$1,480,000
SOLD SEP 30, 2022

95 Cardinal Trace Lake Toxaway, NC 28747

Lake Toxaway Neighborhood
3 Beds
3 Baths
2,006 Sq Ft
4.12 Acres

Recently Sold

$738 Per Sq Ft

10% Below List Price

94 Days on Market

Highlights

  • Marina
  • Docks
  • Community Lake
  • Lake Front
  • 4.12 Acre Lot
  • Deck

About This Home

As of November 2024

If you are looking for the best homesites on the west side of Lake Cardinal, this is it. This home looks directly into Lil Panthertail and is only minutes from the Lake Toxaway Country Club and marina for Lake Toxaway. Lake Cardinal is one of the serene lakes in North Carolina and is located in the Lake Toxaway Estates. The home is a charming cottage with three bedrooms and three baths and ready to move in. There are multiple options with this property. Keep the home and sell the second lot. Use both homesites as one of the best single homesites in Lake Toxaway Estates for a magnificent home on Lake Cardinal or build a home on each. Fireplace Features: 2 or more

Last Agent to Sell the Property

John Heinitsh

Lake Toxaway Company Brokerage Phone: 8289664260 Listed on: 05/03/2022

Last Buyer's Agent

Lizzie McGann

Beverly-Hanks And Associates

Beverly-Hanks And Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,862

Year Built

  • Built in 1988

Lot Details

  • 4.12 Acre Lot
  • Lake Front
  • Wooded Lot

Parking

  • 1 Car Attached Garage

Property Views

  • Lake
  • Woods
  • Mountain

Home Design

  • Frame Construction
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Workshop
  • Screened Porch
  • Dryer

Kitchen

  • Breakfast Bar
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Docks
  • Deck

Utilities

  • Central Air
  • Heating Available
  • Well
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 33, 34R
  • Assessor Parcel Number 8513-52-2554,8513-52-3432

Community Details

Overview

  • Property has a Home Owners Association
  • Lake Toxaway Estates Subdivision
  • Community Lake

Recreation

  • Marina
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,862

Year Built

Built in 1988

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 4.12
  • Road Surface Type: Paved
  • Water Body Name: Lake Cardinal
  • Subdivision Name: Lake Toxaway Estates
  • Directions: From Blue Ridge Road. Turn left on Cold Mountain Road. Continue on Cold Mountain until the left on North Club at marked community signs. Stay straight and continue onto Fairway Dr to right on Cardinal Drive. Continue until right on Cardinal Trace. First driveway on the left.
  • Architectural Style: Bungalow
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1988
  • Attribution Contact: 8289664260
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Refrigerator, Trash Compactor, Washer
  • Has Basement: Exterior Entry, Garage Access, Concrete, Unfinished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Wood BurningStove
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar, Pantry, Walk-In Closet(s), Workshop

Exterior Features

  • Lot Features: Wooded
  • View: Lake, Mountain(s), Trees/Woods
  • View: Yes
  • Waterfront Features: Lake, Deeded Access
  • Construction Type: Block, Frame
  • Exterior Features: Dock
  • Other Structures: Workshop
  • Patio And Porch Features: Rear Porch, Covered, Deck, Enclosed, Front Porch, Screened, Side Porch
  • Roof: Shingle

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, One Car Garage, Paved, Parking Lot

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Radon Mitigation System
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Septic Permit 3 Bedroom, Sewer Applied for Permit, Septic Tank
  • Utilities: Cable Available
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Lake, Marina, Near National Forest, Playground, Park, Trails/Paths, Water Access
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 179467.2
  • Parcel #: 8513-52-2554,8513-52-3432
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Other

Tax Info

  • Tax Annual Amount: 6862.46
  • Tax Lot: 33, 34R
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2023
Closed on
Oct 22, 2024
Sold by
Dodd Keeley K and Jernigan David
Bought by
Jrnhnc Llc
Seller's Agent
Art Fisher
Fisher Realty - 10 Park Place
Buyer's Agent
John Heinitsh
Lake Toxaway Co.
List Price
$2,250,000
Sold Price
$1,785,000
Premium/Discount to List
-$465,000
-20.67%
Views
250

