$292,500
SOLD JAN 9, 2025

955 Ramsgate Dr SW Concord, NC 28025

3 Beds
2.5 Baths
1,306 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$224 Per Sq Ft

7% Below List Price

65 Days on Market

Highlights

  • Covered Patio or Porch
  • Laundry Room
  • Central Air
  • 1 Car Attached Garage
  • Tile Flooring
  • Ceiling Fan

About This Home

As of January 2025

Beautiful 2-story Home in Ramsgate Community.

This charming 3-bedroom, 2.5-bath home features a bonus room, modern paint, and stylish vinyl flooring. The bathrooms are enhanced with neutral tile and updated fixtures. The kitchen boasts brand-new appliances, including an SS refrigerator and granite countertops. Ready to move in! This is a must-see home; schedule your showings today. MOTIVATED SELLER!!

Last Agent to Sell the Property

Liliana Lopez Betancourt

BellCo Homes LLC Brokerage Email: liliana@bellcohomes.com License #354092 Listed on: 10/10/2024

Last Buyer's Agent

Genya Helms

Dickens Mitchener & Associates Inc License #303041

Dickens Mitchener & Associates Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,656

Year Built

  • Built in 2004

Lot Details

  • Lot Dimensions are 45x91x45x93
  • Cleared Lot
  • Property is zoned RM-2

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Driveway
  • 2 Open Parking Spaces

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Carbon Monoxide Detectors

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch

Schools

  • A.T. Allen Elementary School
  • C.C. Griffin Middle School
  • Central Cabarrus High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Cedar Managemnet Association, Phone Number (704) 644-8808
  • Ramsgate Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 5538-49-2575-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,656

Year Built

Built in 2004

Lot Details

0

HOA Fees

$7 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2004
  • Restrictions: Subdivision,Other - See Remarks
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 223.97
  • Geocode Confidence: High
  • Attribution Contact: liliana@bellcohomes.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: No
  • Flooring: Tile, Vinyl
  • Interior Amenities: Cable Prewire
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 560
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 240
  • Sq Ft Unheated Total: 240
  • Sq Ft Upper: 746
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator with Ice Maker
  • Above Grade Finished Sq Ft: 1306
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1306
  • Bedroom Main: 0

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Construction Type: Vinyl
  • Patio And Porch Features: Covered

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, In Hall, Inside, Main Level, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Utilities: Electricity Connected, Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: None
  • Association Fee: 85
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Cedar Managemnet
  • Phone: 704-644-8808
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 85.00

Schools

  • Middle Or Junior School: C.C. Griffin
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cleared
  • Lot Size Units: Acres
  • Parcel Number: 5538-49-2575-0000
  • Lot Size: 45x91x45x93
  • ResoLotSizeUnits: Acres
  • Zoning Specification: RM-2

MLS Schools

  • Elementary School: A.T. Allen
  • High School: Central Cabarrus

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2024
Closed on
Jan 9, 2025
Sold by
Jj Home Restoration Llc
Bought by
Meinel Sam
Seller's Agent
Liliana Lopez Betancourt
BellCo Homes LLC
Buyer's Agent
Genya Helms
Dickens Mitchener & Associates Inc
List Price
$315,000
Sold Price
$292,500
Premium/Discount to List
-$22,500
-7.14%
Views
63
Current Estimated Value
$285,348

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,152
Avg. Annual Appreciation
-2.81%
Original Mortgage
$277,875
Outstanding Balance
$275,945
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$9,403

Purchase Details

Listed on
Aug 8, 2024
Closed on
Sep 16, 2024
Sold by
Smoky Mountain Equity Llc
Bought by
Jj Home Restoration Llc
Seller's Agent
Renee King
Keller Williams Connected
Buyer's Agent
Renee King
Keller Williams Connected
List Price
$226,000
Sold Price
$226,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
180.59%
Original Mortgage
$213,500
Interest Rate
6.73%
Mortgage Type
Construction

Purchase Details

Listed on
Aug 8, 2024
Closed on
Sep 6, 2024
Sold by
Jones John Willie
Bought by
Smoky Mountain Equity Llc
Seller's Agent
Renee King
Keller Williams Connected
Buyer's Agent
Renee King
Keller Williams Connected
List Price
$226,000
Sold Price
$226,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,500
Interest Rate
6.73%
Mortgage Type
Construction

Purchase Details

Closed on
Feb 6, 2006
Sold by
Dan Moser Co Inc
Bought by
Jones John W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$26,826
Interest Rate
5.7%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $292,500 Tryon Title
Warranty Deed $292,500 Tryon Title
Warranty Deed $240,000 None Listed On Document
Warranty Deed $240,000 None Listed On Document
Warranty Deed $226,000 Key Title
Warranty Deed $226,000 Key Title
Warranty Deed $134,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $277,875 New Conventional
Closed $277,875 New Conventional
Previous Owner $213,500 Construction
Previous Owner $26,826 Stand Alone Second
Previous Owner $107,304 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/09/2025 01/09/25 Sold $292,500 -2.5% $224 / Sq Ft
12/15/2024 12/15/24 Pending -- -- --
12/04/2024 12/04/24 Price Changed $300,000 -2.6% $230 / Sq Ft
11/21/2024 11/21/24 Price Changed $308,000 -1.6% $236 / Sq Ft
10/31/2024 10/31/24 Price Changed $313,000 +38.5% $240 / Sq Ft
10/10/2024 10/10/24 Sold $226,000 -28.3% $170 / Sq Ft View Prior Sale
10/10/2024 10/10/24 For Sale $315,000 +39.4% $241 / Sq Ft
08/08/2024 08/08/24 Pending -- -- --
08/08/2024 08/08/24 For Sale $226,000 -- $170 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,656 $266,700 $68,000 $198,700
2024 $2,656 $266,700 $68,000 $198,700
2023 $1,863 $152,670 $40,000 $112,670
2022 $1,863 $152,670 $40,000 $112,670
2021 $1,863 $152,670 $40,000 $112,670
2020 $1,863 $152,670 $40,000 $112,670
2019 $1,299 $106,440 $20,000 $86,440
2018 $1,277 $106,440 $20,000 $86,440
2017 $1,256 $106,440 $20,000 $86,440
2016 $745 $98,300 $24,000 $74,300
2015 $1,160 $98,300 $24,000 $74,300
2014 $1,160 $98,300 $24,000 $74,300
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4188860

Canopy MLS (Canopy Realtor® Association)

APN: 5538-49-2575-0000