NOT LISTED FOR SALE

96014 Cottage Ct Unit 1408 Fernandina Beach, FL 32034

Estimated Value: $292,000 - $323,000

3 Beds
2.5 Baths
1,631 Sq Ft
$185/Sq Ft Est. Value

Last Sold November 15, 2023

Last sale price $306,000 $188 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,011/month

35 Days on Market

Highlights

  • Lake Front
  • Home fronts a pond
  • Community Pool
  • Emma Love Hardee Elementary School Rated A-
  • Gated Community
  • Covered Patio or Porch

About This Home

As of November 2023

COME ENJOY THE VIEWS FROM YOUR PORCH & THE COMMUNITY LIFE STYLE... 3 Bedroom 2.5 Bath Cottages@ Stoney Creek Townhomes. This property is perfect as a Home, Family getaway or as an Investment property. A short walk to the pool or stroll along the sidewalks enjoying preserve and quiet. Condo has been remodeled and all appliances updated in the Kitchen, Open Floor-plan, Crown Molding, Vinyl Laminate and Tile. Master-Suite is a nice size and with lots of natural lighting, walk-in closet and master bath has enclosed shower, garden tub & double sink vanity. A must to see ..

Last Agent to Sell the Property

Becky Hardy

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST License #0547806 Listed on: 07/17/2023

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Last Buyer's Agent

LILA KEIM

CENTURY 21 MILLER ELITE License #3128093

CENTURY 21 MILLER ELITE

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 2007

Lot Details

  • Home fronts a pond
  • Lake Front
  • Sprinkler System

HOA Fees

  • $303 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Entry on the 2nd floor
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,631 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Drapes & Rods
  • Blinds
  • Window Screens

Kitchen

  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan

Laundry

  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Heat Pump System
  • Community Sewer or Septic
  • Cable TV Available

Additional Features

  • Handicap Accessible
  • Covered Patio or Porch

Listing and Financial Details

  • Assessor Parcel Number 25-2N-28-027C-1408-0000

Community Details

Overview

  • Association fees include insurance, trash
  • Cottages At Stoney Creek Subdivision
  • Property is near a preserve or public land

Recreation

  • Community Pool

Security

  • Gated Community

Townhouse Details

Home Type

Townhome

Year Built

Built in 2007

Lot Details

0

HOA Fees

$303 per month

Parking

1

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Road Frontage Type: Lakefront, Preservation
  • Subdivision Name: Cottages at Stoney Creek
  • Directions: A1a and St rd 200 south on Arrigo Blvd at Walmart and right into the Cottage at stoney Creek.. then a right and property on left
  • Architectural Style: Two Story
  • Entry Level: 2
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Structure Type: Townhouse
  • Year Built: 2007
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Condominium,Townhouse
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Ice Maker
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Fan(s), Split Bedrooms, Cable TV
  • Living Area: 1631.0
  • Window Features: Insulated Windows, Screens, Blinds, Drapes
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Pool Features: Community
  • Waterfront Features: Pond
  • Disclosures: Deed Restriction
  • Construction Type: Frame, Stucco
  • Exterior Features: Handicap Accessible, Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Covered, Patio, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Driveway, One Car Garage, Garage Door Opener

Utilities

  • Security: Gated Community
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Community/Coop Sewer, Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Other, See Remarks, Gated, Pool
  • Association #2 Fee: 303.0
  • Association #2 Fee Frequency: Monthly
  • Association: No
  • Common Interest: Condominium

Fee Information

  • Association Fee Includes: Insurance, Trash

Lot Info

  • Parcel #: 25-2N-28-027C-1408-0000
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2023
Closed on
Nov 15, 2023
Sold by
Mccall James M and Mccall Christine M
Bought by
Lumb Jonathan R and Lumb Ellinor B
Seller's Agent
Becky Hardy
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Buyer's Agent
LILA KEIM
CENTURY 21 MILLER ELITE
List Price
$305,000
Sold Price
$306,000
Premium/Discount to List
$1,000
0.33%
Views
368
Current Estimated Value
$302,152

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,848
Avg. Annual Appreciation
-0.60%
Original Mortgage
$110,000
Outstanding Balance
$107,889
Interest Rate
7.49%
Mortgage Type
New Conventional
Estimated Equity
$194,263

Purchase Details

Closed on
Feb 24, 2017
Sold by
Mckenna George and Dyer Marilyn
Bought by
Mccall James M and Mccall Christine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,400
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 20, 2007
Sold by
Cottages At Stoney Creek Ltd
Bought by
Dyer Marilyn and Mckenna George

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,750
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lumb Jonathan R $306,000 None Listed On Document
Lumb Jonathan R $306,000 None Listed On Document
Mccall James M $158,000 Attorney
Dyer Marilyn $217,500 Watson & Osborne Title Servi
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lumb Jonathan R $110,000
Closed Lumb Jonathan R $110,000
Previous Owner Mccall James M $126,400
Previous Owner Dyer Marilyn $195,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2023 11/15/23 Sold $306,000 +0.3% $188 / Sq Ft
08/22/2023 08/22/23 Pending -- -- --
07/31/2023 07/31/23 For Sale $305,000 0.0% $187 / Sq Ft
07/29/2023 07/29/23 Pending -- -- --
07/17/2023 07/17/23 For Sale $305,000 -- $187 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,417 $132,647 -- --
2024 $1,816 $128,909 -- --
2023 $1,816 $153,632 $0 $0
2022 $1,629 $149,157 $0 $0
2021 $1,639 $155,000 $0 $0
2020 $1,631 $143,000 $0 $0
2019 $1,600 $139,603 $0 $0
2018 $1,580 $137,000 $0 $0
2017 $1,938 $128,000 $0 $0
2016 $1,796 $117,000 $0 $0
2015 $1,761 $112,000 $0 $0
2014 $1,728 $108,779 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2023

    Becky Hardy

    CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

    (904) 206-1370

    28 in this area

    47 Total Sales

    Becky Hardy
    Section Image
  • LILA KEIM

    Buyer's Agent in 2023

    LILA KEIM

    CENTURY 21 MILLER ELITE

    (904) 753-3944

    28 in this area

    91 Total Sales

    LILA KEIM
    Section Image
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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 105133

APN: 25-2N-28-027C-1408-0000

Florida Nassau County Fernandina Beach 32034

96014 Cottage Ct Unit 1408, Fernandina Beach, FL

Not Listed for Sale

Townhouses

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