$482,000
SOLD JUL 2, 2025

95115 Windflower Trail Fernandina Beach, FL 32034

3 Beds
2 Baths
2,055 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$235 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Fitness Center
  • Spa
  • Breakfast Area or Nook
  • Yulee Elementary School Rated A-
  • Clubhouse
  • Rear Porch

About This Home

As of July 2025

Welcome to your private paradise! This stunning 3-bed, 2-bath home boasts over 2,000 sq ft of beautifully designed space on a 0.23-acre lot, featuring a saltwater pool and jacuzzi for ideal Florida living. Enjoy luxury wood-look LVP flooring, a spacious open layout, and a chef's kitchen with granite countertops, stainless steel appliances, soft-close drawers, and a large pantry. Dine in the formal dining room or cozy kitchen nook with views of the fenced backyard and paver pool deck. The owner's suite offers a tray ceiling, dual closets, and spa-like bath with walk-in shower and soaking tub. A junior suite off the kitchen includes two walk-in closets and a charming window seat. Work from home in the glass-doored study. Owned solar panels slash electric bills. Community perks include a clubhouse, gym, pool, splash zone, and playground. Located in an A-rated school district, just 15 minutes to I-95, historic downtown Fernandina Beach, and Amelia Island's beaches.

Last Agent to Sell the Property

Nicole Reams

SUMMER HOUSE REALTY License #3357459 Listed on: 05/08/2025

Last Buyer's Agent

STACEY RUBINO

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY License #3474256

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,064

Year Built

  • Built in 2012

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 75x120
  • Property fronts a private road
  • Privacy Fence
  • Vinyl Fence
  • Back Yard Fenced
  • Zoning described as PUD

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Wood Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,055 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Ceiling Fan
  • Entrance Foyer
  • Laundry in unit

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • In-Law or Guest Suite
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Home Security

  • High Impact Windows
  • Fire and Smoke Detector

Pool

  • Spa
  • Saltwater Pool

Additional Features

  • Rear Porch
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 302N28015000420000

Community Details

Overview

  • Association fees include ground maintenance
  • Amelia Concourse Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Fitness Center
  • Children's Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,064

Year Built

Built in 2012

Lot Details

0

HOA Fees

$7 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2012
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Lot Size: 75x120
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Amelia Concourse
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 2055.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Security Features Smoke Detector(s): Yes
  • Fencing Back Yard: Yes
  • Association Amenities Children's Pool: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • General Property Information Senior Community YN: No
  • Pool Features Salt Water: Yes
  • General Property Information Lot Size Acres: 0.23
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Road Frontage Type Private Road: Yes
  • Fencing Privacy: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, In-Law Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Refrigerator
  • Spa Features: Private
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile
  • Living Area: 2055.0
  • Appliances Dishwasher: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:His and Hers Closets: Yes
  • Community Features:Curbs: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Sidewalks: Yes

Exterior Features

  • Waterfront: No
  • Exterior: Impact Windows
  • Fencing: Back Yard, Privacy, Vinyl
  • Roof: Shingle
  • Pool Features: In Ground, Heated, Salt Water
  • Construction Type: Fiber Cement, Frame
  • Patio And Porch Features: Covered, Rear Porch
  • Construction Materials:Frame: Yes
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Fiber Cement: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Impact Windows: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: In Unit
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 87.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Children's Pool, Clubhouse, Fitness Center, Playground
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 87.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Playground: Yes
  • Association Fee Includes:Maintenance Grounds2: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 10018.8
  • Parcel #: 302N28015000420000
  • Zoning Description: PUD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2011
Closed on
Jul 30, 2012
Sold by
D R Horton Inc Jacksonville
Bought by
Chaffee Clay C and Chaffee Jeanette C
Seller's Agent
Charlie Rogers, Jr
D R HORTON REALTY INC
Buyer's Agent
ERIC EPPLEY
WATSON REALTY CORP
List Price
$186,145
Sold Price
$175,000
Premium/Discount to List
-$11,145
-5.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.15%
Original Mortgage
$168,400
Interest Rate
3.68%
Mortgage Type
New Conventional
Source: Public Records

