NOT LISTED FOR SALE

95090 Gold Tower, MN 55790

Estimated Value: $463,000 - $629,000

2 Beds
1 Bath
1,055 Sq Ft
$539/Sq Ft Est. Value

Last Sold April 09, 2021

Last sale price $390,000 $370 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $3,291/month

108 Days on Market

Highlights

  • Private Waterfront
  • Guest House
  • Panoramic View
  • Docks
  • Sauna
  • Deck

About This Home

As of April 2021

FULLY FURNISHED—JUST BRING CLOTHES & GROCERIES! Secluded Island Retreat W/SAND Shoreline & Docks Both Sides Of Island, Sand Beach, Private Gradual Lot, Mesmerizing Waters Edge Views! Set on 4.5 acres & Apx 1200 ft shoreline, Gold Island, Lake Vermilion—Short Boat Ride Across Calm Water To Mainland, BWCAW Access. 1768SF Half Log Sided Retreat, 1120SF, 2B/1B Main Cabin + 1 BR/1BTH Guest Cabin + 360SF Sauna On Sand Beach At Waters Edge. Main cabin offers water views of both shorelines, stone fireplace, doors to lakefront decks both sides. Lg kitch w/island open to living, dining & water views. Lakeside master w/glass door to deck. Main & guest cabins feature knotty pine paneling, air cond, loon calls & lake breezes! Permanent underwater electric service (no generator). Metals roofs all bldgs. Click link for 3D Tour!

Last Agent to Sell the Property

Lisa Janisch

Janisch Realty Inc. Listed on: 11/01/2020

Last Buyer's Agent

Dan Janisch

Janisch Realty Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,557

Year Built

  • Built in 1990

Lot Details

  • 4.5 Acre Lot
  • Lot Dimensions are 578x420
  • Private Waterfront
  • 1,200 Feet of Waterfront
  • Lake Front
  • Irregular Lot
  • Landscaped with Trees

Parking

  • No Garage

Property Views

  • Lake
  • Panoramic

Home Design

  • Ranch Style House
  • Wood Frame Construction
  • Metal Roof
  • Log Siding
  • Stone Exterior Construction

Interior Spaces

  • 1,055 Sq Ft Home
  • Woodwork
  • Free Standing Fireplace
  • Living Room
  • Dining Room
  • Sauna
  • Washer Hookup

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Docks
  • Deck

Additional Homes

  • Guest House

Utilities

  • Window Unit Cooling System
  • Heating System Uses Propane
  • Baseboard Heating
  • Private Water Source
  • Electric Water Heater
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 387-0031-00011

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,557

Year Built

Built in 1990

Lot Details

4.5 Acres

Listing Details

  • Class: SINGLE FAMILY
  • Directions: By boat. North shore of Frazer Bay.
  • L O1 Office Phone1 Number: 218-780-6644
  • Property Sub-Type: SF/Detached
  • Tax Year: 2020
  • Twp Number: 62
  • View Type:Pond View: Inland Lake, Panoramic
  • Lot Description Waterfront: Yes
  • Air Conditioner: Window
  • Reso Association Amenities: Natural Woodwork, Washer Hook-Ups
  • Amenities Exterior: Deck, Dock
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1055
  • Garage Type: None
  • Heat: Baseboard, Fireplace, Propane, Electric
  • MainFloorBath: Yes
  • RdBtwnWtrfrntAndHome: No
  • Reso Roof: Metal
  • Bedroom 3: Kitchen
  • TotalBedrooms: 2
  • Year Built: 1990
  • Level 1 Bedroom: Main
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • Property Style: Ranch/Rambler
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Appliances: Microwave, Range/Stove, Refrigerator
  • Basement Features: N/A
  • Basement Material: Other
  • Basement Style: Crawl Space, Full
  • Bathroom Description: 3/4 Main Floor
  • Fireplace: Yes
  • Den Fireplace Type: Free Standing
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Living Room
  • Bathroom 2: Dining Room
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 1 Story
  • Total Bathrooms: 1
  • Total Fin Square Footage: 1055
  • Exercise Room Level2: Main

Exterior Features

  • Out Buildings: Sauna, Guesthouse
  • Waterfront Access: Private
  • Water Frontage In Feet: 1200
  • Waterfront Name: Vermilion
  • Construction Status: Previously Owned
  • Exterior: Log, Stone

Utilities

  • Power Company: Minnesota Power
  • Sewer: Private
  • Water: Private

Schools

  • Junior High Dist: St. Louis County #2142

Lot Info

  • Estimated Lot Dimensions: 578x420
  • Estimated Number of Acres: 4.5
  • Cultivated Acreage: LSAR
  • Geo Match Code: 1
  • Lot Description: Irregular Lot, Tree Coverage - Medium
  • Parcel Number: 387-0031-00011
  • Waterfront Type: Inland Lake

Tax Info

  • Tax Amount: 3557

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2020
Closed on
Apr 9, 2021
Sold by
Lamppa Dan and Lamppa Nancy
Bought by
Ernst Michele F and Ernst Jeff G
Seller's Agent
Lisa Janisch
Janisch Realty Inc.
Buyer's Agent
Dan Janisch
Janisch Realty Inc.
List Price
$390,000
Sold Price
$390,000
Current Estimated Value
$568,412

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$178,412
Avg. Annual Appreciation
8.06%
Original Mortgage
$331,500
Outstanding Balance
$298,655
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$269,757

Purchase Details

Closed on
Mar 6, 2019
Sold by
Utility Systems Of America Inc
Bought by
Lamppa Dan

Purchase Details

Closed on
Jun 29, 2001
Sold by
Hedlund Robert P and Hedlund Shirley J
Bought by
Utility Systems Of America Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,250
Interest Rate
7.14%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Buyer Sale Price Title Company
Ernst Michele F $390,000 None Available
Lamppa Dan -- None Available
Utility Systems Of America Inc $195,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ernst Michele F $331,500
Previous Owner Utility Systems Of America Inc $146,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/09/2021 04/09/21 Sold $390,000 0.0% $370 / Sq Ft
02/17/2021 02/17/21 Pending -- -- --
11/01/2020 11/01/20 For Sale $390,000 -- $370 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,356 $514,400 $298,500 $215,900
2023 $4,356 $404,300 $236,600 $167,700
2022 $3,686 $404,300 $236,600 $167,700
2021 $3,530 $348,300 $225,700 $122,600
2020 $3,582 $332,600 $225,700 $106,900
2019 $3,330 $337,000 $265,500 $71,500
2018 $3,394 $313,100 $241,600 $71,500
2017 $3,338 $313,100 $241,600 $71,500
2016 $3,376 $310,600 $239,100 $71,500
2015 $3,647 $282,200 $168,200 $114,000
2014 $3,647 $297,700 $183,700 $114,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Lake Superior Area REALTORS®

MLS Number: 6093914

APN: 387003100011

Your Personal Tour Guide

Ask me questions while you tour the home.