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.45%
Original Mortgage
$2,479,550
Outstanding Balance
$2,459,792
Interest Rate
6.09%
Mortgage Type
Construction
Estimated Equity
-$693,181

Purchase Details

Closed on
Sep 27, 2023
Sold by
Jernigan David and Jernigan Keeley K
Bought by
Lake Toxaway Community Association Inc

Purchase Details

Listed on
May 3, 2022
Closed on
Sep 27, 2022
Sold by
Gimmelwald Llc
Bought by
Jernigan David and Dodd Keeley K
Seller's Agent
John Heinitsh
Lake Toxaway Company
Buyer's Agent
Lizzie McGann
Beverly-Hanks And Associates
List Price
$1,650,000
Sold Price
$1,480,000
Premium/Discount to List
-$170,000
-10.3%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.53%
Original Mortgage
$1,036,000
Interest Rate
8.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 8, 2011
Sold by
Frank Lauren and Tsao Kimberly
Bought by
Frank Ronald E and Frank Iris D

Purchase Details

Closed on
Sep 1, 1987
Bought by
Gimmelwald Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,785,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $1,480,000 --
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $42,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,479,550 Construction
Previous Owner $1,036,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2025 07/19/25 For Sale $5,900,000 +230.5% --
11/01/2024 11/01/24 Sold $1,785,000 -3.5% $889 / Sq Ft
08/09/2024 08/09/24 Price Changed $1,850,000 -14.0% $922 / Sq Ft
03/12/2024 03/12/24 Price Changed $2,150,000 +2.4% $1,071 / Sq Ft
10/04/2023 10/04/23 Price Changed $2,100,000 -6.7% $1,046 / Sq Ft
07/18/2023 07/18/23 For Sale $2,250,000 +52.0% $1,121 / Sq Ft
09/30/2022 09/30/22 Sold $1,480,000 -10.3% $738 / Sq Ft
09/30/2022 09/30/22 Pending -- -- --
05/03/2022 05/03/22 For Sale $1,650,000 +117.5% $823 / Sq Ft
02/02/2015 02/02/15 Sold $758,700 -10.7% $378 / Sq Ft
01/21/2015 01/21/15 Pending -- -- --
10/01/2013 10/01/13 For Sale $850,000 -- $424 / Sq Ft
Source: Highlands-Cashiers Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,150 $630,430 $420,000 $210,430
2023 $4,150 $630,430 $420,000 $210,430
2022 $4,150 $630,430 $420,000 $210,430
2021 $4,119 $630,430 $420,000 $210,430
2020 $6,135 $881,510 $0 $0
2019 $6,091 $881,510 $0 $0
2018 $4,984 $881,510 $0 $0
2017 $4,927 $881,510 $0 $0
2016 $4,909 $881,510 $0 $0
2015 -- $997,890 $800,000 $197,890
2014 -- $997,890 $800,000 $197,890
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jeff Ramm

    Coldwell Banker Advantage

    (614) 332-1563

    Jeff Ramm
    Section Image
  • Art Fisher

    Seller's Agent in 2024

    Art Fisher

    Fisher Realty - 10 Park Place

    (828) 506-4895

    78 in this area

    192 Total Sales

    Art Fisher
    Section Image
  • John Heinitsh

    Buyer's Agent in 2024

    John Heinitsh

    Lake Toxaway Co.

    (828) 966-4260

    41 in this area

    45 Total Sales

    John Heinitsh
    Section Image
  • Lizzie McGann

    Buyer's Agent in 2022

    Lizzie McGann

    Beverly-Hanks And Associates

    (303) 915-0617

    15 in this area

    119 Total Sales

    Lizzie McGann
    Section Image

  • D

    Seller's Agent in 2015

    Dave Guest

    Lake Toxaway Company

    (828) 553-9481

    14 in this area

    15 Total Sales

    Dave Guest
    Section Image
See All Agents

Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 98841

APN: 8513-52-2554-000

North Carolina Transylvania County Lake Toxaway 28747 Lake Toxaway

95 Cardinal Trace, Lake Toxaway, NC

This home is located at 95 Cardinal Trace, Lake Toxaway, NC 28747 and is currently priced at $1,480,000, approximately $737 per square foot. This property was built in 1988. 95 Cardinal Trace is a home located in Transylvania County.

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