NOT LISTED FOR SALE

955 Swan Ln Ruther Glen, VA 22546

Estimated Value: $333,000 - $372,000

3 Beds
2 Baths
1,275 Sq Ft
$274/Sq Ft Est. Value

Last Sold October 11, 2019

Last sale price $225,000 $176 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $2,296/month

Highlights

  • Rambler Architecture
  • Bonus Room
  • 2 Car Attached Garage
  • Main Floor Bedroom
  • Community Pool
  • Bathtub with Shower

About This Home

As of October 2019

Lake Community close to Fredericksburg and Richmond, Home offers new carpet, vinyl, range, dw, new granite countertops, new hvac, fresh paint and more. Finished Rec Room on lower level with room for expansion. Flat rear yard for toys and entertaining. This is a homepath property.

Last Agent to Sell the Property

Vicky Boarman-Phillips

Preferred Real Estate License #0225098358 Listed on: 07/26/2019

Last Buyer's Agent

Dawn Wilcox

EXIT Elite Realty

EXIT Elite Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,197

Year Built

  • Built in 2007

Lot Details

  • Property is zoned R1

HOA Fees

  • $85 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Frame Construction

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Bonus Room
  • Carpet
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Utilities

  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Tax Lot 100
  • Assessor Parcel Number 51A5-1-100

Community Details

Overview

  • Lake Land Or Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,197

Year Built

Built in 2007

Lot Details

0

HOA Fees

$85 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main
  • Year Built: 2007
  • Remarks Public: Lake Community close to Fredericksburg and Richmond, Home offers new carpet, vinyl, range, dw, new granite countertops, new hvac, fresh paint and more. Finished Rec Room on lower level with room for expansion. Flat rear yard for toys and entertaining. This is a homepath property.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric
  • Interior Amenities: Carpet, Ceiling Fan(s), Entry Level Bedroom, Primary Bath(s), Tub Shower
  • Fireplace: No
  • Levels Count: 2
  • Room List: Bonus Room
  • Basement: Yes
  • Basement Type: Full
  • Total Sq Ft: 2100
  • Living Area Sq Ft: 1275
  • Price Per Sq Ft: 214.29
  • Above Grade Finished Sq Ft: 1050
  • Below Grade Finished Sq Ft: 225
  • Below Grade Sq Ft: 825
  • Total Below Grade Sq Ft: 1050
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 955

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1015.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CAROLINE COUNTY PUBLIC SCHOOLS
  • School District Key: 121141079578
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 114300.00
  • Land Assessed Value: 30000.00
  • Lot Size Units: Square Feet
  • Year Assessed: 2019
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 16813955
  • Tax Annual Amount: 1197.00
  • Assessor Parcel Number: 51A5-1-100
  • Tax Lot: 100
  • Tax Total Finished Sq Ft: 1050
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 10/11/2019

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 26, 2019
Closed on
Oct 15, 2019
Sold by
Fannie Mae
Bought by
Lowman Jeromy
Seller's Agent
Vicky Boarman-Phillips
Preferred Real Estate
Buyer's Agent
Dawn Wilcox
EXIT Elite Realty
List Price
$225,000
Sold Price
$225,000
Current Estimated Value
$349,478

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$124,478
Avg. Annual Appreciation
7.68%
Original Mortgage
$220,924
Outstanding Balance
$194,816
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$154,045

Purchase Details

Closed on
Jan 7, 2019
Sold by
Dobbins Leah K and Dobbins David J
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jan 22, 2014
Sold by
Dobbins Leah K and Dobbins David J
Bought by
Dobbins Leah K and Dobbins David J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,800
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 18, 2007
Sold by
William R Beach Gen Contr
Bought by
Kimball Leah A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,360
Interest Rate
6.19%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lowman Jeromy $225,000 Wfg National Title Ins Co
Federal National Mortgage Association $247,334 None Available
Dobbins Leah K -- --
Kimball Leah A $256,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lowman Jeromy $220,924
Closed Lowman Jeromy $7,875
Previous Owner Dobbins Leah K $240,800
Previous Owner Kimball Leah A $256,360
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/11/2019 10/11/19 Sold $225,000 0.0% $176 / Sq Ft
09/03/2019 09/03/19 Pending -- -- --
08/19/2019 08/19/19 For Sale $225,000 0.0% $176 / Sq Ft
08/01/2019 08/01/19 Pending -- -- --
07/26/2019 07/26/19 For Sale $225,000 0.0% $176 / Sq Ft
05/02/2017 05/02/17 Rented $1,350 0.0% --
05/01/2017 05/01/17 Under Contract -- -- --
04/19/2017 04/19/17 For Rent $1,350 0.0% --
05/01/2015 05/01/15 Rented $1,350 0.0% --
04/16/2015 04/16/15 Under Contract -- -- --
03/13/2015 03/13/15 For Rent $1,350 +8.0% --
04/30/2014 04/30/14 Rented $1,250 -7.4% --
04/29/2014 04/29/14 Under Contract -- -- --
03/05/2014 03/05/14 For Rent $1,350 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $261,723 $339,900 $50,000 $289,900
2024 $1,625 $211,000 $46,000 $165,000
2023 $1,625 $211,000 $46,000 $165,000
2022 $1,625 $211,000 $46,000 $165,000
2021 $1,625 $211,000 $46,000 $165,000
2020 $1,198 $144,300 $30,000 $114,300
2019 $1,198 $144,300 $30,000 $114,300
2018 $1,198 $144,300 $30,000 $114,300
2017 $1,198 $144,300 $30,000 $114,300
2016 $1,183 $144,300 $30,000 $114,300
2015 $1,078 $149,700 $41,000 $108,700
2014 $1,078 $149,700 $41,000 $108,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV120688

Bright MLS

APN: 51A5-1-100