$629,900

764 Lovers Ln Mathews, VA 23109

Estimated payment $3,576/month

Total Views 18,510
4 Beds
3.5 Baths
1,712 Sq Ft
$368 Price per Sq Ft

Highlights

  • Docks
  • Home fronts a creek
  • Deck
  • Home fronts navigable water
  • 4.7 Acre Lot
  • Attic

About This Home

Discover serene waterfront living at its finest in this beautifully maintained 4BR, 3BA ranch home. Nestled along the peaceful Stutts creek w/water views from multiple rooms, this single-level gem offers effortless one-level living and an inviting open-concept floor plan perfect for everyday comfort & effortless entertaining. Step inside to expansive living spaces bathed in natural light, where the open layout seamlessly connects the kitchen, dining area, & family room. The sunroom is the highlight—a tranquil oasis overlooking the creek, ideal for morning coffee, quiet reading, or hosting sunset gatherings. With 4 generously sized BR and 3 full bathrooms, there’s plenty of room for family, guests, or a home office. Outside, the private pier invites you to cast a line, launch a kayak, or simply relax by the water’s edge. Enjoy direct creek access & panoramic views that bring the beauty of nature right to your doorstep.

Listing Agent

Shannon French

Southern Trade Realty Inc. Listed on: 04/08/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,010

Year Built

  • Built in 1973

Lot Details

  • 4.7 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Back Yard Fenced

Home Design

  • Brick Exterior Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,712 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Propane Fireplace
  • Sun or Florida Room
  • Utility Room
  • Crawl Space
  • Attic

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Driveway
  • Off-Street Parking

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Docks
  • Deck

Schools

  • Matthews Elementary School
  • Thomas Hunter Middle School
  • Mathews High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic System

Community Details

  • No Home Owners Association
  • All Others Area 126 Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,010

Year Built

Built in 1973

Lot Details

4.7 Acres

Listing Details

  • HOA YN: No
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Ranch
  • GarageYN: No
  • AICUZ - Crash: None
  • AICUZ - Noise: N/A
  • Master Model: No
  • Unit Description: 1 Living Lvl, Det Single Fam
  • LP/ Sq Ft: 367.93
  • Estimated Year Built: 1973
  • Address Street Name Website: Lovers
  • Address Website: 764 Lovers LN
  • Fence: Yes
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 1
  • Year Built: 1973

Interior Features

  • Interior Amenities: Fireplace Gas-propane, Walk-In Closet
  • Accessibility: Level Flooring, Main Floor Laundry
  • Fireplaces Number: 1
  • Equipment: Ceiling Fan
  • Flooring Type: Ceramic, Laminate/LVP
  • Total Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 3.10
  • First Floor Bedroom/Full Bathrooms: Yes
  • Other Rooms: 1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Sun Room, Utility Room
  • Appliances: Dishwasher, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
  • Stories Number: 1.0000
  • Estimated Sq Ft: 1712

Exterior Features

  • Exterior Features: Deck, Pump, Well
  • Exterior Siding: Brick
  • Fence Description: Back Fenced, Chain Link
  • Foundation Type: Crawl
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • Waterfront Description: Creek, Dock, Navigable

Garage/Parking

  • Parking: Off Street, Driveway Spc

Utilities

  • Sewer Type: Septic
  • Water Heater Type: Electric
  • Water Type: Well
  • Cooling: Central Air
  • Heating: Electric, Heat Pump

Lot Info

  • Waterfront YN: Yes
  • Lot Dimensions: 4.7 ACRES
  • Zoning: R-1
  • Estimated Acres: 4.7000

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 2010

MLS Schools

  • School Other: Ware Academy
  • Elementary School: Matthews Elementary
  • School High School: Mathews
  • Middle School: Thomas Hunter Middle

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,154 $359,000 $159,600 $199,400
2024 $2,010 $359,000 $159,600 $199,400
2023 $2,010 $359,000 $159,600 $199,400
2022 $1,690 $264,100 $154,600 $109,500
2021 $1,703 $264,100 $154,600 $109,500
2020 $1,703 $264,100 $154,600 $109,500
2019 $1,703 $264,100 $154,600 $109,500
2018 $1,519 $264,100 $154,600 $109,500
2017 $1,519 $264,100 $154,600 $109,500
2015 $14,769 $0 $0 $0
2014 $14,769 $273,500 $154,600 $118,900
2013 $1,285 $273,500 $154,600 $118,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/08/2026 04/08/26 For Sale $629,900 0.0% $368 / Sq Ft
10/01/2025 10/01/25 Rented $2,500 -10.7% --
09/01/2025 09/01/25 Under Contract -- -- --
08/25/2025 08/25/25 For Rent $2,800 -- --
Source: Real Estate Information Network (REIN)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $39,852 Fidelity National Title
Bargain Sale Deed $345,000 None Listed On Document
Gift Deed -- None Available
Warranty Deed $315,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $310,500 Balloon
Previous Owner $252,000 New Conventional
Closed $0 Assumption
Source: Public Records

About the Listing Agent

Shannon French

Southern Trade Realty Inc.

(804) 492-7758

Section Image

Shannon French founded Southern Trade Realty in 2006. As a Middle Peninsula native and a seasoned Real Estate Broker, Real Estate Investor & Property Manager she recognizes the trust her clients place in her and she strives every day to exceed their expectations.

Shannon is passionate about restoring property. She can use her knowledge to help her sellers achieve their maximum sales price and buyers how to purchase their first home, waterfront estate, or investment

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  • 8377 Ray Brown Jr Ln, Gloucester, VA 23061

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Source: Real Estate Information Network (REIN)

MLS Number: 10628783

Real Estate Information Network (REIN)

APN: 21-A-45

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