

Property Views

  • River
  • Scenic Vista

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,116 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Wainscoting
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Mantel
  • Vinyl Clad Windows
  • Window Screens
  • Great Room
  • Living Room
  • Den
  • Game Room
  • Wood Flooring

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 1.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Pier
  • Water Access
  • Bulkhead
  • Physical Dock Slip Conveys
  • 1 Boat Dock
  • Stream or River on Lot
  • 2 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Patio
  • Shed

Utilities

  • Central Air
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Baseboard Heating
  • Hot Water Heating System
  • Oil Water Heater
  • Grinder Pump

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 81
  • Assessor Parcel Number 04151522450140

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,013

Year Built

Built in 1926 | Remodeled in 2008

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1926
  • Year Renovated: 2008
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Freezer, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Breakfast Area, Kitchen - Eat-In, Master Bath(s), Wainscotting, Wood Floors, Recessed Lighting, Floor Plan - Open
  • Window Features: Vinyl Clad, Screens
  • Fireplace Features: Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 2
  • Room List: Living Room, Master Bedroom, Kitchen, Game Room, Den, Bedroom 1, Great Room, Laundry
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1116
  • Living Area Sq Ft: 1116
  • Price Per Sq Ft: 267.92
  • Above Grade Finished Sq Ft: 1116
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed Shop
  • Construction Materials: Vinyl Siding
  • Dock Type: Pier (Perpendicular)
  • Roof: Asphalt
  • View: Water, River, Scenic Vista
  • Water Access: Yes
  • Water Body Name: SENECA CREEK
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage, Concrete Driveway, Gravel Driveway
  • Parking Space Number Assigned: 10+
  • Garage Features: Additional Storage Area
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Driveway, Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil
  • Heating Type: Baseboard, Hot Water
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: Grinder Pump, Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No

Lot Info

  • Improvement Assessed Value: 101840.00
  • Land Assessed Value: 328560.00
  • Lot Features: Bulkheaded, Landscaping, Stream/Creek
  • Lot Size Acres: 0.88
  • Lot Size Area: 38250
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 38250.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2011
  • Zoning: RC-5

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11906193
  • Tax Annual Amount: 6013.41
  • Assessor Parcel Number: 04151522450140
  • Tax Lot: 81
  • Tax Page Number: 13
  • Tax Total Finished Sq Ft: 1116
  • County Tax Payment Frequency: Annually
  • Tax Year: 2010
  • Close Date: 01/30/2012

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Mean Low Water Feet: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 7, 2022
Sold by
Swiger Iii Leonard P
Bought by
Swiger Leonard P and Swiger Kristy Lynn
Current Estimated Value
$805,446

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$768,000
Outstanding Balance
$736,282
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$69,164

Purchase Details

Closed on
Apr 2, 2015
Sold by
Swiger Leonard P and Swiger Leonard P
Bought by
Swiger Leonard P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 17, 2011
Closed on
Jan 30, 2012
Sold by
Hart Matthew W and Hart Danielle M
Bought by
Swiger Leonard P and Swiger Leonard P
Seller's Agent
Charles Billig
A.J. Billig & Company
Buyer's Agent
Terry Berkeridge
Century 21 Advance Realty
List Price
$299,000
Sold Price
$320,000
Premium/Discount to List
$21,000
7.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.00%
Original Mortgage
$311,888
Interest Rate
3.96%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 23, 2009
Sold by
Hart Matthew W Hart Danielle M
Bought by
Hart Matthew W and Hart Danielle M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$347,000
Interest Rate
5.51%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jun 26, 2007
Sold by
Voris Marian A
Bought by
Hart Matthew W Hart Danielle M and Hart Wayne H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,200
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 29, 2007
Sold by
Voris Marian A
Bought by
Hart Matthew W Hart Danielle M and Hart Wayne H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,200
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 2, 2001
Sold by
Voris Marian A
Bought by
Voris Marian A

Purchase Details

Closed on
Sep 11, 1998
Sold by
Voris Marian A
Bought by
Voris Marian A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swiger Leonard P -- Lawyers Trust Title
Swiger Leonard P -- Lawyers Trust Title
Swiger Leonard P $147,466 Attorney
Swiger Leonard P $320,000 Colonial Title Llc
Hart Matthew W -- --
Hart Matthew W Hart Danielle M $428,000 --
Hart Matthew W Hart Danielle M $428,000 --
Voris Marian A -- --
Voris Marian A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swiger Leonard P $768,000
Previous Owner Swiger Leonard P $305,000
Previous Owner Swiger Leonard P $311,888
Previous Owner Hart Matthew W $347,000
Previous Owner Hart Matthew W Hart Danielle M $64,200
Previous Owner Hart Matthew W Hart Danielle M $342,400
Previous Owner Hart Matthew W Hart Danielle M $342,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/30/2012 01/30/12 Sold $320,000 +7.0% $287 / Sq Ft
12/21/2011 12/21/11 Pending -- -- --
10/17/2011 10/17/11 For Sale $299,000 -- $268 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,034 $748,567 -- --
2024 $8,034 $679,033 $0 $0
2023 $2,234 $265,100 $177,500 $87,600
2022 $4,416 $264,200 $0 $0
2021 $4,287 $263,300 $0 $0
2020 $4,287 $262,400 $177,500 $84,900
2019 $4,271 $262,400 $177,500 $84,900
2018 $4,219 $262,400 $177,500 $84,900
2017 $4,962 $335,000 $0 $0
2016 $5,994 $334,167 $0 $0
2015 $5,994 $333,333 $0 $0
2014 $5,994 $332,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1004619662

Bright MLS

APN: 15-1522450140