Similar Homes in Fernandina Beach, FL

  • 95297 Windflower Trail, Fernandina Beach, FL 32034

    $409,800

    • 4 Beds
    • 2 Baths
    • 1,834 Sq Ft
    • 95297 Windflower Trail
    • Fernandina Beach, FL

    Welcome to your dream home in the sought-after Amelia Concourse subdivision! This beautifully updated 3 bedroom, 2 bathroom home sits on a quiet cul-de-sac and features an open concept layout perfect for entertaining. There is an additional flex office space or 4th bedroom that conforms to your preference. Enjoy the modern kitchen, spacious living areas, and a fully fenced backyard ideal for pets

    Bryce Ocepek COLDWELL BANKER ANABASIS REALTY

    Section Image
  • 85056 Babcock Ct, Fernandina Beach, FL 32034

    $469,000

    • 3 Beds
    • 3 Baths
    • 2,339 Sq Ft
    • 85056 Babcock Ct
    • Fernandina Beach, FL

    Welcome to your dream home in the highly sought-after Amelia Walk neighborhood! This stunning 3-bedroom, 3-bathroom residence is meticulously maintained and offers a picturesque pond view that adds to its charm. With room for a pool, you can create your own outdoor oasis. The large kitchen is a chef's delight, featuring beautiful granite counters and stainless steel appliances, perfect for

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 95429 Corsica Ct, Fernandina Beach, FL 32034

    $489,000

    • 5 Beds
    • 3 Baths
    • 2,640 Sq Ft
    • 95429 Corsica Ct
    • Fernandina Beach, FL

    BUILT IN 2023, this SPACIOUS and THOUGHTFULLY DESIGNED 5 bed, 3 bath home is tucked away on a QUIET CUL-DE-SAC with a SIZABLE LOT—offering plenty of space and even ROOM FOR A POOL! Just 12 MINUTES from the PRISTINE BEACHES of AMELIA ISLAND and the CHARMING FERNANDINA BEACH HISTORIC DISTRICT, this home is zoned for A-RATED FERNANDINA BEACH SCHOOLS and is close to MULTIPLE STATE PARKS for endless

    Felicia Walker SUMMER HOUSE REALTY

    Section Image
  • 83687 Nether St, Fernandina Beach, FL 32034

    $459,000

    • 3 Beds
    • 3 Baths
    • 2,013 Sq Ft
    • 83687 Nether St
    • Fernandina Beach, FL

    Stunning home located in the GATED Village Walk Community. Designed with comfort in mind, out of the 3 bedrooms, TWO are OWNER'S SUITES. YARD MAINTENANCE is included with the HOA, allowing you to enjoy a hassle-free lifestyle. The kitchen is a chef’s dream, featuring 42” upper cabinets, QUARTZ countertops, an oversized kitchen island, and stainless steel appliances, including a GAS RANGE.

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 34075 Lavender Parke Dr, Fernandina Beach, FL 32034

    $589,000

    • 4 Beds
    • 3 Baths
    • 2,630 Sq Ft
    • 34075 Lavender Parke Dr
    • Fernandina Beach, FL

    2.875% VA ASSUMABLE RATE!! Welcome to your dream home in the highly sought-after Flora Parke neighborhood! This almost-new, meticulously maintained 4-bedroom, 3-bath residence is a true gem. Step inside to discover an open floor plan highlighted by soaring 10-foot ceilings and elegant 8-foot doors. Natural light floods the space through two separate sliding glass doors that lead to an oversized

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 33146 Prairie Parke Place, Fernandina Beach, FL 32034

