$141,249
SOLD MAY 5, 2014

948 Ruby Dr Westminster, MD 21158

3 Beds
1 Bath
1,088 Sq Ft
8,567 Sq Ft Lot

Recently Sold

$130 Per Sq Ft

34% Below List Price

73 Days on Market

Highlights

  • Deck
  • Traditional Floor Plan
  • 1 Fireplace
  • Westminster Elementary School Rated A-
  • Rambler Architecture
  • Shed

About This Home

As of February 2024

LOOKS LARGER THAN IT SEEMS. 1 LEVEL LIVING IN THIS RANCHER. LOTS OF CABINET SPACE AND PANTRY IN KITCHEN. SLIDER TO DECK OFF D.R. GAS FIREPLACE IN L.R. BEDROOMS HAVE GENEROUS CLOSET SPACE. FINISHED LOWER LEVEL WITH FAMILY ROOM WITH WET BAR.,FULL BATH AND LOTS OF STORAGE . AGENTS THIS IS A HUD HOME FOR SALE PLEASE SEE FULL LISTING GENERAL REMARKS & VIEW DOC'S FOR CONTRACT DETAILS.

Last Agent to Sell the Property

Diana DiPeppe

(443) 324-4032 dianad@realtysells.com CENTURY 21 New Millennium Listed on: 01/17/2014

CENTURY 21 New Millennium

Co-Listed By

Gershon Hoffer

(443) 324-4033 gershon1734@gmail.com CENTURY 21 New Millennium License #517288

Last Buyer's Agent

Ted Spenadel

(301) 523-4918 tedspenadel@gmail.com Samson Properties

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,041

Year Built

  • Built in 1985

Lot Details

  • 8,567 Sq Ft Lot

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • 1 Fireplace
  • Combination Kitchen and Dining Room

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Improved Basement

  • Walk-Up Access
  • Connecting Stairway
  • Rear Basement Entry

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • Greens Of Westminster Subdivision

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 0707090021

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,041

Year Built

Built in 1985

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1985
  • Remarks Public: LOOKS LARGER THAN IT SEEMS. 1 LEVEL LIVING IN THIS RANCHER. LOTS OF CABINET SPACE AND PANTRY IN KITCHEN. SLIDER TO DECK OFF D.R. GAS FIREPLACE IN L.R. BEDROOMS HAVE GENEROUS CLOSET SPACE. FINISHED LOWER LEVEL WITH FAMILY ROOM WITH WET BAR.,FULL BATH AND LOTS OF STORAGE . AGENTS THIS IS A HUD HOME FOR SALE PLEASE SEE FULL LISTING GENERAL REMARKS & VIEW DOC'S FOR CONTRACT DETAILS.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Combination Kitchen/Dining, Floor Plan - Traditional
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Entry Location: Living Room
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Improved, Walkout Stairs
  • Living Area Units: Square Feet
  • Street Number Modifier: 948

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 75.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes

Lot Info

  • Lot Size Acres: 0.20
  • Lot Size Area: 8567
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8567.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2013
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3041.16
  • Assessor Parcel Number: 0707090021
  • Tax Lot: 16
  • Tax Total Finished Sq Ft: 1088
  • County Tax Payment Frequency: Annually
  • Tax Year: 2013
  • Close Date: 05/05/2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 18, 2024
Closed on
Feb 21, 2024
Sold by
Durski Michael Johnfrancis
Bought by
Plante Robert Michael
Seller's Agent
Jacob Heiland
Sites Realty, Inc.
Buyer's Agent
Matthew Bearinger
Samson Properties
List Price
$315,000
Sold Price
$348,500
Premium/Discount to List
$33,500
10.63%
Views
198
Current Estimated Value
$372,523

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,023
Avg. Annual Appreciation
4.23%
Original Mortgage
$313,650
Outstanding Balance
$308,097
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$64,426

