NOT LISTED FOR SALE

Estimated Value: $889,533

4 Beds
5 Baths
3,664 Sq Ft
$243/Sq Ft Est. Value

Sale Details

Date Sold: September 17, 2025

Last sale price $885,000 $242 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,262 / mo

1 Day on Market

Highlights

  • 0.58 Acre Lot
  • Main Floor Primary Bedroom
  • Private Yard
  • Clubhouse
  • 2 Fireplaces
  • Community Pool

About This Home

As of September 2025

Welcome to the kind of home that just feels like the one—where every space invites you to slow down, spread out, and settle in. Nestled in the gated community of Emerald Valley, this home blends comfort, function, and unforgettable gathering spaces in all the best ways.

Whether you're hosting friends for dinner or enjoying a quiet night by one of the two cozy fireplaces, this home rises to every occasion. The oversized kitchen island and pot filler above the stove make cooking a joy—while the spacious dining room and eat-in nook offer options for everything from casual brunches to formal dinners. Need a place to work or create? There's a dedicated home office tucked on the main level—right next to the primary suite, complete with a soaking tub, large walk-in shower, and generous closet.

Upstairs, three more bedrooms and a flex room are ready for whatever your life needs. Upstairs bedrooms on the left features its own private full bath, while the other two share a Jack-and-Jill-style setup with separate vanities.

Step outside onto the covered back porch and discover your own private retreat. The sport-style pool—with a tanning ledge and shallow ends—invites both swimmers and loungers alike. There's even a half bath outside so guests won't need to trek through the house. A built-in fire pit means cooler nights are just as enjoyable. And with a three-car garage plus ample driveway parking, there's room for every guest and every gathering.

Last Agent to Sell the Property

Lori Montieth

Keller Williams Realty License #TN310349 Listed on: 08/08/2025

Keller Williams Realty

Co-Listed By

Jadyn Peak

Keller Williams Realty License #TN354007

Last Buyer's Agent

Shannon Morlan

Zach Taylor - Chattanooga License #364596

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,254

Year Built

  • Built in 2003

Lot Details

  • 25,265 Sq Ft Lot
  • Lot Dimensions are 87.28x185.25
  • Aluminum or Metal Fence
  • Private Yard

HOA Fees

  • $146 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Available
  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • 3,664 Sq Ft Home
  • 2-Story Property
  • 2 Fireplaces

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Soaking Tub

Outdoor Features

  • Fire Pit

Schools

  • Westview Elementary School
  • East Hamilton Middle School
  • East Hamilton High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 172b B 028

Community Details

Overview

  • Emerald Valley Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,254

Year Built

Built in 2003

Lot Details

0.58 Acres

HOA Fees

$146 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.58
  • Lot Size: 87.28X185.25
  • Co List Office Mls Id: 10507
  • Co List Office Phone: 423-664-1600
  • Subdivision Name: Emerald Valley
  • Directions: From I 75 South turn left onto Shallowford Rd. Right onto Morris Hill Rd. Turn left onto E Brainerd Rd. Left into Emerald Valley on Waterbury. Continue right onto Windrose, home is on your right.
  • Above Grade Finished Sq Ft: 3664.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 3664.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2003
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 172b B 028
  • Location Tax and Legal Elementary School: Westview Elementary
  • Location Tax and Legal Middle Or Junior School2: East Hamilton
  • Location Tax and Legal High School: East Hamilton
  • Location Tax and Legal:Tax Annual Amount: 3253.64
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3664.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.58
  • General Property Information Lot Size Square Feet2: 25264.8
  • General Property Information Lot Size Dimensions: 87.28X185.25
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to the kind of home that just feels like the one—where every space invites you to slow down, spread out, and settle in. Nestled in the gated community of Emerald Valley, this home blends comfort, function, and unforgettable gathering spaces in all the best ways. Whether you're hosting friends for dinner or enjoying a quiet night by one of the two cozy fireplaces, this home rises to every occasion. The oversized kitchen island and pot filler above the stove make cooking a joy—while the spacious dining room and eat-in nook offer options for everything from casual brunches to formal dinners. Need a place to work or create? There's a dedicated home office tucked on the main level—right next to the primary suite, complete with a soaking tub, large walk-in shower, and generous closet. Upstairs, three more bedrooms and a flex room are ready for whatever your life needs. Upstairs bedrooms on the left features its own private full bath, while the other two share a Jack-and-Jill-style setup with separate vanities. Step outside onto the covered back porch and discover your own private retreat. The sport-style pool—with a tanning ledge and shallow ends—invites both swimmers and loungers alike. There's even a half bath outside so guests won't need to trek through the house. A built-in fire pit means cooler nights are just as enjoyable. And with a three-car garage plus ample driveway parking, there's room for every guest and every gathering.
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: Second
  • Foundation Details Block2: Yes
  • Room Types Primary Bedroom Level: First
  • General Property Information Stories2: 2
  • Fencing Aluminum4: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Private Spa: No
  • Appliances: Oven, Microwave, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Appliances:Oven: Yes