    $529,000

    • 4 Beds
    • 3 Baths
    • 2,330 Sq Ft
    • 33146 Prairie Parke Place
    • Fernandina Beach, FL

    Welcome to this beautifully maintained 4-bedroom, 3-bathroom home, ideally situated on a spacious corner lot in the highly sought-after Flora Parke community. Offering over 2,300 square feet of thoughtfully designed living space, this residence features a split floor plan with three bedrooms plus a dedicated office/study on the main level. Upstairs, you’ll find a versatile fourth bedroom or bonus

    MARY HAMILTON SUMMER HOUSE REALTY

    Section Image
  • 96220 Ridgewood Cir, Fernandina Beach, FL 32034

    $410,000

    • 3 Beds
    • 2 Baths
    • 1,742 Sq Ft
    • 96220 Ridgewood Cir
    • Fernandina Beach, FL

    Pristine Pond-Front Retreat in Lofton Pointe; Florida Living at Its Finest! Welcome to this immaculate 3-bedroom, 2-bathroom home nestled on a tranquil pond lot in a highly desirable and sweet community. Bathed in natural light and thoughtfully designed with a spacious open-concept floor plan, this home offers both comfort and elegance in every corner. Step inside to find no carpet anywhere, just

    Melissa Ricks KELLER WILLIAMS REALTY ATLANTIC PARTNERS

    Section Image
  • 95067 Gina St, Fernandina Beach, FL 32034

    $418,988

    • 4 Beds
    • 2 Baths
    • 1,901 Sq Ft
    • 95067 Gina St
    • Fernandina Beach, FL

    Priced below recent appraisal! Welcome to this stunning, nearly new 4-bedroom, 2-bathroom single-story home that perfectly blends modern comfort with elegant design. Built in 2024, this immaculate residence features a desirable split floor plan that offers privacy and functionality for both everyday living and entertaining. Step inside to discover an open-concept layout filled with natural light,

    Casey Clearman CENTURY 21 LIGHTHOUSE REALTY

    Section Image
  • 94954 Colnago Ct, Fernandina Beach, FL 32034

    $419,000

    • 4 Beds
    • 2 Baths
    • 1,816 Sq Ft
    • 94954 Colnago Ct
    • Fernandina Beach, FL

    Are you ready to LOVE WHERE YOU LIVE? Immaculate 2022-Built Home in Villages of Woodbridge! This beautifully upgraded 4-bedroom, 2-bath residence blends thoughtful design with modern comfort in a sought-after Fernandina Beach community. The open-concept layout features 9-foot ceilings, 8-foot doors, and luxury plank flooring throughout the main living areas. At the heart of the home is a stylish

    Angie Heitzer SUMMER HOUSE REALTY

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Corporate Deed $175,000 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,000 New Conventional
Closed $224,000 New Conventional
Closed $194,000 New Conventional
Closed $186,711 FHA
Closed $168,400 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 Sold $482,000 -1.4% $235 / Sq Ft
05/13/2025 05/13/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $489,000 +179.4% $238 / Sq Ft
12/17/2023 12/17/23 Off Market $175,000 -- --
07/30/2012 07/30/12 Sold $175,000 -6.0% $85 / Sq Ft
05/16/2012 05/16/12 Pending -- -- --
09/26/2011 09/26/11 For Sale $186,145 -- $90 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,064 $249,583 -- --
2023 $5,064 $242,314 $0 $0
2022 $4,717 $235,256 $0 $0
2021 $4,575 $228,404 $0 $0
2020 $4,568 $225,250 $40,000 $185,250
2019 $5,285 $226,934 $40,000 $186,934
2018 $5,228 $223,577 $0 $0
2017 $4,635 $207,638 $0 $0
2016 $4,534 $198,187 $0 $0
2015 $4,400 $194,241 $0 $0
2014 $4,204 $180,854 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2086290

realMLS (Northeast Florida Multiple Listing Service)

APN: 30-2N-28-0150-0042-0000