Purchase Details

Listed on
Jan 15, 2020
Closed on
Jun 9, 2020
Sold by
Stiefel Douglas Perry
Bought by
Durski Michael Johnfrancis
Seller's Agent
Lee Moreno
Coldwell Banker Realty
Buyer's Agent
Jacob Heiland
Sites Realty, Inc.
List Price
$254,900
Sold Price
$255,000
Premium/Discount to List
$100
0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.81%
Original Mortgage
$259,115
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Listed on
Nov 6, 2014
Closed on
Mar 25, 2015
Sold by
Spenadel Theodore
Bought by
Stiefel Douglas Perry
Seller's Agent
Ted Spenadel
Samson Properties
Buyer's Agent
Timothy Dulany
RE/MAX Advantage Realty
List Price
$209,900
Sold Price
$200,000
Premium/Discount to List
-$9,900
-4.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%
Original Mortgage
$160,000
Interest Rate
3.77%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 17, 2014
Closed on
Apr 17, 2014
Sold by
Secretary Department Of Housing & Urban
Bought by
Spenadel Theodore
Seller's Agent
Diana DiPeppe
CENTURY 21 New Millennium
Buyer's Agent
Ted Spenadel
Samson Properties
List Price
$214,000
Sold Price
$141,249
Premium/Discount to List
-$72,751
-34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
47.81%
Original Mortgage
$140,000
Interest Rate
4.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 26, 2013
Sold by
Lefkowitz Donald and Lefkowitz Dorothy
Bought by
Branch Banking & Trust Company

Purchase Details

Closed on
Jul 10, 2008
Sold by
Incaprera Brian
Bought by
Lefkowitz Donald and Lefkowitz Dorothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,013
Interest Rate
6.01%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 23, 2008
Sold by
Incaprera Brian
Bought by
Lefkowitz Donald and Lefkowitz Dorothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,013
Interest Rate
6.01%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 4, 2003
Sold by
Hogan Brian P
Bought by
Incaprera Brian and Foley Amy

Purchase Details

Closed on
Jan 24, 1986
Sold by
Peer Construction Company
Bought by
Hogan Brian P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,750
Interest Rate
10.97%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $348,500 Fidelity National Title
Deed $255,000 Certified Title Corporation
Deed $200,000 None Available
Deed $141,249 First American Title Ins Co
Trustee Deed $295,000 Streamline Title & Escrow
Deed $258,000 --
Deed $258,000 --
Deed $153,000 --
Deed $57,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $313,650 New Conventional
Previous Owner $259,115 VA
Previous Owner $160,000 New Conventional
Previous Owner $140,000 Purchase Money Mortgage
Previous Owner $254,013 FHA
Previous Owner $254,013 FHA
Previous Owner $59,750 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/21/2024 02/21/24 Sold $348,500 +10.6% $198 / Sq Ft
01/22/2024 01/22/24 Pending -- -- --
01/18/2024 01/18/24 For Sale $315,000 +23.5% $179 / Sq Ft
06/12/2020 06/12/20 Sold $255,000 0.0% $145 / Sq Ft
05/01/2020 05/01/20 Pending -- -- --
01/15/2020 01/15/20 For Sale $254,900 +27.5% $145 / Sq Ft
03/25/2015 03/25/15 Sold $200,000 0.0% $184 / Sq Ft
01/06/2015 01/06/15 Rented $1,600 0.0% --
01/06/2015 01/06/15 Under Contract -- -- --
12/28/2014 12/28/14 For Rent $1,600 0.0% --
12/13/2014 12/13/14 Pending -- -- --
12/13/2014 12/13/14 Price Changed $200,000 +0.1% $184 / Sq Ft
12/06/2014 12/06/14 Price Changed $199,900 -4.8% $184 / Sq Ft
11/06/2014 11/06/14 For Sale $209,900 +48.6% $193 / Sq Ft
05/05/2014 05/05/14 Sold $141,249 -25.0% $130 / Sq Ft
03/31/2014 03/31/14 Pending -- -- --
03/06/2014 03/06/14 Price Changed $188,320 -12.0% $173 / Sq Ft
01/17/2014 01/17/14 For Sale $214,000 -- $197 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,574 $289,700 $0 $0
2024 $4,574 $272,300 $0 $0
2023 $4,282 $254,900 $98,600 $156,300
2022 $4,080 $242,867 $0 $0
2021 $7,802 $230,833 $0 $0
2020 $3,675 $218,800 $88,800 $130,000
2019 $3,315 $210,100 $0 $0
2018 $3,417 $201,400 $0 $0
2017 $3,146 $192,700 $0 $0
2016 -- $187,267 $0 $0
2015 -- $181,833 $0 $0
2014 -- $176,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1002806624

Bright MLS

APN: 07-090021