NOT LISTED FOR SALE

960 27th St Spirit Lake, IA 51360

Estimated Value: $301,000 - $351,278

4 Beds
2 Baths
2,992 Sq Ft
$112/Sq Ft Est. Value

Last Sold October 05, 2022

Last sale price $282,250 $94 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,049/month

57 Days on Market

Highlights

  • Open-Concept Dining Room
  • Deck
  • Separate Outdoor Workshop
  • Spirit Lake Elementary School Rated A-
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of October 2022

Lovely family home with many updates, up grades, an amazing garage, and just steps to the Spirit Lake Schools. There are three bedrooms on the main floor and one non-conforming bedroom in the basement. Lots of new flooring on the main level. There is an spectacular full bath with heated tile floors on the main level with tub and a fully tiled shower. There is a 3/4 bath in the basement along with a family room and a large work shop. This home has an assumable VA loan with an interest rate of 2.35%!!!!!! Other updates to the home include: shingles, carpet, electric water heater, gas forced air furnace, A/C, new soffits, facia, gutters and downspouts.

Last Agent to Sell the Property

Michael Jensen

Jensen Real Estate License #B58673 Listed on: 07/20/2022

Last Buyer's Agent

Keith Diekevers

Hinn Real Estate License #S55771

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,350

Year Built

  • Built in 1980 | Remodeled

Lot Details

  • 10,241 Sq Ft Lot
  • Lot Dimensions are 77' x 133'
  • Property is Fully Fenced
  • Level Lot
  • Few Trees
  • Natural Drainage

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Poured Concrete
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,992 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Window Treatments
  • Open-Concept Dining Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer

Outdoor Features

  • Deck
  • Separate Outdoor Workshop

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 07-04-381-022

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,350

Year Built

Built in 1980 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Single Family Residence
  • Year Built: 1980
  • Levels: One
  • Other Structures: Workshop
  • Stories: 1
  • Architectural Style: Ranch
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Hardwood Floors, Main Floor Bedrooms, Main Floor Laundry, Pantry, Tiled Floors, Washer/Dryer Hkups, Window Coverings
  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Bathroom Description: 3/4 Basement, Main Floor Full Bath
  • Full Bathrooms: 2
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Dining Room: Combine Living Room, Informal, Open Floor Plan
  • Appliances: Dishwasher, Disposal, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 94.33
  • Total Sq Ft: 2992
  • Above Grade Finished: 1496
  • Below Grade Finished: 1496
  • Finished Sq Ft: 2992
  • Basement Features: Finished-Full, Sump Pump

Exterior Features

  • Construction: Frame/Wood, Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Deck, Driveway-Concrete, Fenced Yard-Full
  • Flood Zone: Unknown
  • Road Frontage Type: City Street, Paved
  • Roof: Asphalt

Garage/Parking

  • Garage Type: Attached
  • Garage Size: 24' X 24'
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 07-04-381-022
  • Estimated Acres: 0.24
  • Lot Features: Level, Paved Street(s), Tree Cover-Medium, Underground Utilities
  • Estimated Lot Dimensions: 77' X 133'
  • Landscaping: Natural water/drainage
  • Lot Sq Ft: 10241

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2350
  • Tax Classification: Homestead
  • Tax Year: 2021

MLS Schools

  • School District: Spirit Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2022
Closed on
Oct 4, 2022
Sold by
Jungers Bradley C
Bought by
Williams Steven M
Seller's Agent
Michael Jensen
Jensen Real Estate
Buyer's Agent
Keith Diekevers
Hinn Real Estate
List Price
$310,000
Sold Price
$282,250
Premium/Discount to List
-$27,750
-8.95%
Current Estimated Value
$336,070

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$53,820
Avg. Annual Appreciation
5.96%
Original Mortgage
$268,138
Outstanding Balance
$255,726
Interest Rate
3.88%
Mortgage Type
New Conventional
Estimated Equity
$78,467

