$1,200,000
SOLD JAN 30, 2025

95 Billups Creek Ln Moon, VA 23119

3 Beds
3.5 Baths
3,277 Sq Ft
2.17 Acres

Recently Sold

$366 Per Sq Ft

9% Below List Price

82 Days on Market

Highlights

  • Docks
  • Home fronts navigable water
  • Boat Lift
  • Guest House
  • Boat Ramp
  • Barn

About This Home

As of January 2025

First time on the market and what an opportunity to purchase this amazing property. Custom built waterfront home on over 2 acres with wide views out to the Chesapeake Bay. Ideal location where Billups and Stutts Creeks meet the Bay yet only 2 miles to Mathews. No flood zone, pier with 10K lb boat lift, rip rap shoreline. The home was tastefully designed with an open floor plan. Reclaimed heart pine floors throughout. First floor features a great room w/cathedral ceiling, woodstove, lots of windows w/expansive views, and additional room used as a home office. Kitchen has ss appliances, large butcher block island w/seating, and soapstone countertops. Mudroom off kitchen with access to deck and convenient laundry room. Spacious deck off kitchen and sunroom for outdoor relaxing and cooking. First floor primary bedroom w/ensuite and private deck, and large waterfront sunroom. 2nd floor has 2 generous bedrooms, full bath and tower room w/commanding water views. Outbuildings include a detached studio/office, outdoor shower, full bath, and guest quarters above w/sm kitchen, internet, and upper and lower decks overlooking the water. Awesome barn built w/rough hewn lumber, loft, concrete floor, water, electric and loads of possibilities, great for a workshop. The property was landscaped to provide maximum privacy with the finest water views. In this particular area in Moon, waterfront properties seldom come on the market. Don't miss the chance to own in one of the best locations in Mathews. Put your crab pots and oyster floats off the pier, and enjoy all the open space for a pool, garden or outdoor play. Whether you prefer power boating, sailing, kayaking, paddle boarding, you can do it all here! Come take a look, walk in and start living a lifestyle you may have imagined. Square footage listed includes studio/guest suite. Owner/Agent

Last Agent to Sell the Property

Rosemary Griffith

Isabell K. Horsley Real Estate License #0225215844 Listed on: 10/10/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,125

Year Built

  • Built in 2004

Lot Details

  • 2.17 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Split Rail Fence
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Cedar Trees

Home Design

  • Custom Home
  • Fire Rated Drywall
  • Frame Construction
  • Metal Roof
  • Wood Siding
  • Shake Siding

Interior Spaces

  • 3,277 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Built-In Features
  • Bookcases
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Thermal Windows
  • French Doors
  • Insulated Doors
  • Dining Area
  • Loft
  • Workshop
  • Crawl Space
  • Attic Fan
  • Fire and Smoke Detector

Kitchen

  • Oven
  • Gas Cooktop
  • Range Hood
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Parking

  • No Garage
  • Off-Street Parking

Outdoor Features

  • Bulkhead
  • Boat Lift
  • Boat Ramp
  • Docks
  • Balcony
  • Deck
  • Outdoor Gas Grill
  • Front Porch

Schools

  • Mathews Elementary School
  • Thomas Hunter Middle School
  • Mathews High School

Utilities

  • Zoned Heating and Cooling
  • Air Source Heat Pump
  • Heating System Uses Wood
  • Vented Exhaust Fan
  • Generator Hookup
  • Power Generator
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Water Purifier
  • Water Softener
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Guest House
  • Barn
  • Stables

