$5,199,000
PENDING

95 Cove Rd Old Lyme, CT 06371

Estimated payment $30,123/month

Total Views 1,306
5 Beds
8 Baths
9,154 Sq Ft
$568 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Waterfront
  • Open Floorplan
  • Lyme Consolidated School Rated A-
  • 3.56 Acre Lot
  • Colonial Architecture

About This Home

Architect-designed and inspired by Palladio's symmetry and Mount Vernon's timeless colonial grace, the essence of classic balance, symmetry, and luxury. A center-columned portico anchors the perfect proportion between two grand wings, while the interiors reveal artistry at every turn-gleaming wood floors, custom millwork, and walls of windows framing Hamburg Cove's deep-water yacht basin-where sails and yachts drift across shimmering water lusters reflecting a symphony of mystical moorings that capture what is widely considered the most breathtaking panorama on the Cove. Two magnificent semi-rotunda sunrooms at each end bathe the space in natural light, blending formal entertaining and cozy private havens that are elegant yet casual and comfortable. The chef's kitchen features a large center island and commercial-grade appliances. Two primary suites-one on each level. A large guest apartment rests over three of the six garages. The finished lower level includes a gym, billiards, and a kitchen. Landscaped grounds embrace a hardscape-wrapped pool, private expansive lawns, and stone walls-all overlooking a nightly display of fiery sunsets. The property includes one of the deepest private docks in this area-and beyond-with direct access to the Connecticut River and Long Island Sound. This remarkable waterfront residence combines architectural elegance, coastal serenity, and a setting of rare natural beauty-an extraordinary lifestyle between Boston and New York.

Listing Agent

Edward Hillyer

William Raveis Real Estate Brokerage Phone: (860) 235-3424 License #REB.0754304 Listed on: 10/27/2025

William Raveis Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $34,268

Year Built

  • Built in 1996

Lot Details

  • 3.56 Acre Lot
  • Waterfront
  • Stone Wall
  • Sprinkler System

Home Design

  • Colonial Architecture
  • Concrete Foundation
  • Frame Construction
  • Wood Shingle Roof
  • Wood Siding

Interior Spaces

  • Open Floorplan
  • 4 Fireplaces
  • Thermal Windows
  • French Doors
  • Partial Basement
  • Home Security System

Kitchen

  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Attic

  • Walkup Attic
  • Unfinished Attic

Parking

  • 6 Car Garage
  • Automatic Garage Door Opener

Pool

  • Heated In Ground Pool
  • Spa

Outdoor Features

  • Patio
  • Porch

Location

  • Property is near shops

Utilities

  • Central Air
  • Heating System Uses Oil
  • Power Generator
  • Private Company Owned Well
  • Oil Water Heater
  • Fuel Tank Located in Basement
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1521459

Home Details

Home Type

Single Family

Est. Annual Taxes

$34,268

Year Built

Built in 1996

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 7868
  • Sq Ft Est Heated Below Grade: 1286
  • Total Sq Ft: 9154
  • Year Built: 1996
  • New Construction: No/Resale
  • Nearby Amenities: Library, Shopping/Mall
  • In Law Access: Over Garage
  • Direct Waterfront: Yes
  • Home Warranty Offered: No
  • Directions: Rte. 156 North to Ely Ferry Road, to Cove Road, to # 95 on left
  • Financing Used: Other
  • In Law Apartment: Yes
  • Street Type: Road
  • Office Attribution Contact: (860) 739-4455
  • Reserve Prospect: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 5
  • Total Bathrooms: 8
  • Full Bathrooms: 5
  • Half Bathrooms: 3
  • Fireplaces: 4
  • Attic Description: Unfinished, Walk-up
  • Basement Description: Partial
  • Interior Amenities: Auto Garage Door Opener, Cable - Available, Open Floor Plan, Security System
  • Appliances: Gas Range, Microwave, Range Hood, Refrigerator, Dishwasher, Washer, Dryer
  • Laundry Room Info: Upper Level
  • Attic: Yes
  • Home Automation: Security System

Exterior Features

  • Exterior Features: Porch, Hot Tub, Stone Wall, French Doors, Underground Sprinkler, Patio
  • Exterior Siding: Wood
  • Foundation Type: Concrete
  • Roof Information: Wood Shingle Metal
  • Waterfront Description: River Dock or Mooring View
  • Swimming Pool: Yes
  • Pool: Heated, Spa, In Ground Pool
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 6
  • Garage And Parking: Attached Garage, Detached Garage

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Oil, Domestic
  • Water Source: Private Well
  • Sewer: Septic

Green Features

  • Energy Features: Generator, Thermopane Windows

Lot Info

  • Acres: 3.56
  • Lot Description: Professionally Landscaped Water View
  • Flood Zone: No
  • Zoning: RES
  • Parcel #: 1521459

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 34268

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $34,268 $2,363,300 $908,400 $1,454,900
2024 $34,268 $2,363,300 $908,400 $1,454,900
2023 $33,386 $1,712,100 $648,600 $1,063,500
2022 $34,156 $1,712,100 $648,600 $1,063,500
2021 $34,156 $1,712,100 $648,600 $1,063,500
2020 $34,156 $1,712,100 $648,600 $1,063,500
2019 $34,156 $1,712,100 $648,600 $1,063,500
2018 $32,438 $1,744,000 $778,900 $965,100
2017 $31,828 $1,744,000 $778,900 $965,100
2016 $31,828 $1,744,000 $778,900 $965,100
2015 $30,956 $1,744,000 $778,900 $965,100
2014 $29,648 $1,744,000 $778,900 $965,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/04/2025 11/04/25 Pending -- -- --
11/01/2025 11/01/25 For Sale $5,199,000 +153.6% $568 / Sq Ft
11/22/2019 11/22/19 Sold $2,050,000 -17.8% $279 / Sq Ft View Prior Sale
09/21/2019 09/21/19 Pending -- -- --
06/28/2019 06/28/19 Price Changed $2,495,000 -5.0% $339 / Sq Ft
04/08/2019 04/08/19 Price Changed $2,625,000 -2.6% $357 / Sq Ft
09/25/2018 09/25/18 Price Changed $2,695,000 -6.9% $367 / Sq Ft
06/20/2018 06/20/18 Price Changed $2,895,000 -2.7% $394 / Sq Ft
09/26/2017 09/26/17 For Sale $2,975,000 -- $405 / Sq Ft
Source: SmartMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,050,000 --
Warranty Deed $2,050,000 --
Warranty Deed $250,000 --
Warranty Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1 No Value Available
Previous Owner $2,000,000 No Value Available
Previous Owner $750,000 No Value Available
Previous Owner $250,000 No Value Available
Source: Public Records

Source: SmartMLS

MLS Number: 24127952

SmartMLS

APN: LYME-000017-000000-000006