$758,700
SOLD FEB 2, 2015

95 Cardinal Trace Lake Toxaway, NC 28747

Lake Toxaway Neighborhood
3 Beds
3 Baths
2,006 Sq Ft
2.47 Acres

Recently Sold

$378 Per Sq Ft

11% Below List Price

439 Days on Market

Highlights

  • Lake Front
  • Golf Course Community
  • 2.47 Acre Lot
  • Docks
  • Fitness Center
  • Community Lake

About This Home

As of November 2024

This home is located at 95 Cardinal Trace, Lake Toxaway, NC 28747 and is currently priced at $758,700, approximately $378 per square foot. This property was built in 1988. 95 Cardinal Trace is a home located in Transylvania County.

Last Agent to Sell the Property

Dave Guest

Lake Toxaway Company Brokerage Phone: 8289664260 License #220212 Listed on: 06/14/2011

Last Buyer's Agent

John Heinitsh

Lake Toxaway Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,242

Year Built

  • Built in 1988

Lot Details

  • 2.47 Acre Lot
  • Lake Front

HOA Fees

  • $188 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Property Views

  • Lake
  • Mountain

Home Design

  • Shingle Roof
  • Wood Siding
  • Stucco

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Screened Porch
  • Home Security System
  • Dryer

Kitchen

  • Breakfast Bar
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Docks
  • Deck

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 8513-52-2554-000

Community Details

Overview

  • Lake Toxaway Estates Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,242

Year Built

Built in 1988

Lot Details

0

HOA Fees

$188 per month

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 2.47
  • Water Body Name: Lake Cardinal
  • Subdivision Name: Lake Toxaway Estates
  • Directions: Take Cold Mtn. Rd.to Fairway Drive.Stay on Fairway Drive and turn right on Cardinal Drive. Stay on Cardinal Drive then turn right on Cardinal Trace. House is the first on the left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • New Construction: No
  • Year Built: 1988
  • Attribution Contact: 8289664260
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Oven, Disposal, Washer, Water Purifier
  • Has Basement: Concrete
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Masonry, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Pantry

Exterior Features

  • Pool Features: Community
  • View: Lake, Mountain(s)
  • View: Yes
  • Waterfront Features: Lake
  • Construction Type: Stucco, Wood Siding
  • Exterior Features: Dock
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Screened
  • Roof: Shingle

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, One Car Garage, Paved

Utilities

  • Security: Security System
  • Cooling: Central Air, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Golf, Lake, Pool, Tennis Court(s)
  • Association Fee: 2261.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 107593.2
  • Parcel #: 8513-52-2554-000
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Other

Tax Info

  • Tax Annual Amount: 4242.0
  • Tax Lot: 34
  • Tax Year: 2013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2023
Closed on
Oct 22, 2024
Sold by
Dodd Keeley K and Jernigan David
Bought by
Jrnhnc Llc
Seller's Agent
Art Fisher
Fisher Realty - 10 Park Place
Buyer's Agent
John Heinitsh
Lake Toxaway Co.
List Price
$2,250,000
Sold Price
$1,785,000
Premium/Discount to List
-$465,000
-20.67%
Views
250

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.45%
Original Mortgage
$2,479,550
Outstanding Balance
$2,459,792
Interest Rate
6.09%
Mortgage Type
Construction
Estimated Equity
-$693,181

Purchase Details

Closed on
Sep 27, 2023
Sold by
Jernigan David and Jernigan Keeley K
Bought by
Lake Toxaway Community Association Inc

Purchase Details

Listed on
May 3, 2022
Closed on
Sep 27, 2022
Sold by
Gimmelwald Llc
Bought by
Jernigan David and Dodd Keeley K
Seller's Agent
John Heinitsh
Lake Toxaway Company
Buyer's Agent
Lizzie McGann
Beverly-Hanks And Associates
List Price
$1,650,000
Sold Price
$1,480,000
Premium/Discount to List
-$170,000
-10.3%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.53%
Original Mortgage
$1,036,000
Interest Rate
8.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 8, 2011
Sold by
Frank Lauren and Tsao Kimberly
Bought by
Frank Ronald E and Frank Iris D

Purchase Details

Closed on
Sep 1, 1987
Bought by
Gimmelwald Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,785,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $1,480,000 --
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $42,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,479,550 Construction
Previous Owner $1,036,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2025 07/19/25 For Sale $5,900,000 +230.5% --
11/01/2024 11/01/24 Sold $1,785,000 -3.5% $889 / Sq Ft
08/09/2024 08/09/24 Price Changed $1,850,000 -14.0% $922 / Sq Ft
03/12/2024 03/12/24 Price Changed $2,150,000 +2.4% $1,071 / Sq Ft
10/04/2023 10/04/23 Price Changed $2,100,000 -6.7% $1,046 / Sq Ft
07/18/2023 07/18/23 For Sale $2,250,000 +52.0% $1,121 / Sq Ft
09/30/2022 09/30/22 Sold $1,480,000 -10.3% $738 / Sq Ft
09/30/2022 09/30/22 Pending -- -- --
05/03/2022 05/03/22 For Sale $1,650,000 +117.5% $823 / Sq Ft
02/02/2015 02/02/15 Sold $758,700 -10.7% $378 / Sq Ft
01/21/2015 01/21/15 Pending -- -- --
10/01/2013 10/01/13 For Sale $850,000 -- $424 / Sq Ft
Source: Highlands-Cashiers Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,150 $630,430 $420,000 $210,430
2023 $4,150 $630,430 $420,000 $210,430
2022 $4,150 $630,430 $420,000 $210,430
2021 $4,119 $630,430 $420,000 $210,430
2020 $6,135 $881,510 $0 $0
2019 $6,091 $881,510 $0 $0
2018 $4,984 $881,510 $0 $0
2017 $4,927 $881,510 $0 $0
2016 $4,909 $881,510 $0 $0
2015 -- $997,890 $800,000 $197,890
2014 -- $997,890 $800,000 $197,890
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jeff Ramm

    Coldwell Banker Advantage

    (614) 332-1563

    Jeff Ramm
    Section Image
  • Art Fisher

    Seller's Agent in 2024

    Art Fisher

    Fisher Realty - 10 Park Place

    (828) 506-4895

    78 in this area

    192 Total Sales

    Art Fisher
    Section Image
  • John Heinitsh

    Buyer's Agent in 2024

    John Heinitsh

    Lake Toxaway Co.

    (828) 966-4260

    41 in this area

    45 Total Sales

    John Heinitsh
    Section Image
  • Lizzie McGann

    Buyer's Agent in 2022

    Lizzie McGann

    Beverly-Hanks And Associates

    (303) 915-0617

    15 in this area

    119 Total Sales

    Lizzie McGann
    Section Image

  • D

    Seller's Agent in 2015

    Dave Guest

    Lake Toxaway Company

    (828) 553-9481

    14 in this area

    15 Total Sales

    Dave Guest
    Section Image
See All Agents

Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 78290

APN: 8513-52-2554-000

North Carolina Transylvania County Lake Toxaway 28747 Lake Toxaway

95 Cardinal Trace, Lake Toxaway, NC

This home is located at 95 Cardinal Trace, Lake Toxaway, NC 28747 and is currently priced at $758,700, approximately $378 per square foot. This property was built in 1988. 95 Cardinal Trace is a home located in Transylvania County.

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