$575,000

95220 Summerwoods Cir Unit 1204 Fernandina Beach, FL 32034

Estimated payment $3,750/month

Total Views 2,274
2 Beds
2 Baths
1,330 Sq Ft
$432 Price per Sq Ft

Highlights

  • Gated Parking
  • Gated Community
  • Covered Patio or Porch
  • Emma Love Hardee Elementary School Rated A-
  • 1.47 Acre Lot
  • Balcony

About This Home

Freshly updated and move-in ready! Welcome to 95220 Summerwoods Circle Unit 1204—where comfort meets convenience just moments from the beach. This beautifully refreshed condo features fresh interior and exterior paint, brand-new 2025 kitchen appliances, plantation shutters, and luxury vinyl plank flooring in the bedrooms. A 2023 water heater adds peace of mind. Located in the gated Summerwoods of Amelia community, residents enjoy lush landscaping, a resort-style pool, and a private 10-foot-wide beach path for easy access to the sand and surf. Association fees further enhance peace of mind by covering building insurance, flood insurance, pest control, and a termite bond. Nestled between the Ritz-Carlton and Summer Beach, this prime location offers proximity to shopping, dining, and the charm of historic Fernandina Beach. Whether you're seeking a full-time residence or a lock-and-leave coastal retreat, this condo delivers low-maintenance living with upscale touches in one of Amelia Island's most desirable communities.

Listing Agent

Susan McEwen

WATSON REALTY CORP License #3199721 Listed on: 11/18/2025

WATSON REALTY CORP

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,830

Year Built

  • Built in 2015 | Remodeled

HOA Fees

  • $490 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Gated Parking
  • Additional Parking

Home Design

  • Entry on the 1st floor
  • Wood Frame Construction
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,330 Sq Ft Home
  • 1-Story Property
  • Furnished or left unfurnished upon request

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Schools

  • Emma Love Hardee Elementary School
  • Fernandina Beach Middle School
  • Fernandina Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 000030190412040000

Community Details

Overview

  • Association fees include insurance, trash
  • Summerwoods Condo Association
  • Summerwoods Condo Subdivision

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,830

Year Built

Built in 2015 | Remodeled

Lot Details

0

HOA Fees

$490 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 2015
  • Property Sub Type: Condominium
  • Lot Size Acres: 1.47
  • Road Surface Type: Asphalt
  • Subdivision Name: Summerwoods Condo
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • General Property Information Living Area2: 1330.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 432.33
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Negotiable
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring Vinyl: Yes
  • General Property Information Stories Total: 2
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 1.47
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Property Condition UpdatedRemodeled: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Major Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
  • Furnished: Negotiable
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Tile, Vinyl
  • Living Area: 1330.0
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Waterfront: No
  • Exterior: Balcony
  • Roof: Metal
  • Pool Private: No
  • Construction Type: Frame, Stucco
  • Patio And Porch Features: Covered, Rear Porch
  • Property Condition: Updated/Remodeled
  • Exterior Features:Balcony: Yes
  • Construction Materials:Frame: Yes
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Garage, Gated
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage: Yes
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: Yes
  • Parking Features:Gated2: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 490.0
  • Association Fee Frequency: Monthly
  • Community Features: Gated
  • Senior Community: No
  • Amenities: Gated
  • Association Name: Summerwoods Condo
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 490.0
  • General Property Information:Association Fee Frequency: Monthly
  • General Property Information:Association Name: Summerwoods Condo
  • Association Fee Includes:Insurance: Yes
  • Association Fee Includes:Trash2: Yes
  • Association Amenities:Gated: Yes

Fee Information

  • Association Fee Includes: Insurance, Trash

Schools

  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach
  • Middle Or Junior School: Fernandina Beach

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 64033.2
  • Parcel #: 000030190412040000
  • Zoning Description: Condominium

Tax Info

  • Tax Annual Amount: 2829.97
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,928 $510,000 -- $510,000
2024 $2,785 $223,777 -- --
2023 $2,785 $217,259 $0 $0
2022 $2,585 $210,931 $0 $0
2021 $2,609 $317,000 $0 $0
2020 $2,601 $283,000 $0 $0
2019 $2,561 $197,419 $0 $0
2018 $2,166 $171,056 $0 $0
2017 $1,974 $167,538 $0 $0
2016 $1,951 $164,092 $0 $0
2015 $635 $40,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 For Sale $575,000 +9.5% $432 / Sq Ft
02/21/2025 02/21/25 Sold $525,000 -4.4% $395 / Sq Ft View Prior Sale
02/07/2025 02/07/25 Pending -- -- --
01/10/2025 01/10/25 Price Changed $549,000 -7.7% $413 / Sq Ft
09/09/2024 09/09/24 Price Changed $595,000 -5.4% $447 / Sq Ft
08/13/2024 08/13/24 For Sale $629,000 -- $473 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed -- None Listed On Document
Warranty Deed $525,000 None Listed On Document
Warranty Deed $525,000 None Listed On Document
Warranty Deed $300,000 Attorney
Special Warranty Deed $245,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $125,000 New Conventional
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2118444

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-30-1904-1204-0000