NOT LISTED FOR SALE

Estimated Value: $322,357 - $391,000

3 Beds
2 Baths
1,555 Sq Ft
$227/Sq Ft Est. Value

Last Sold June 24, 2022

Last sale price $295,000 $190 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $2,163/month

1 Day on Market

Highlights

  • Lake Front
  • Wood Flooring
  • Covered patio or porch
  • 3.41 Acre Lot
  • No HOA
  • Covered Deck

About This Home

As of June 2022

Lakeside waterfront home on Queen City Lake sitting on 3+ beautiful acres. If you want to get away from the hustle and bustle of the city, this is the perfect place to escape. Relax while sipping your coffee on the huge front porch overlooking the serene lake. This charming 3 bedroom 2 bath one owner home blends into it's tranquil setting. With a full basement there is plenty of room to add a teen or mother in law suite. Upon entering you will notice the gleaming hardwood floors with peaceful colors, a stone fireplace to warm things up indoors. Master is on the main with a view of the lake. Eat in kitchen has french doors leading to the back yard with endless opportunities. From fishing, kayaking, nature loving, gardening to swimming, this home is the perfect get away yet in a great location close to everything. The cute storage building remains. Call for your private showing today!

Last Listed By

DeLyn Williams

Real Estate Partners Chattanooga, LLC Brokerage Phone: 4234134364 License #273868 Listed on: 06/04/2022

Real Estate Partners Chattanooga, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,688

Year Built

  • Built in 2003

Lot Details

  • 3.41 Acre Lot
  • Lot Dimensions are 838x254x680x182
  • Lake Front
  • Sloped Lot

Parking

  • 2 Car Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,555 Sq Ft Home
  • Property has 3 Levels
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • Fire and Smoke Detector
  • Dishwasher
  • Unfinished Basement

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Covered Deck
  • Covered patio or porch

Schools

  • Rock Spring Elementary School
  • Lafayette High School

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0332 029

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,688

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2003
  • Unit Levels: Three Or More
  • Building Stories: 2
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Owner
  • Attribution Contact: 4234134364
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: High Ceilings, Walk-In Closet(s), Primary Bedroom Main Floor
  • Appliances: Dishwasher
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Finished Wood, Tile, Vinyl, Other
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Has Basement: Unfinished
  • Building Area Units: Square Feet
  • Living Area: 1555
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Owner

Exterior Features

  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Covered Deck, Covered Patio, Covered Porch
  • Pool Private: No
  • Roof: Other
  • View: No
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Detached
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Sloped, Other
  • Lot Size Acres: 3.41
  • Lot Size: 838x254x680x182
  • Lot Size Units: Acres
  • Parcel #: 0332 029
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1688

MLS Schools

  • Elementary School: Rock Spring Elementary School
  • High School: LaFayette High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2022
Closed on
Jun 24, 2022
Sold by
Smith James D
Bought by
Hamilton Chad B and Hamilton Betty Helton
Seller's Agent
DeLyn Williams
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Donna Slater
Greater Chattanooga Realty, Keller Williams Realty
List Price
$290,000
Sold Price
$295,000
Premium/Discount to List
$5,000
1.72%
Total Days on Market
1
Current Estimated Value
$353,589

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$58,589
Avg. Annual Appreciation
6.13%
Original Mortgage
$236,000
Outstanding Balance
$226,161
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$123,587

Purchase Details

Closed on
Dec 1, 2021
Sold by
Smith James D
Bought by
Smith James D and Smith Denise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,264
Interest Rate
3.09%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 18, 1999
Sold by
Pettigrew Mack A
Bought by
Smith James D and Smith Denise

Purchase Details

Closed on
Oct 21, 1998
Sold by
Patton James E and Patton Elizabeth
Bought by
Pettigrew Mack A

Purchase Details

Closed on
Feb 24, 1993
Bought by
Patton James E and Patton Elizabeth

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hamilton Chad B $295,000 --
Smith James D -- --
Smith James D $27,000 --
Pettigrew Mack A $53,400 --
Patton James E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hamilton Chad B $236,000
Previous Owner Smith James D $191,264
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2022 06/24/22 Sold $295,000 +1.7% $190 / Sq Ft
06/05/2022 06/05/22 Pending -- -- --
06/04/2022 06/04/22 For Sale $290,000 -- $186 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,311 $104,079 $14,730 $89,349
2023 $2,256 $99,387 $14,730 $84,657
2022 $2,095 $84,135 $14,730 $69,405
2021 $1,828 $65,623 $14,730 $50,893
2020 $1,616 $55,316 $14,730 $40,586
2019 $1,646 $55,316 $14,730 $40,586
2018 $1,484 $56,090 $14,730 $41,360
2017 $1,830 $56,420 $15,060 $41,360
2016 $1,511 $56,420 $15,060 $41,360
2015 $1,537 $54,035 $15,332 $38,703
2014 $1,428 $54,035 $15,332 $38,703
2013 -- $54,035 $15,332 $38,703
Source: Public Records

Agents Affiliated with this Home

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Source: Realtracs

MLS Number: 2718176

Realtracs

APN: 0332-029