$645,000
SOLD MAY 6, 2025
4 Beds
3 Baths
2,978 Sq Ft
0.35 Acres

Recently Sold

$217 Per Sq Ft

27 Days on Market

Highlights

  • Boat Ramp
  • Access To Lake
  • 0.35 Acre Lot
  • Frank E. Brigham Academy Rated 9+
  • In Ground Pool
  • Open Floorplan

About This Home

As of May 2025

Full Video tour attached in tour link! Stunning Pool Home in Exclusive Gated Community with Chain of Lakes Access with three car garage!Welcome to your dream home in the prestigious guard-gated community of Waterford Oaks! This sought-after neighborhood features a private boat ramp on Lake Winterset, offering direct access to the renowned Chain of Lakes.Step inside and be captivated by the soaring 12’ ceilings, elegant crown molding, and double tray ceiling accents that add a touch of sophistication. The split floor plan is ideal for families and guests, with a spacious master suite that boasts his & her walk-in closets, separate vanities, a luxurious jetted soaking tub, a tiled walk-in shower, and a private water closet. A second ensuite bedroom with a private bath and walk-in closet provides additional comfort and privacy.The chef’s kitchen is a showstopper, featuring granite countertops, 42” custom cabinetry, high-end appliances, a Gas stove a breakfast bar, a cozy dining nook, and a separate formal dining room—perfect for entertaining.Seamlessly transition to outdoor living through pocketing sliding doors, where a heated pool with a sun shelf, bubblers, a hot tub with a cascading waterfall, and a spacious covered lanai await. The fully fenced backyard is a private oasis, complete with an additional brick-paved patio ideal for dining, bonfires, and gatherings. Spacious 3-car garage for all your toys.Additional highlights include an extended brick-paved driveway for ample parking and recreational space.Don’t miss this rare opportunity to own a spectacular pool home with Chain of Lakes access in the highly desirable Waterford Oaks community of Winter Haven, FL

Last Agent to Sell the Property

Daniela Zoppe

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3446161 Listed on: 03/07/2025

KELLER WILLIAMS REALTY SMART 1

Co-Listed By

Justino Zoppe

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3602738

Last Buyer's Agent

Daniela Zoppe

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3446161 Listed on: 03/07/2025

KELLER WILLIAMS REALTY SMART 1

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,766

Year Built

  • Built in 2006

Lot Details

  • 0.35 Acre Lot
  • South Facing Home
  • Corner Lot
  • Irrigation Equipment

HOA Fees

  • $183 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,978 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Garden Views
  • Security Gate
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Pool

  • In Ground Pool
  • Heated Spa
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Boat Ramp
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected

Community Details

  • Joe Zinn Association, Phone Number (813) 334-3995
  • Waterford Oaks Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,766

Year Built

Built in 2006

Lot Details

0

HOA Fees

$183 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2978
  • Lot Size Acres: 0.35
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 4041
  • Lot Size Sq Ft: 15416
  • Directions to Property: From lake Ruby rd west on Waterford oaks home is on the right
  • Status: Sold
  • Co List Office Mls Id: MFR255000256
  • Co List Office Phone: 863-508-3000
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Builder
  • Available for Lease YN: 1
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Cypress Gardens
  • Escrow Street Number: 6330
  • List Office Head Office Key Nume: 1056487
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 216.59
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Corner Unit
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-508-3000
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated
  • Spa Yn: Yes
  • Stories: 1
  • Street Number Modifier: 9502
  • ResoLivingAreaSource: Owner
  • Additional Rooms: Bonus Room,Formal Dining Room Separate
  • Living Area Meters: 276.67
  • Room Count: 7

Exterior Features

  • Direction Faces: South
  • Pool Features: In Ground, Lighting
  • Exterior Features: Private Mailbox, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Garden
  • Water Body Name: LAKE WINTERSET
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Boat Ramp - Private
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Additional Water Information: ACCESS TO CHIAN OF LAKES.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Natural Gas Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 2200
  • Association Fee Frequency: Annually
  • Association Name: Joe Zinn
  • Phone: 813 334 3995
  • Association: Yes
  • Security: Security Gate
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Contact Hoa to verify pet restrictions.
  • Association Fee Requirement: Required
  • Association Email: joezinn@live.com

Fee Information

  • Total Annual Fees: 2200.00
  • Total Monthly Fees: 183.33
  • Monthly HOA Amount: 183.33

Lot Info

  • Parcel Number: 26-29-12-687518-000330
  • Additional Parcels: No
  • Lot Features: Corner Lot
  • Flood Zone Code: x
  • Homestead YN: 1
  • Lot Size Square Meters: 1432

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Confirm the lease period with Hoa.