Exterior Features

  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Fire Pit, Private Yard
  • Foundation Details: Block
  • Construction Materials:Brick: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Concrete, Driveway, Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Amenities: Clubhouse, Pool
  • Association Fee: 1750.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1750.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse2: Yes
  • Association Amenities:Pool3: Yes

Schools

  • Elementary School: Westview Elementary
  • High School: East Hamilton
  • Middle Or Junior School: East Hamilton

Lot Info

  • Lot Size Sq Ft: 25264.8
  • Additional Parcels: No
  • Parcel #: 172b B 028

Tax Info

  • Tax Annual Amount: 3253.64

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2016
Closed on
Feb 13, 2017
Sold by
Bought by
Seller's Agent
Charlotte Mabry
Greater Downtown Realty dba Charlotte Mabry Team
List Price
$550,000
Sold Price
$480,000
Premium/Discount to List
-$70,000
-12.73%
Current Estimated Value
$889,533

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$409,533
Avg. Annual Appreciation
6.74%
Original Mortgage
$384,000
Interest Rate
4.32%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,000
Interest Rate
5.65%

Purchase Details

Closed on
Oct 18, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
6.37%

Purchase Details

Closed on
Jul 3, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.3%

Purchase Details

Closed on
Jan 29, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$309,601
Interest Rate
5.95%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$480,000 Foundation Title & Escrow
$240,000 Milligan Reynolds Guaranty T
$540,000 Title Ins Co Of Chattanooga
$420,700 Title Insurance Company
$56,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $606,825
Closed $431,520
Closed $25,000
Closed $384,000
Previous Owner $116,730
Previous Owner $122,000
Previous Owner $165,000
Previous Owner $300,000
Previous Owner $150,000
Previous Owner $309,601
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/17/2025 09/17/25 Sold $885,000 -0.6% $242 / Sq Ft
08/09/2025 08/09/25 Pending -- -- --
08/08/2025 08/08/25 For Sale $890,000 +85.4% $243 / Sq Ft
02/06/2017 02/06/17 Sold $480,000 -12.7% $127 / Sq Ft View Prior Sale
01/19/2017 01/19/17 Pending -- -- --
07/22/2016 07/22/16 For Sale $550,000 -- $146 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,235 $213,400 $0 $0
2024 $3,245 $145,025 $0 $0
2023 $3,254 $145,025 $0 $0
2022 $3,254 $145,025 $0 $0
2021 $3,254 $145,025 $0 $0
2020 $3,543 $127,800 $0 $0
2019 $3,543 $127,800 $0 $0
2018 $3,543 $127,800 $0 $0
2017 $3,543 $127,800 $0 $0
2016 $3,508 $0 $0 $0
2015 $3,508 $126,525 $0 $0
2014 $3,508 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1518302

Greater Chattanooga REALTORS®

APN: 172B-B-028

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