Shannon Long
Baird & Warner Fox Valley - Geneva
(224) 313-4501
41 Total Sales
1 in Southwest Saint Charles
$390,000 Price
1414 S 4th St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
5
Beds
3
Baths
2,417
Sq Ft
1947
Built
Highlights
- In Ground Pool
- Cape Cod Architecture
- Deck
- Open Floorplan
- Mature Trees
- Vaulted Ceiling
About This Home
As of August 2026Situated in the highly sought-after Davis School neighborhood, this beautifully updated 5-bedroom, 3-bath Cape Cod offers more than 2,400 square feet of thoughtfully designed living space just minutes from both downtown St. Charles and downtown Geneva. Blending timeless architecture with sophisticated modern updates, this exceptional home offers a versatile floor plan designed for today's lifestyle. Refinished hardwood floors, custom wainscoting, crown molding, and updated lighting create a warm yet elegant atmosphere throughout the main level. The beautifully renovated kitchen features white shaker cabinetry, quartz countertops, a subway tile backsplash, stainless steel appliances, a farmhouse sink, and an oversized breakfast bar that flows seamlessly into the dining area-perfect for everyday living and effortless entertaining. Just beyond, the dramatic two-story family room serves as the heart of the home, showcasing soaring ceilings, clerestory windows that fill the space with natural light, and sliding glass doors leading to the expansive deck and backyard. The first-floor primary suite offers a private retreat with a beautifully updated bath and two custom walk-in closets, while an additional main-level bedroom provides exceptional flexibility for guests, a home office, or multigenerational living. Upstairs, you'll find three generously sized bedrooms and a beautifully renovated full bath. Outside, the thoughtfully reimagined exterior showcases newer siding, added brick accents, and professionally designed landscaping, creating exceptional curb appeal. The beautifully landscaped, fully fenced backyard offers a spacious deck, an in-ground pool, and plenty of green space for relaxing, entertaining, or enjoying family time. A widened driveway provides additional parking, while the heated tandem garage with an epoxy floor adds both functionality and versatility. Additional highlights include first-floor laundry, dual HVAC systems, and numerous thoughtful updates throughout. Ideally located near parks, shopping, dining, and award-winning St. Charles schools, this exceptional home offers the perfect combination of style, space, and location.
Last Agent to Sell the Property
@properties Christie's International Real Estate License #475169598 Listed on: 06/26/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,670
Year Built
- Built in 1947
Lot Details
- Lot Dimensions are 61x133x62x123
- Fenced
- Mature Trees
Parking
- 2 Car Attached Garage
- Parking Available
- Tandem Parking
- Driveway
- Parking Included in Price
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,417 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Window Treatments
- Window Screens
- Family Room
- Living Room
- Dining Room
- Carbon Monoxide Detectors
Kitchen
- Breakfast Bar
- Farmhouse Sink
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
Unfinished Basement
- Partial Basement
- Crawl Space
Outdoor Features
- In Ground Pool
- Deck
- Exterior Lighting
Utilities
- Humidifier
- Heating System Uses Natural Gas
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 3, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$371,000
Outstanding Balance
$329,925
Interest Rate
2.89%
Mortgage Type
New Conventional
Estimated Equity
$306,683
Purchase Details
Listed on
Mar 22, 2018
Closed on
May 18, 2018
Sold by
Bought by
Seller's Agent
Amanda Jump
Chase Rental
Buyer's Agent
Debora McKay
Coldwell Banker Realty
List Price
$389,900
Sold Price
$383,900
Premium/Discount to List
-$6,000
-1.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.35%
Original Mortgage
$372,099
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 29, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
3.86%
Mortgage Type
Commercial
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Saint Charles, IL
-
Shannon Long
-
Bernard Cobb
Bernard Cobb
RE/MAX of Naperville
(708) 905-8047
162 Total Sales
1 in Southwest Saint Charles
$1,200,000 Price
-
Joy Baez
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
(630) 394-5253
64 Total Sales
1 in Southwest Saint Charles
$215,000 Price
-
Cory Robertson
Cory Robertson
Jameson Sotheby's Intl Realty
(312) 847-6466
95 Total Sales
1 in Southwest Saint Charles
$422,000 Price
-
Kimberly Zahand
Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
392 Total Sales
9 in Southwest Saint Charles
$282K - $500K Price Range
-
Cindy Schmalz
Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
110 Total Sales
7 in Southwest Saint Charles
$253K - $440K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Accommodation | |
| Warranty Deed | $384,000 | Lakeland Title Services | |
| Warranty Deed | $226,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $71,537 | Credit Line Revolving | |
| Open | $371,000 | New Conventional | |
| Closed | $377,152 | New Conventional | |
| Closed | $375,873 | FHA | |
| Closed | $374,312 | FHA | |
| Closed | $372,099 | FHA | |
| Previous Owner | $234,000 | Commercial | |
| Previous Owner | $87,000 | New Conventional | |
| Previous Owner | $95,700 | New Conventional | |
| Previous Owner | $98,500 | Unknown | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $145,300 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/14/2026 08/14/26 | Sold | $599,000 | 0.0% | $248 / Sq Ft | |
| 06/29/2026 06/29/26 | Pending | -- | -- | -- | |
| 06/26/2026 06/26/26 | For Sale | $599,000 | +56.0% | $248 / Sq Ft | |
| 05/18/2018 05/18/18 | Sold | $383,900 | 0.0% | $159 / Sq Ft | View Prior Sale |
| 04/09/2018 04/09/18 | Pending | -- | -- | -- | |
| 04/06/2018 04/06/18 | Price Changed | $383,900 | -1.5% | $159 / Sq Ft | |
| 03/22/2018 03/22/18 | For Sale | $389,900 | -- | $161 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,670 | $174,393 | $35,162 | $139,231 |
| 2024 | $11,670 | $160,686 | $32,398 | $128,288 |
| 2023 | $10,870 | $143,817 | $28,997 | $114,820 |
| 2022 | $10,776 | $139,458 | $28,406 | $111,052 |
| 2021 | $10,352 | $132,932 | $27,077 | $105,855 |
| 2020 | $10,243 | $130,453 | $26,572 | $103,881 |
| 2019 | $10,058 | $127,870 | $26,046 | $101,824 |
| 2018 | $9,512 | $114,673 | $23,429 | $91,244 |
| 2017 | $7,462 | $100,051 | $22,628 | $77,423 |
| 2016 | $7,814 | $96,537 | $21,833 | $74,704 |
| 2015 | -- | $90,632 | $21,598 | $69,034 |
| 2014 | -- | $85,301 | $21,598 | $63,703 |
| 2013 | -- | $86,284 | $21,814 | $64,470 |
Source: Public Records
Agents Affiliated with this Home
-
Joyce Fedele
Seller's Agent in 2026
Joyce Fedele
@ Properties
(630) 881-8801
3 in this area
26 Total Sales
-
Tim Binning
Buyer's Agent in 2026
Tim Binning
RE/MAX
(630) 202-5940
2 in this area
375 Total Sales
-
Amanda Jump
A
Seller's Agent in 2018
Amanda Jump
Chase Rental
6 Total Sales
-
Debora McKay
Buyer's Agent in 2018
Debora McKay
Coldwell Banker Realty
(630) 542-3313
9 in this area
220 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12689122
APN: 09-34-380-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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