$719,000
$10K PRICE DROP

95 Kellum Ave Deltaville, VA 23043

Estimated payment $3,963/month

Total Views 3,913
3 Beds
2 Baths
1,948 Sq Ft
$369 Price per Sq Ft

Highlights

  • Water Views
  • Community Boat Dock
  • Built in 1960 | Newly Remodeled
  • Middlesex High School Rated 9+
  • Home fronts navigable water
  • Home fronts a creek

About This Home

Thoughtfully maintained waterfront home on Sturgeon Creek, offering warmth and character providing the perfect blend of coastal comfort living. Situated on deep, protected water with scenic views extending out to the Rappahannock River, this 3-Bedroom, 2-Bath Cottage home offers 1,948 sq ft and is ideal for year-round living or a refined waterfront retreat. Built for both comfort and entertaining, this creekside Cottage features a spacious Family room with fireplace, charming eat-in Kitchen, and abundant natural light providing lovely panoramic views throughout, especially found in the fully finished Sun Porch. The enclosed Carport provides a four-season room, perfect for enjoying water views in any weather. Outdoor living shines with a large waterside Deck, easy descent to Dock with two floating Docks and extensive landscaped grounds create an inviting setting. A detached, heated and cooled garage offers exceptional flexibility—ideal for projects, storage, or entertaining. Additional highlights include a new deep water Well (for the best H2O), irrigation system, new HVAC, Rinnai Tankless, all new Appliances and numerous other improvements, ensuring peace of mind and move-in readiness. Enjoy coastal living in a serene waterfront setting and ready for the appealing Spring ahead !!!

Listing Agent

Deborah Rowzee

Mason Realty, Inc. License #0225201863 Listed on: 02/11/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,168

Year Built

  • Built in 1960 | Newly Remodeled

Lot Details

  • 0.4 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Picket Fence
  • Partially Fenced Property
  • Landscaped
  • Sprinkler System
  • Cedar Trees

Parking

  • 1 Car Detached Garage
  • Heated Garage
  • Workshop in Garage
  • Rear-Facing Garage
  • Side Facing Garage
  • Unpaved Driveway
  • Unpaved Parking

Home Design

  • Cottage
  • Bungalow
  • Fire Rated Drywall
  • Frame Construction
  • Composition Roof
  • Wood Siding
  • Shake Siding
  • Vinyl Siding

Interior Spaces

  • 1,948 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Bookcases
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Awning
  • Water Views
  • Storm Windows
  • Stacked Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Docks
  • Deck
  • Shed
  • Front Porch

Schools

  • Middlesex
  • Middlesex High School

Utilities

  • Central Air
  • Air Source Heat Pump
  • Heating System Uses Propane
  • Vented Exhaust Fan
  • Power Generator
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 38

Community Details

Amenities

  • Common Area

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,168

Year Built

Built in 1960 | Newly Remodeled

Lot Details

0.4 Acres

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Community Features: Common Grounds/Area, Dock
  • Fencing: Fenced, Partial, Picket
  • Lot Features: Landscaped, Waterfront
  • Lot Size Acres: 0.4
  • View: Water
  • Has View?: Yes
  • Water Body Name: Sturgeon Creek
  • Co List Office Mls Id: cbra.128
  • Ownership: Individuals
  • Subdivision Name: None
  • Directions: Take Route 33 into Deltaville to left on Timberneck Rd to left onto Daisy Lane. Go to end of road which turns into Kellum and bear left - 2nd home on right - 95 Kellum Ave. 'No Sign'
  • Above Grade Finished Sq Ft: 1948.0
  • Architectural Style: Bungalow, Cottage
  • Has Basement?: No
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Living Area: 1948.0
  • Is New Construction?: Yes
  • Property Attached Yn: No
  • Year Built Details: Actual
  • Year Built: 1960
  • Property Sub Type Additional: Single Family Residence
  • Water Heater: Propane,Tankless
  • RecordSignature: -697198160
  • Special Features: NewHome
  • Year Built: 1960

Interior Features

  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Exhaust Fan, Gas Cooking, Microwave, Oven, Propane Water Heater, Refrigerator, Tankless Water Heater, Washer
  • Other Equipment: Generator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Flooring: Carpet, Tile, Vinyl, Wood
  • Interior Amenities: Beamed Ceilings, Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Fireplace, Pantry, Solid Surface Counters, Skylights
  • Total Bedrooms: 6
  • Stories: 1
  • Stories: 1
  • Window Features: Skylight(s), Storm Window(s)

Exterior Features

  • Pool Features: None
  • Waterfront Features: Creek, Navigable Water, Waterfront
  • Waterfront?: Yes
  • Construction Type: Cedar, Drywall, Frame, Shake Siding, Vinyl Siding, Wood Siding
  • Exterior Features: Awning(s), Deck, Dock, Sprinkler/Irrigation, Storage, Shed, Unpaved Driveway
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Front Porch, Deck
  • Property Condition: New Construction
  • Roof: Composition

Garage/Parking

  • Has Attached Garage?: No
  • Garaged Spaces: 1.0
  • Has Attached Garage?: Yes
  • Parking Features: Driveway, Detached, Finished Garage, Garage, Heated Garage, Garage Faces Rear, Garage Faces Side, Unpaved, Workshop in Garage

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Cooling: Central Air, Heat Pump
  • Heating: Electric, Heat Pump, Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Elementary School: Middlesex
  • High School: Middlesex
  • Middle Or Junior School: Middlesex

Lot Info

  • Zoning Description: R

Tax Info

  • Tax Annual Amount: 2167.94
  • Tax Lot: 38
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,168 $355,400 $162,000 $193,400
2024 $2,168 $355,400 $162,000 $193,400
2023 $2,151 $352,600 $162,000 $190,600
2022 $2,151 $352,600 $162,000 $190,600
2021 $1,774 $286,200 $132,500 $153,700
2020 $1,774 $286,200 $132,500 $153,700
2019 $1,774 $286,200 $132,500 $153,700
2018 $1,603 $286,200 $132,500 $153,700
2017 $1,603 $286,200 $132,500 $153,700
2016 $1,435 $270,800 $131,000 $139,800
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/10/2026 03/10/26 Price Changed $719,000 -1.4% $369 / Sq Ft
02/11/2026 02/11/26 For Sale $729,000 +127.8% $374 / Sq Ft
08/07/2019 08/07/19 Sold $320,000 0.0% $233 / Sq Ft View Prior Sale
05/31/2019 05/31/19 Pending -- -- --
05/31/2019 05/31/19 For Sale $320,000 -- $233 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $320,000 Lawyers Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,000 New Conventional
Source: Public Records

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 202600158

APN: 40-19-38

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