Tax Info

  • Tax Annual Amount: 6765.86
  • Tax Book Number: 116-10
  • Tax Lot: 33

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2025
Closed on
May 6, 2025
Sold by
Maultsby Angela Lynette and Mathews Angela Maultsby
Bought by
Mckenzie Karen Elizabeth and Blackwood Michael Horace
Seller's Agent
Daniela Zoppe
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Daniela Zoppe
KELLER WILLIAMS REALTY SMART 1
List Price
$645,000
Sold Price
$645,000
Total Days on Market
27
Views
45
Current Estimated Value
$638,946

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,054
Avg. Annual Appreciation
-3.13%
Original Mortgage
$576,000
Outstanding Balance
$575,491
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$63,788

Purchase Details

Listed on
Dec 18, 2018
Closed on
Mar 27, 2019
Sold by
Savant Andrew D and Savant Meghan
Bought by
Hand Gretchen and Ogle Bonnie
Seller's Agent
Brittany DeVore Chris Goode
JUDY B CLEAVES PROPERTIES INC
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$439,000
Sold Price
$415,000
Premium/Discount to List
-$24,000
-5.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.47%
Original Mortgage
$141,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 29, 2016
Sold by
Angelo James T D and Angelo Mara L D
Bought by
Savant Andrew D and Savant Meghan K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,200
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2008
Sold by
Tramar Inc
Bought by
Dangelo James T and Dangelo Mara L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 9, 2005
Sold by
Warren Kenneth B
Bought by
Tramar Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $640,000 Celebration Title Group
Warranty Deed $415,000 Tlc Title Company Of Florida
Warranty Deed $284,000 Fidelity Natl Title Fl Inc
Warranty Deed $427,500 Attorney
Warranty Deed $118,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $576,000 New Conventional
Previous Owner $141,000 New Conventional
Previous Owner $227,200 New Conventional
Previous Owner $360,000 Purchase Money Mortgage
Previous Owner $1,000,000 Balloon
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/06/2025 05/06/25 Sold $645,000 0.0% $217 / Sq Ft
04/03/2025 04/03/25 Pending -- -- --
03/18/2025 03/18/25 For Sale $645,000 0.0% $217 / Sq Ft
03/10/2025 03/10/25 Pending -- -- --
03/07/2025 03/07/25 For Sale $645,000 +16.4% $217 / Sq Ft
08/09/2021 08/09/21 Sold $554,000 +0.9% $186 / Sq Ft
07/07/2021 07/07/21 Pending -- -- --
07/03/2021 07/03/21 For Sale $549,000 0.0% $184 / Sq Ft
06/26/2021 06/26/21 Pending -- -- --
06/25/2021 06/25/21 For Sale $549,000 +32.3% $184 / Sq Ft
03/27/2019 03/27/19 Sold $415,000 -3.5% $139 / Sq Ft
02/28/2019 02/28/19 Pending -- -- --
02/09/2019 02/09/19 Price Changed $429,900 -2.1% $144 / Sq Ft
12/18/2018 12/18/18 For Sale $439,000 -- $147 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,077 $495,143 $78,000 $417,143
2022 $7,126 $462,001 $78,000 $384,001
2021 $5,339 $361,628 $0 $0
2020 $5,261 $356,635 $64,000 $292,635
2018 $5,405 $354,695 $0 $0
2017 $5,249 $347,400 $0 $0
2016 $3,907 $254,942 $0 $0
2015 $3,353 $253,170 $0 $0
2014 $3,739 $251,161 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4933890

Stellar MLS

APN: 26-29-12-687518-000330