NOT LISTED FOR SALE

954 W Low Gap Rd Cold Spring, KY 41076

Estimated Value: $287,000 - $403,000

3 Beds
2 Baths
2,388 Sq Ft
$142/Sq Ft Est. Value

Last Sold July 29, 2021

Last sale price $240,000 $101 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $2,121/month

2 Days on Market

Highlights

  • View of Trees or Woods
  • Granite Flooring
  • Deck
  • Donald E. Cline Elementary School Rated A
  • 2.07 Acre Lot
  • Traditional Architecture

About This Home

As of July 2021

This home could be your Little Piece of Heaven*City Living in the Country*2-3 bedroom, 2 bath home on 2 acres*Newer Kitchen & bath*Huge family room with many possibilities*Den could be 3rd bedroom or office*Quiet peaceful nights on the patio*oversized 2 car garage/workshop*Don't miss this one!!! Choice Home Warranty included.

Last Listed By

Thomas Rieger

RE/MAX Victory + Affiliates License #190223 Listed on: 06/11/2021

RE/MAX Victory + Affiliates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,947

Year Built

  • 1880

Lot Details

  • 2.07 Acre Lot

Parking

  • 2 Car Garage
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 2,388 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Non-Functioning Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Insulated Windows
  • Bay Window
  • Picture Window
  • Aluminum Window Frames
  • Panel Doors
  • Family Room with Fireplace
  • Formal Dining Room
  • Views of Woods

Kitchen

  • Galley Kitchen
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Laminate
  • Granite
  • Marble
  • Slate Flooring
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Crossroads Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 999-99-20-597.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,947

Year Built

1880

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Unknown
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 2.07
  • Lot Size: Irregular
  • Directions: US 27 to W. Low Gap Road
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Crossroads Elementary
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Irregular
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 2.074
  • General Property Description:Living Area: 2388.0
  • General Property Description:Lot Size Square Feet: 90343.44
  • Structure Type:House: Yes
  • Miscellaneous Home Warranty: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 999-99-20-597.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Special Features: None
  • Year Built: 1880

Interior Features

  • Interior Amenities: Crown Molding, Ceiling Fan(s), High Ceilings, Multi Panel Doors
  • Basement: Full, Unfinished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Brick, Gas, Inoperable, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2388.0
  • Window Features: Aluminum Frames, Bay Window(s), Bow Window(s), Insulated Window(s), Picture Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Fireplace Features:Inoperable: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Crown Molding: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Fireplace Features:Brick3: Yes
  • Fireplace Features:Gas: Yes
  • Kitchen Features:Laminate Flooring4: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes
  • Dining Room Features:Carpet Flooring3: Yes
  • Primary Bath Features:Granite Flooring3: Yes
  • Primary Bath Features:Marble Flooring3: Yes
  • Primary Bath Features:Slate Flooring3: Yes
  • Kitchen Features:Galley Kitchen: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • View: Yes
  • Home Warranty: Yes
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Picture Window(s): Yes
  • Window Features:Bay Window(s): Yes
  • Window Features:Bow Window(s): Yes
  • Construction Materials:Aluminum Siding: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Crossroads Elementary
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 90343.44
  • Zoning Description: {"Residential":true}
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2021
Closed on
Jul 29, 2021
Sold by
Kroger Christopher and Kroger Peggy A
Bought by
Monterosso Frank Andrew
Seller's Agent
Thomas Rieger
RE/MAX Victory + Affiliates
Buyer's Agent
Jennifer Vories
Keller Williams Realty Services
List Price
$229,900
Sold Price
$240,000
Premium/Discount to List
$10,100
4.39%
Total Days on Market
2
Current Estimated Value
$338,242

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,242
Avg. Annual Appreciation
9.55%
Original Mortgage
$235,653
Outstanding Balance
$216,288
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$121,954

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Monterosso Frank Andrew $240,000 American Homeland Title Agcy
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Monterosso Frank Andrew $235,653
Previous Owner Kroger Christopher $16,000
Previous Owner Kroger Christopher C $100,000
Previous Owner Kroger Gerald C $31,000
Previous Owner Kroger Gerald C $112,000
Previous Owner Kroger Gerald C $89,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2021 07/29/21 Sold $240,000 0.0% $101 / Sq Ft
06/14/2021 06/14/21 Price Changed $239,900 +4.3% $100 / Sq Ft
06/13/2021 06/13/21 Pending -- -- --
06/11/2021 06/11/21 For Sale $229,900 -- $96 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,947 $240,000 $30,000 $210,000
2023 $2,880 $240,000 $30,000 $210,000
2022 $3,010 $240,000 $30,000 $210,000
2021 $1,775 $139,200 $30,000 $109,200
2020 $1,596 $123,200 $20,700 $102,500
2019 $1,569 $123,200 $20,700 $102,500
2018 $1,579 $123,200 $20,700 $102,500
2017 $1,488 $123,200 $20,700 $102,500
2016 $1,514 $123,200 $0 $0
2015 $1,538 $123,200 $0 $0
2014 $1,500 $123,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 549671

Northern Kentucky Multiple Listing Service

APN: 999-99-20-597.00