Purchase Details

Listed on
Sep 5, 2019
Closed on
Nov 20, 2019
Sold by
B & E Holdings Llc
Bought by
Raines Bernard and Nelson Heidi
Seller's Agent
D.J. Naatjes
Naatjes Group | Bluewater Brokers
Buyer's Agent
Michael Jensen
Jensen Real Estate
List Price
$235,000
Sold Price
$223,000
Premium/Discount to List
-$12,000
-5.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.37%
Original Mortgage
$230,359
Interest Rate
3.65%
Mortgage Type
VA

Purchase Details

Listed on
Sep 5, 2019
Closed on
Oct 31, 2019
Sold by
Raines Bernard and Nelson Heidi
Bought by
Jungers Bradley C
Seller's Agent
D.J. Naatjes
Naatjes Group | Bluewater Brokers
Buyer's Agent
Michael Jensen
Jensen Real Estate
List Price
$235,000
Sold Price
$223,000
Premium/Discount to List
-$12,000
-5.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,359
Interest Rate
3.65%
Mortgage Type
VA

Purchase Details

Listed on
May 24, 2017
Closed on
Nov 20, 2017
Sold by
B & E Holdings Llc
Bought by
Raines Bernard and Raines Heidi
Seller's Agent
Jodi Wollmuth
EXIT Realty Midwest
Buyer's Agent
D.J. Naatjes
Naatjes Group | Bluewater Brokers
List Price
$239,900
Sold Price
$216,950
Premium/Discount to List
-$22,950
-9.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.42%
Original Mortgage
$173,500
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 16, 2015
Sold by
Radunz Wesley J
Bought by
Wilcox Debra L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,500
Interest Rate
3.8%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 24, 2015
Sold by
Cochran Ross J and Cochran Nicole A
Bought by
Radunz Wesley J

Purchase Details

Closed on
Apr 20, 2012
Sold by
Ficken Duane
Bought by
Cochran Ross J and Cochran Nicole A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
3.91%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Williams Steven M $282,500 --
Raines Bernard $227,000 --
Jungers Bradley C $223,000 --
Raines Bernard -- None Available
B & E Holdings Llc $217,000 None Available
Wilcox Debra L $195,000 None Available
Radunz Wesley J -- None Available
Cochran Ross J $137,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Williams Steven M $268,138
Previous Owner Jungers Bradley C $230,893
Previous Owner Raines Bernard $230,359
Previous Owner Jungers Bradley C $230,359
Previous Owner Jungers Bradley C $230,359
Previous Owner B & E Holdings Llc $173,500
Previous Owner Wilcox Debra L $175,500
Previous Owner Cochran Ross J $110,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/05/2022 10/05/22 Sold $282,250 -5.6% $94 / Sq Ft
09/15/2022 09/15/22 Pending -- -- --
08/23/2022 08/23/22 Price Changed $299,000 -3.5% $100 / Sq Ft
07/20/2022 07/20/22 For Sale $310,000 +39.0% $104 / Sq Ft
11/01/2019 11/01/19 Sold $223,000 -5.1% $75 / Sq Ft
10/25/2019 10/25/19 Pending -- -- --
09/05/2019 09/05/19 For Sale $235,000 +8.3% $79 / Sq Ft
11/20/2017 11/20/17 Sold $216,950 -9.6% $73 / Sq Ft
11/14/2017 11/14/17 Pending -- -- --
05/24/2017 05/24/17 For Sale $239,900 -- $80 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,654 $229,000 $26,100 $202,900
2023 $2,452 $229,000 $26,100 $202,900
2022 $2,350 $182,200 $26,100 $156,100
2021 $2,350 $182,200 $26,100 $156,100
2020 $2,370 $166,500 $24,600 $141,900
2019 $2,482 $166,500 $24,600 $141,900
2018 $2,312 $160,800 $20,500 $140,300
2017 $2,312 $160,800 $20,500 $140,300
2016 $2,274 $154,300 $19,500 $134,800
2015 $2,164 $154,300 $19,500 $134,800
2014 $1,790 $133,400 $19,300 $114,100
2013 -- $133,400 $19,300 $114,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 220830

Iowa Great Lakes Board of REALTORS®

APN: 07-04-381-022