A
Seller's Agent in 2025
Aaron Maggio
Charles Rutenberg Realty of IL
(630) 470-1107
2 in this area
6 Total Sales
96 Mckinley St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $483,000 - $587,000
5
Beds
3
Baths
1,844
Sq Ft
$296/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Main Floor Bedroom
- 2 Car Detached Garage
- Davis Primary School Rated A-
- High Ceiling
- Walk-In Closet
About This Home
As of August 2025Welcome home to this beautifully renovated Modern Farmhouse in the heart of Downtown St Charles! This 5-bedroom, 3-bath home offers a seamless blend of classic charm and modern luxury, with every inch thoughtfully redesigned for today's lifestyle. Nestled on a tree-lined street just steps from popular shops, restaurants, and parks, you'll enjoy the best of urban living in a serene setting. Thoughtfully curated lighting fixtures, craftsman millwork, and matte black hardware add the perfect blend of modern farmhouse elegance throughout. This home has been fully updated with a new roof, electrical, plumbing, HVAC system, and energy-efficient windows for complete peace of mind. Enjoy the character of a historic neighborhood paired with the convenience of a fully modern home. Whether you're looking for easy downtown access or a quiet sanctuary to call your own, this home offers the perfect mix.
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475208205 Listed on: 02/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,605
Year Built
- Built in 1930 | Remodeled in 2024
Lot Details
- Lot Dimensions are 50x121x49.5x120.9
Parking
- 2 Car Detached Garage
- Garage Door Opener
- Driveway
Home Design
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,844 Sq Ft Home
- 2-Story Property
- High Ceiling
- Family Room
- Living Room
- Dining Room
- Partially Finished Basement
- Natural lighting in basement
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
Laundry
- Laundry Room
- Gas Dryer Hookup
Utilities
- Central Air
- Heating System Uses Natural Gas
- 200+ Amp Service
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 15, 2025
Closed on
Jul 31, 2025
Sold by
Bought by
Seller's Agent
Aaron Maggio
Charles Rutenberg Realty of IL
Buyer's Agent
Nicolas John
Compass
List Price
$629,000
Sold Price
$540,000
Premium/Discount to List
-$89,000
-14.15%
Views
296
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,648
Avg. Annual Appreciation
1.19%
Original Mortgage
$378,000
Outstanding Balance
$375,683
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$169,965
Purchase Details
Listed on
Sep 16, 2023
Closed on
Dec 21, 2023
Sold by
Bought by
Seller's Agent
Joan Lencioni
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Aaron Maggio
Charles Rutenberg Realty of IL
List Price
$325,000
Sold Price
$277,500
Premium/Discount to List
-$47,500
-14.62%
Views
356
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
52.00%
Purchase Details
Closed on
Nov 4, 2015
Sold by
Bought by
Purchase Details
Closed on
May 31, 1996
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $540,000 | Chicago Title | ||
| $277,500 | Citywide Title | ||
| -- | None Available | ||
| $128,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $378,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $540,000 | -6.7% | $293 / Sq Ft | |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- | |
| 06/24/2025 06/24/25 | Price Changed | $579,000 | -3.0% | $314 / Sq Ft | |
| 05/12/2025 05/12/25 | Price Changed | $597,000 | -2.0% | $324 / Sq Ft | |
| 04/17/2025 04/17/25 | Price Changed | $609,000 | -1.6% | $330 / Sq Ft | |
| 03/20/2025 03/20/25 | Price Changed | $619,000 | -1.6% | $336 / Sq Ft | |
| 02/15/2025 02/15/25 | For Sale | $629,000 | +126.7% | $341 / Sq Ft | |
| 12/29/2023 12/29/23 | Sold | $277,500 | -7.5% | $201 / Sq Ft | View Prior Sale |
| 12/05/2023 12/05/23 | Pending | -- | -- | -- | |
| 09/29/2023 09/29/23 | Price Changed | $299,900 | -7.7% | $217 / Sq Ft | |
| 09/16/2023 09/16/23 | For Sale | $325,000 | -- | $235 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,712 | $90,418 | $32,398 | $58,020 |
| 2023 | $6,605 | $82,524 | $28,997 | $53,527 |
| 2022 | $6,369 | $78,883 | $28,406 | $50,477 |
| 2021 | $6,132 | $75,192 | $27,077 | $48,115 |
| 2020 | $6,073 | $73,790 | $26,572 | $47,218 |
| 2019 | $5,970 | $72,329 | $26,046 | $46,283 |
| 2018 | $5,743 | $69,235 | $23,429 | $45,806 |
| 2017 | $5,603 | $66,868 | $22,628 | $44,240 |
| 2016 | $5,894 | $64,519 | $21,833 | $42,686 |
| 2015 | -- | $61,045 | $21,598 | $39,447 |
| 2014 | -- | $58,008 | $21,598 | $36,410 |
| 2013 | -- | $58,833 | $21,814 | $37,019 |
Source: Public Records
Agents Affiliated with this Home
-
Aaron Maggio
-
Nicolas John
N
Buyer's Agent in 2025
Nicolas John
Compass
(773) 466-7150
1 in this area
15 Total Sales
-
Joan Lencioni
Seller's Agent in 2023
Joan Lencioni
Baird Warner
(630) 200-7509
17 in this area
59 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12291599
APN: 09-34-336-017
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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