Listing and Financial Details

  • Tax Lot A

Community Details

Overview

  • Moon Subdivision

Recreation

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,125

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Community Features: Bulkhead
  • Fencing: Fenced, Split Rail
  • Lot Features: Cleared, Landscaped, Waterfront, Level
  • Lot Size Acres: 2.17
  • Water Body Name: Billups Creek
  • Security Features: Smoke Detector(s)
  • Co List Office Mls Id: cbra.122
  • Ownership: Individuals
  • Subdivision Name: Moon
  • Directions: From Mathews, N on Main St to Buckley Hall Rd Rt.198. Turn right go aprox. 1 mile & turn left onto Fitchetts Wharf Rd Rt 642. Go aprox 1 mile to Right on Billups Creek Ln. Take 1st Left onto driveway, go to end.
  • Above Grade Finished Sq Ft: 3277.0
  • Architectural Style: Custom, Two Story
  • Basement: Crawl Space
  • Has Basement?: No
  • Has Cooling?: Yes
  • Living Area: 3277.0
  • Is New Construction?: No
  • Property Attached Yn: No
  • Year Built Details: New
  • Year Built: 2004
  • Property Sub Type Additional: Single Family Residence
  • Water Heater: Propane,Tankless
  • RecordSignature: -643048975
  • Special Features: None
  • Year Built: 2004

Interior Features

  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Cooking, Freezer, Gas Cooking, Ice Maker, Oven, Propane Water Heater, Range, Refrigerator, Range Hood, Water Softener, Tankless Water Heater, Water Purifier, Washer
  • Other Equipment: Generator
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors, Insulated Doors
  • Flooring: Tile, Wood
  • Interior Amenities: Beamed Ceilings, Bookcases, Built-in Features, Balcony, Bedroom on Main Level, Ceiling Fan(s), Cathedral Ceiling(s), Dining Area, French Door(s)/Atrium Door(s), Granite Counters, High Ceilings, High Speed Internet, Jetted Tub, Kitchen Island, Loft, Bath in Primary Bedroom, Recessed Lighting, Track Lighting, Cable TV, Wired for Data, Workshop
  • Total Bedrooms: 6
  • Stories: 2
  • Stories: 2
  • Window Features: Thermal Windows

Exterior Features

  • Pool Features: None
  • Topography: Level
  • Waterfront Features: Creek, Navigable Water, Bulkhead, Boat Ramp/Lift Access, Waterfront
  • Waterfront?: Yes
  • Disclosures: Familial Relation, Owner Is Listing Agent
  • Construction Type: Cedar, Drywall, Frame, Shake Siding, Wood Siding
  • Exterior Features: Boat Lift, Deck, Dock, Porch, Gas Grill
  • Other Structures: Guest House, Barn(s), Stable(s)
  • Patio And Porch Features: Rear Porch, Front Porch, Deck, Porch
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Has Attached Garage?: No
  • Parking Features: No Garage, Off Street

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Electric, Heat Pump, Zoned, Attic Fan
  • Heating: Electric, Heat Pump, Wood, Zoned
  • Heating Yn: Yes
  • Electric: Generator Hookup
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Elementary School: Mathews
  • High School: Mathews
  • Middle Or Junior School: Thomas Hunter

Lot Info

  • Zoning Description: X

Tax Info

  • Tax Annual Amount: 3125.36
  • Tax Lot: A
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2024
Closed on
Jan 17, 2025
Sold by
Griffith Robert J and Griffith Rosemary C
Bought by
Natvig Gregory R and Natvig Caroline S
Seller's Agent
Rosemary Griffith
Isabell K. Horsley Real Estate
List Price
$1,325,000
Sold Price
$1,200,000
Premium/Discount to List
-$125,000
-9.43%
Views
134
Current Estimated Value
$1,245,311

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,311
Avg. Annual Appreciation
3.98%
Original Mortgage
$750,000
Outstanding Balance
$744,701
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$500,610
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,200,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $750,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/30/2025 01/30/25 Sold $1,200,000 -9.4% $366 / Sq Ft
12/31/2024 12/31/24 Pending -- -- --
10/10/2024 10/10/24 For Sale $1,325,000 -- $404 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,349 $558,100 $189,000 $369,100
2024 $3,125 $558,100 $189,000 $369,100
2023 $3,125 $558,100 $189,000 $369,100
2022 $2,923 $456,700 $189,000 $267,700
2021 $2,946 $456,700 $189,000 $267,700
2020 $2,946 $456,700 $189,000 $267,700
2019 $2,946 $456,700 $189,000 $267,700
2018 $2,626 $456,700 $189,000 $267,700
2017 $2,626 $456,700 $189,000 $267,700
2015 $23,933 $0 $0 $0
2014 $23,933 $443,200 $189,000 $254,200
2013 $2,083 $443,200 $189,000 $254,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2424631

APN: 22-5-A